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He was very PERSONABLE and very GENUINE in helping me through this process without making me feel uncomfortable or rushed in my decision making. He would make a good 911 operator. I felt he was totally trying to help me find the best policy for my circumstances without a doubt! Anonymous, Petaluma, CA Read more reviews
More about Donald
I grew up in Sacramento, California, and also lived eight years in Orange County, California. I moved to Utah 22 years ago and have been very happy here ever since with my family. I have daughters who are 25 and 23 years old, and a 17 year-old son. I am active in my church and enjoy activities with my family and my wife’s extended family, many of whom live locally.
Three words that describe me:
Happy, positive, and driven.
Favorite thing to do when not at work:
Relax with my family at home.
Favorite place to visit and why:
Maui. We have an acquaintance who has a beautiful home on the beach, and we just love the overall beauty of that exotic place. The air feels great; it smells nice; the ocean is breathtaking; and the sound of the ocean is very therapeutic.
What I like most about helping people find the right Medicare plan options:
I can put Medicare in understandable terms very quickly and help people find a plan that they feel comfortable with also in a short amount of time. They are usually delighted and relieved to find the right Medicare plan option.
I love college football, and follow BYU quite a bit. I love athleticism, foot speed, strength, endurance, and a combination of all of them. I enjoy being in the highest achievement levels of whatever I do. I love science fiction.
Medicare articles by Donald
Does Medicare cover sleeping pills?
The National Institutes of Health suggests that about half of all seniors have trouble falling or staying asleep. If you've talked to your doctor about insomnia, and he or she has ruled out an underlying medical cause, you may be a candidate for over the... Read more
Does Medicare Cover a Hysterectomy?
The uterus, also called womb, is where a baby grows when a woman is pregnant. A hysterectomy is a surgery to remove a woman’s uterus, according to the U.S. Department of Health & Human Services. The fallopian tubes and ovaries may also be removed. A... Read more
Common Health Concerns for Seniors
As people age, their health concerns change. According to the Office of Disease Prevention and Health Promotion, 60% of seniors live with two or more chronic conditions such as heart disease, cancer, emphysema, diabetes, and Alzheimer's. If managing... Read more
Hot Flashes and How Acupuncture Can Help
What are hot flashes? Hot flashes are often associated with menopause and are a sudden, temporary onset of body warmth, flushing and sweating, according to the U.S. National Library of Medicine. It is not known for sure what causes hot flashes, but... Read more
Heart Disease in Women: Do Women Have a Higher Risk?
One out of every four. That's how many women are likely to die of heart disease, according to the Centers for Disease Control and Prevention (CDC). Here are some facts about heart disease in women: It's the leading cause of death for African American and... Read more
Does Medicare Cover Restless Leg Syndrome?
If you have an uncomfortable feeling in your legs that is only relieved by moving them around, your doctor may want to evaluate you for restless leg syndrome. If you are covered under Medicare, here is what you should know about restless leg syndrome... Read more
Coping with Parkinson’s Disease
What is Parkinson’s disease? Parkinson’s disease is a neurodegenerative (degeneration of the nervous system) disorder according to the Parkinson’s Foundation. The U.S. National Library of Medicine calls Parkinson’s disease a “movement disorder.”... Read more
How to Get the Most out of a Doctor Visit
Has this ever happened to you? You have a mental list in your head of all the things you want to ask your health care provider at your next doctor visit, but when you get there, you forget them—and go home with many unanswered questions. This type... Read more
Does Medicare cover a personal trainer?
If you’re struggling to stay motivated in a fitness routine on your own, you may desire the services of a personal trainer. What is a personal trainer? A personal trainer can help you achieve your personal health and fitness goals by overseeing your... Read more
Nutrition for Seniors: Tips for a Healthy Diet
Eating a well-balanced diet is an important part of staying healthy as you age, according to the National Institute on Aging. When it comes to nutrition for seniors, it's important to understand that a healthy diet: May help you stay energized and... Read more
Does Medicare Cover Cold Medicine?
