What Type of Medicare Plan Might Be a Good Fit for You?

Pamela Cannaday by Pamela Cannaday | Licensed since 2011
Print

This article was updated on: 07/06/2018

Find Affordable Medicare Plans in Your Area



Are you new to Medicare? Choosing Medicare coverage can be a challenge. There may be several Medicare coverage choices in your vicinity. But how do you know which Medicare coverage choice might work for you?

Medicare coverage choices: what are they?

When you become eligible for Medicare, in most cases you’ll be automatically enrolled in Medicare Part A (hospital insurance) and Part B (medical insurance). Together, Part A and Part B are also known as Original Medicare. They come with certain costs, such as deductibles, copayments, and coinsurance. Most people pay a monthly premium for Part B, but if you’ve worked at least 10 years while paying Medicare taxes, you generally won’t pay a Part A premium.

You can stay with Original Medicare, and optionally enroll in:

  • A stand-alone Medicare Part D Prescription Drug Plan

and/or

Alternatively, you can get your Original Medicare (Part A and Part B) benefits through a Medicare Advantage plan (except hospice benefits, which Part A still provides). You need to continue paying your Medicare Part B monthly premium, as well as any premium the plan may charge you.

Medicare coverage choices and your particular needs

You’re the only one who can decide what type of Medicare coverage to get. But if you’d like a quick list of points to consider when you’re looking at Medicare plan options, here’s an easy-to-read flow chart.

Medicare Plan Options Flow Chart

What with several different Medicare plan options that may be available where you live, you might have questions. I can walk you through the Medicare plan options and answer your questions.

  • To have me email you customized information about Medicare plan options, you can follow the links below.
  • To explore Medicare plan options in your area with no obligation, click the Find Plans or Compare Plans buttons on this page anytime.

The product and service descriptions, if any, provided on these Medicare.com Web pages are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable laws, rules, and regulations.

Find Affordable Medicare Plans in Your Area





Pamela Cannaday |
View profile
Licensed Insurance Agent since 2011
1- 844-847-2659
TTY users 711
Mon - Fri, 8am - 8pm ET


Compare Medicare
Plans and Save

Our shoppers found an average saving of $541/year*

Compare Plans


Can’t Find the Answer You’re Looking For?

  • saying Talk to a Licensed Insurance Agent
  • 1-844-847-2659
  • TTY Users 711
  • Mon - Fri, 8am - 8pm ET

Licensed Insurance Agents

Let us help you learn more about your Medicare plan options

8.8 out of 10
rating

9.2 out of 10
rating

8.4 out of 10
rating