Articles by our professionals >   About Medicare

Getting Medicare Under Age 65

Medicare is usually available to Americans aged 65 and older. In some cases, however, the Medicare eligibility age is lower; people under 65 with certain disabilities qualify for Medicare enrollment.

If you’ve been getting disability benefits from Social Security or from the Railroad Retirement Board for 24 months in a row, you may get automatically enrolled in Original Medicare, Part A and Part B, when you reach the 25th month. If you have amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease), you’re enrolled in Medicare automatically the month you start getting disability benefits.

Likewise, Medicare policy allows people of any age who have end-stage renal disease (ESRD) to participate in the Medicare program. ESRD is permanent damage to the kidneys that requires a transplant or dialysis. If you have ESRD, you don’t get enrolled in Medicare Part A and Part B automatically; you have to sign up. You usually can’t join a Medicare Advantage (Medicare Part C) plan if you have ESRD, but there are some exceptions.

If you’re enrolled in Original Medicare, but want to explore other Medicare plan options, I’ll do my best to answer your questions. Check out my profile by clicking on the orange button below. If you like, request a phone appointment or get an email from me; I’ll send you Medicare information tailored to your needs. To see plans now, try the blue Find Your Plan button in the top right section of this page. Or to get assistance quickly, feel free to call us at 1-844-847-2659 during our business hours (or at 711 if you need TTY assistance).


Was this article helpful?