The common cold is a viral infection of the upper respiratory tract, including the nose and throat, according to the Mayo Clinic. Symptoms of the common cold include: A runny or stuffy nose Sore throat Cough Congestion Sneezing Slight body... Read more
Home Care Made Easy with Senior Citizen Apps
If you're in charge of home care for an elderly loved one, you know how difficult it can be to manage all your daily tasks: tracking medications, arranging caregivers, organizing finances, even monitoring the home for potential safety issues. The good... Read more
Does Medicare Cover Sexual Dysfunction?
The Cleveland Clinic defines sexual dysfunction as a problem occurring during any phase of the sexual response cycle that prevents the individual or couple from experiencing satisfaction with sexual activity. Certain health phenomenon more common for older... Read more
Does Medicare Cover a Kidney Transplant?
People with kidney failure and end-stage renal disease (ESRD) often have two options: dialysis or kidney transplant. According to the National Kidney Foundation, many people feel that a kidney transplant offers more freedom and a better quality of life than... Read more
Does Medicare Cover Pacemakers?
Perhaps you're one of many people who need pacemakers, according to their doctors. But does Medicare cover pacemakers? What is a pacemaker? A pacemaker is a small device placed in your chest to help your heart maintain its proper rhythm, or pace, according... Read more
Will Medicare Help Pay for My Medical Expenses in a Car Accident?
According to the Centers for Disease Control and Prevention (CDC), over 2 million people are injured in car accidents each year. If you are one of those people, it's normal to wonder how you will pay your medical expenses if you are injured. The good news... Read more
Medicare Supplement for people under 65 and disabled in Georgia
According to the Kaiser Family Foundation (KFF) Georgia has over 1.5 million Medicare beneficiaries. If you’re under 65 in Georgia you may have qualified for Medicare through a disability. Once you realized that Original Medicare (Part A and Part B) has no... Read more
What is the difference between Dementia and Alzheimer’s?
What is the difference between Dementia and Alzheimer’s? You might think that Alzheimer's and dementia are simply different words for the same condition, but they aren't. Alzheimer's is a disease which accounts for up to 80 percent of dementia cases.... Read more
Early Signs of Dementia
Some people worry that they might have early signs of dementia. If you forget a name now and then, or where you put your car keys, you might not have to worry that you have dementia. According to the Centers for Disease Control, Alzheimer's disease is the... Read more
Does Medicare Cover Morphine
What is Morphine? Morphine is a prescription drug used to relieve moderate to severe pain, according to the U.S. National Library of Medicine. Morphine is narcotic (opiate) that works by changing the way the brain and the nervous system respond to pain.... Read more
Coping with Chronic Pain
According to the National Institutes of Health's National Center for Complementary and Integrative Health (NCCIH), over 25 million adults in the U.S. had pain every day for three consecutive months or more. The most common sources of chronic pain were... Read more
Medicare Yearly Wellness Visits
If you're new to Medicare, you might be surprised to know just how many wellness and preventive care benefits are available, often at no cost to you. The Medicare yearly wellness visits are different from the other Medicare yearly exams, because it focuses... Read more
How Do You Access Medicare Benefits When There’s a Disaster?
We hope you'll never have to worry about getting Medicare benefits when there's an emergency. If there's a hurricane, earthquake, tornado, terrorist attack, or other disaster, Medicare coverage might extend beyond usual restrictions in certain cases. Are... Read more
What is Long Term Care?
It can be difficult and a bit frightening to learn that you or someone you love needs long term care. You may have questions about the type of care available, how to choose long term care facilities, and where to get help with costs. If you are facing the... Read more
Different Types of Nursing Care and Your Medicare Coverage
Nursing care is an important part of your medical care, whether you are seen in a doctor's office, urgent care or outpatient center, hospital, skilled nursing facility, or even your home. Here's a look at the different types of nursing care and how... Read more
Can I Keep My Doctor When I Begin Medicare?
Are you going to be eligible for Medicare soon, and you're looking for a Medicare doctor? Perhaps your Medicare coverage has just started. In any case, you may be concerned about whether you'll be able to go to the same doctor you've been seeing for... Read more
Coinsurance vs Copay
Medicare usually involves various cost-sharing mechanisms, such as coinsurance or copayments, that you generally pay every time you use your benefits to get health care. Keep in mind there is no out-of-pocket maximum with Original Medicare (Part A and Part... Read more
Medicare Supplement Plans and Out-of-Pocket Costs
Medicare Supplement, or Medigap, insurance may help cover certain out-of-pocket costs that come with Original Medicare, Part A and Part B. Original Medicare covers a wide range of hospital and medical services, but it doesn't cover all costs, and you're still... Read more
Drugs, Supplies, and Services that Medicare Doesn’t Cover
In general, Medicare doesn’t cover supplies, services, and drugs that are not “medically necessary and reasonable.” Medicare considers services needed for the diagnosis, care, and treatment of a patient’s condition to be medically necessary. These... Read more
What is a Medicare Advantage Medical Savings Account (MSA) plan?
Medicare Advantage plans are another way to get your Original Medicare (Part A and Part B) benefits from a private insurance company. Medicare Advantage MSA, or Medical Savings Account plans are a special type of Medicare Advantage plan that you may qualify... Read more
Four Steps to Buying Medicare Supplement Plans
You may have heard that Medicare Supplement (Medigap) policy can help you save on out-of-pocket costs from Medicare. If you want to buy a Medicare Supplement policy, here are the steps: 1. Before buying, be sure that you are eligible for a Medicare... Read more
Can I have more than one Medicare Prescription Drug Plan?
Medicare Prescription Drug Plans help Medicare beneficiaries pay for medications prescribed by a doctor. This coverage is available to anyone who is eligible for Medicare, whether he or she is enrolled in Original Medicare (Part A and Part B) or in a... Read more
Does Medicare Cover Vytorin?
Vytorin is a combination medication people may take to lower cholesterol levels, according to the United States Food and Drug Administration. In order for you to receive Medicare coverage for Vytorin or the generic combination of simvastatin and ezetimibe,... Read more
Does Medicare Cover Seroquel?
If you have Original Medicare (Part A and Part B), there is generally no coverage for prescription medications such as Seroquel, unless you are also enrolled in a stand-alone Medicare Prescription Drug Plan or a Medicare Advantage Prescription Drug plan.... Read more
Does Medicare Cover Dialysis?
If you are enrolled in Original Medicare (Part A and Part B) and have end-stage renal disease (ESRD), Medicare may cover dialysis treatment you get as an inpatient in the hospital. Medicare may also cover routine, outpatient dialysis treatment at a... Read more
What Medicare Plans Does Premera Blue Cross of Washington Offer?
If you're a resident of Washington enrolled in the Medicare program, or about to be eligible for Medicare benefits, you may be interested in the plans offered by Premera Blue Cross. Here's a brief rundown on the Medicare Advantage and Medicare Supplement... Read more
Does Medicare Cover Nitrogard?
Does Medicare cover Nitrogard? Nitrogard is the brand-name of nitroglycerine, a medication used to prevent and treat chest pain, according to National Institutes of Health (NIH). Original Medicare Part A and Part B won't generally cover prescriptions like... Read more
Does Medicare Cover Mevacor?
If you take the prescription medication Mevacor and are enrolled in Original Medicare (Part A and Part B), there is generally no Medicare coverage for it, unless you are enrolled in a stand-alone Medicare Part D Prescription Drug Plan or a Medicare Advantage... Read more
HIV and AIDS Basics: Symptoms, Causes, and Prevention
According to a 2016 report by the Centers for Disease Control (CDC), approximately 1.2 million adults in America live with HIV, or human immunodeficiency virus; roughly one in eight don't know they are infected. In some cases, HIV progresses into full-blown... Read more
How Do I Find a Medicare Health Plan?
Most people are automatically enrolled in Original Medicare (Part A and Part B) when they retire and begin accessing their Social Security benefits. If this is true for you, you may not need to find a Medicare health plan as you are automatically enrolled in... Read more
Medicare Advantage and End Stage Renal Disease
When your kidneys are no longer able to function at a level that supports daily living, you might have end-stage renal disease (ESRD). In most cases you can't enroll in a Medicare Advantage plan when you have ESRD. The Center for Medicare & Medicaid... Read more
Depression and Caregiving
About 43 million Americans act as unpaid caregivers, the National Institutes of Health (NIH) reported in 2015. Women make up the majority of caregivers (about two-thirds). About three in five caregivers have a full-time job in addition to... Read more
Does Medicare Cover Hospital Visits?
Original Medicare is a federal health insurance program managed by the Centers for Medicare & Medicaid Services (CMS). It provides health-care benefits for American citizens and permanent legal residents (of at least five years in a row) aged 65 or older.... Read more
How Do I Sign Up for Medicare Easy Pay?
If you get Social Security benefits, Civil Service retirement benefits, or Railroad Retirement Board benefits, you might not have to worry about writing a check to pay your Medicare Part B premium, because in most cases they are automatically deducted from... Read more
What is Knee Replacement and Knee Replacement Surgery?
According to the National Institutes of Health, or NIH, doctors most commonly suggest knee replacement because of damage and pain caused by conditions such as osteoarthritis. When patients suffer from osteoarthritis, cartilage breaks down. This allows the... Read more
Finding CPAP Masks that Work for You
Has your doctor diagnosed you with sleep apnea? Continuous positive airway pressure, or CPAP, may be prescribed in some situations to treat obstructive sleep apnea, a condition where throat muscles relax during sleep and cause the person to pause breathing.... Read more
Hospital Discharge Planning: A Guide for Families and Caregivers
When a loved one has been hospitalized for illness or serious injury, it's normal to have questions about what happens next. Whether the plan is to return home or be transferred to rehab or other care center, a hospital discharge often comes with lots of... Read more
New Medicare Card Not to Contain Social Security Numbers
According to Medicare.gov, identify theft is a serious crime that occurs when someone takes your personal information without your permission, in order to commit fraud or other crimes. Personal information might include things like your name, credit card... Read more
Kidney Disease Overview
According to the National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK), your kidneys are fist-sized organs located in the middle of your back, one on each side of your spine. They have a bean-like shape (think "kidney" beans) and play an... Read more
Caregiver Support: Benefits Counseling for Seniors
If you're like many people, you may not be aware of all the federal, state, and local government benefits and community support services that are available, especially to seniors and those with disabilities or low incomes. You or your loved one can get... Read more
What to do if Your Parents Refuse to Wear Medical Alert Devices
Wearing a medical alert device might help your parents stay safe. You might be concerned about your parents’ safety at home if they are 65 and older. According to the Centers for Disease Control and Prevention (CDC), one out of three people (who are 65 and... Read more
What is Amyotrophic Lateral Sclerosis (ALS), also called Lou Gehrig’s Disease?
Amyotrophic lateral sclerosis (ALS), sometimes called Lou Gehrig's disease, received a lot of media attention during the ALS Ice Bucket Challenge. According to the ALS Association, the donations helped lead to an important genetic discovery. Read more in... Read more
Does Medicare Cover My Back Brace?
Your doctor may prescribe a back brace for various conditions that might cause lower back pain. If your doctor considers a back brace medically necessary to manage or treat your condition, and you're enrolled in Medicare Part B, allowable charges for... Read more
Osteoarthritis Treatment Options
According to the Arthritis Foundation, osteoarthritis affects about 27 million Americans and is the most common joint condition. Also known as degenerative arthritis or degenerative joint disease, osteoarthritis most often affects the knees, hips, neck, back,... Read more
Does Medicare Cover Prostate Exams?
Prostate cancer is the second most common cancer in men and the third leading source of cancer deaths among men in America according to the American Cancer Society. Fortunately, if you are a Medicare beneficiary, Medicare covers prostate exams and... Read more
How Do I Choose Between Medicare and Employer Coverage?
Nearly 20% of Americans age 65 and over are still working (whether or not they have retired from their careers), according to a 2013 study by the Associated Press. If you're one of them, you may have questions about whether to enroll in Original Medicare... Read more
Does Medicare Cover Ambulance Services?
Emergency ambulance services and Medicare coverage Medicare Part B (medical insurance) typically covers ambulance transportation when you've had a sudden medical emergency and your situation is such that: You need to get to a community hospital,... Read more
Does Medicare cover hospice care?
If you’re considering Medicare hospice care for yourself or a loved one, you may be comforted to know that the Medicare hospice benefit is available to help eligible terminally ill beneficiaries and their families with end-of-life issues such as pain... Read more
What Medicare Supplement Plans Does UnitedHealthcare Offer?
What is a Medicare Supplement plan? As the name suggests, Medicare Supplement insurance, also known as Medigap, supplements your Original Medicare benefits by paying for all or part of your share of certain Part A and Part B health-care expenses. Depending... Read more
How Can I Find Out if My Prescription Drugs Are Covered by My Anthem Medicare Plan?
If you're a Medicare beneficiary, there are a couple of ways you can get coverage for your prescription medications – through a Medicare Advantage Prescription Drug plan, or a stand-alone Medicare Part D Prescription Drug Plan. Anthem is a private insurance... Read more
How to Appoint a Personal Representative for Your Coventry Medicare Plan
Occasionally, you or a loved one may need help managing coverage and benefits under a Coventry Medicare Advantage plan or Coventry Medicare Part D Prescription Drug Plan. Fortunately, federal Medicare guidelines allow you to officially appoint a personal... Read more
What Types of Medicare Part D Coverage Does Humana Offer?
Medicare Part D prescription drug coverage is available through Medicare-contracted private insurance companies such as Humana. How you can get it depends on whether you're enrolled in Original Medicare or Medicare Part C (Medicare Advantage). Whether... Read more
How Can I Find Out if My Prescription Drugs Are Covered by My Humana Plan?
Do you have Medicare prescription drug coverage through a Medicare plan from Humana? You can get this coverage through a Medicare Advantage Prescription Drug plan, or a stand-alone Medicare Part D Prescription Drug Plan. Both types of plans are available... Read more
What Medicare Supplement Plans Does Aetna Offer?
If you are a current Original Medicare beneficiary or about to become eligible for Medicare coverage, you know that there are some health-care costs that Original Medicare does not cover, such as copayments and deductibles. These out-of-pocket expenses can... Read more
Do Medicare Advantage Plans from Aetna Cover Routine Dental Services?
There is no coverage for routine dental services under Original Medicare (Part A and Part B); however, if you choose to receive your Part A and Part B benefits through the Medicare Part C program -- through an Aetna Medicare Advantage plan, for example --... Read more
Changes in Medicare When Moving to Another State
Are you moving to another state, or did you move recently? It's probably a busy time for you, but you may need to complete a few tasks to make sure your Medicare and Social Security benefits continue smoothly. This article shows you how to proceed when you... Read more
Does Medicare Cover Ultram?
What is Ultram? Ultram (generic tramadol) is an opiate analgesic used to relieve moderate to moderately severe pain, according to U.S. National Library of Medicine. Ultram works by changing the way the brain responds to pain. Ultram may come as an... Read more
Does Medicare Cover Apresoline?
Apresoline (the generic form is called hydralazine) is a vasodilator, a class of drug often used to treat high blood pressure and occasionally heart failure, according to the National Institutes of Health's Medline Plus website. Apresoline works by relaxing... Read more
Does Medicare Cover Massage Therapy?
Original Medicare does not cover massage therapy. Services that are not covered by Medicare are the sole responsibility of the patient. Medicare Part B does pay for medically necessary forms of therapy, including physical therapy, occupational therapy, and... Read more
Do I Need Part A and Part B if I’m Still Working?
Many people may qualify for Medicare while still working. The Pew Research Center reported in 2016 more Americans aged 65 and over are still working now compared to in 2000, and the trend is rising. Do I qualify for Medicare while still working? Most people... Read more
Does Medicare Cover Dental Implants?
Does your dentist say you need dental implants? If you're not sure about the details of Medicare dental coverage, we hope you find this overview about Medicare and dental implants useful. If you're like many Medicare beneficiaries, you might already be... Read more
What is the Donut Hole?
Medicare beneficiaries can get Medicare Part D prescription drug coverage through either a stand-alone Part D Prescription Drug Plan or a Medicare Advantage Prescription Drug plan. In either scenario, Medicare Part D coverage of prescription drugs follows... Read more
What Is the Difference Between Medicare Part A and Part B?
Original Medicare is made up of two parts: Part A, hospital insurance, and Part B, medical insurance. They can work together, but coverage does not overlap. Medicare Part A covers your hospital expenses. This includes hospital stays, skilled nursing care... Read more
Does Medicare cover Lomotil?
If you suffer from diarrhea, your doctor might prescribe Lomotil. According to the National Institutes of Health's Medline Plus website, Lomotil is a prescription drug combining the anti-diarrheal medication diphenoxylate with atropine, a medication that can... Read more
Does Medicare cover Sterapred?
Sterapred is a brand-name preparation of prednisone. According to the National Institutes of Health's Medline Plus website, prednisone is a corticosteroid used to treat a wide variety of conditions, including arthritis, multiple sclerosis, lupus, certain... Read more
Do I Need to Renew My Medicare Plan?
If you have Original Medicare, Part A and Part B, you don't need to reapply every year. However, each year during the Annual Election Period (October 15 through December 7) you might want to consider whether you would benefit from enrolling in or changing a... Read more
Medicare in Maine
Shopping for a Medicare plan in Maine? Medicare.com may be able to help you locate a Medicare plan option that works for you. It may be a good idea for you to explore all available choices before enrolling in a plan, and that’s where I come in. Here’s... Read more
Pros and Cons of Delaying Medicare Part B Enrollment
Medicare-eligible individuals should be aware of both the potential penalties and lower savings from delaying enrollment in Medicare Part B (medical insurance). Many individuals qualify for premium-free Medicare Part A (hospital insurance), provided that... Read more
What “Medically Necessary” Means and How It Affects Your Medicare Coverage
Medicare normally covers services deemed medically necessary. According to Medicare.gov, “medically necessary” is defined as "health-care services or supplies needed to prevent, diagnose, or treat an illness, injury, condition, disease, or its symptoms... Read more
Medicare in Alabama
Whether you're new to Medicare or are considering other coverage options, you may have many Medicare insurance options available, depending on where you live. Learn about the different ways you can get Medicare coverage in Alabama. About Medicare in... Read more
Medicare in Louisiana
Let Medicare.com be your go-to resource for shopping for a Medicare plan in Louisiana. We offer complimentary access to our plan comparison tool. With this tool, you may evaluate Medicare plan options nearest you. Our knowledgeable and licensed insurance... Read more
Medicare in Missouri
If you’re a Missouri resident with Medicare, you may have many Medicare plan options, depending on where you live. Learn about the different ways you can receive your Medicare benefits, including Original Medicare, Medicare Advantage, Medicare Part D, and... Read more
Switching Medicare Supplement (Medigap) Policies
If you have Medicare Supplement (Medigap) insurance, you may be wondering if you should consider changing plans. if you're satisfied with your current Medigap plan, a good option is usually to stay with your plan for as long as the coverage and... Read more
Customer reviews of Donald
My representative was the Best! He answered my questions, he was clear in his delivery of information, and I couldn't have asked for more, I don't know what he makes but he deserves a raise!
Anonymous, Hamilton, OH
Don provided me with valuable information and was so helpful in getting my mother a plan she could afford and a plan that would cover her needs. I wish I had spoken with him a few years ago. Very knowledgeable.
Anonymous, Chesapeake, VA
He was very patient and accommodating to our special need. (I was translating for my father and he initiated three-way calling, and worked with us.) I would recommend him highly to other shoppers.
The best telephone representative I have ever had to deal with for any company.
Bela S, New York, NY
the email of the plan did not come in
Female, 78, Palatine, IL
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