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very satisfied with the knowledge and concern for my individual situation without being biased toward specific plans or pushy toward signing me up Robert A, Fair Play, SC Read more reviews
More about John
I feel that my job is a natural extension of my life experiences. I have spent 8+ years as a financial planner, and when I became the power of attorney for both my parents and my sister, I became aware of the need for competent and compassionate assistance in the area of Medicare and its corresponding programs. That’s how I found my calling. My job is aiding Medicare beneficiaries in understanding their coverage needs and options based on geographical locations and other factors in an ever evolving multi-product environment, and then assisting them with the enrollment process and following up with them on a yearly basis or more as needed.
Three words that describe me:
Compassionate, caring, and direct.
Favorite thing to do when not at work:
Read and solving puzzles.
Favorite place to visit and why:
The Smoky Mountains in Tennessee. That’s where my family is from and most still are.
What I like most about helping people find the right Medicare plan options:
I’ve got the best job in the world. I get to help people maneuver through the maze of Medicare insurance plan options to find a plan that is suitable for their stated needs and goals (it’s like a big puzzle!), and I get paid to do it.
Sports Team: UT Jazz
Music: the Modern Jazz Quartet
Playwright: William Shakespeare
Medicare articles by John
Does Medicare Cover Anemia?
When you have anemia, your blood doesn't carry enough oxygen to the rest of your body because you don't have enough red blood cells. According to the National Heart, Lung, and Blood Institute, the most common type of anemia is caused by an iron... Read more
Urinary Tract Infections: Causes and Prevention
Urinary tract infections (UTIs) are the second most common type of infection in the body, according to the U.S. National Library of Medicine. Women get urinary tract infections about four times as often as men. Up to 60% of women will develop urinary tract... Read more
Five Tips on how to Stay Healthy While Traveling
For many people, one of the genuine pleasures of retirement is the opportunity to travel. If you have the wanderlust, you’ll want to take note of some tips on how to stay healthy while traveling. 1) Stay healthy by researching your destination If you're... Read more
Does Medicare Cover Skin Cancer Treatment?
Statistics from the American Cancer Society show that skin cancers are by far the most commonly diagnosed types of cancer in the U.S. The Skin Cancer Foundation states that one in five Americans will develop some form of skin cancer during their lifetime.... Read more
Types of Exercise for Seniors
Exercise for seniors: why should you exercise? As we get older, our strength and endurance often decline, according to the Center for Disease Control and Prevention (CDC). This may make seniors more likely to be tired and get hurt. So, let's look at how... Read more
How Does Medicare Cover an Overactive Bladder?
An overactive bladder may causes you to urinate eight or more times a day or two or more times at night, according to the U.S. National Library of Medicine. An overactive bladder may also give you the strong, sudden need to urinate immediately. An overactive... Read more
Caregiving Tips on Cultural Diversity: How to Care for Seniors with Different Cultures
If you are caring for a senior from a different culture, here are some caregiving tips to help you bridge the cultural gap. How can I adapt my caregiving role for seniors of different cultures? An article titled "21st Century Caregivers: Diversity in... Read more
How Long Will Medicare Pay for a Hospital Stay?
Have you been concerned about how long Medicare will pay for a hospital stay? You might think that the Medicare Part A deductible is an annual cost, tied to the year. In fact, it's tied to the Part A "benefit period," which means it's possible to have to pay... Read more
Does Medicare Cover a Pancreas Transplant?
The pancreas is a gland that produces insulin, according to the Mayo Clinic. Insufficient insulin can result in type 1 diabetes. Although not common, a pancreas transplant is sometimes performed as a treatment for people with severe type 1 diabetes, according... Read more
How Can a Medicare Supplement Plan Help You Manage Hospital Costs?
If you have a medical condition that has you in and out of the hospital frequently, you might worry about how you'll manage hospital costs. Even though Medicare generally covers some hospital costs, your out-of-pocket costs might get high. A Medicare... Read more
Does Mental Illness In Seniors Have a Cure?
Are you worried that an elderly loved one may be mentally ill? There may not always be a cure, but you might be able to find ways to manage mental illness in the elderly. Mental illness in seniors According to the Centers for Disease Control (CDC), about... Read more
Will Medicare Cover Vitamins and Supplements?
Some people value vitamins and supplements. Health-care providers may recommend certain vitamins and supplements, such as vitamin D and calcium, the National Institutes of Health reports. Medicare doesn't generally cover vitamins and supplements. There may... Read more
Does Medicare Cover Prescription Painkillers?
What are prescription painkillers? Prescription painkillers, also known as opioids or narcotics, are powerful pain-reducing medications, according to the Food and Drug and Administration (FDA). Narcotics work by binding to receptors in the brain, which... Read more
Steps for Choosing a Nursing Home
It's never easy to move into a nursing home, or help a loved one make the transition, but sometimes it may be the best option for getting the care and support you need. Here are some tips and useful resources to help you get started on how to choose a nursing... Read more
In-Home Health Care under Medicare
Have you just come home from the hospital and need some help at home? In-home health care assistance may be covered for you if you have Medicare. In 2013, about 4.9 million people received home health care assistance, according to a 2014 study published by... Read more
Will My Specialist’s Services be Covered under My Medicare Plan?
Whether you're switching from one type of Medicare coverage to another, or you're new to Medicare, you might be concerned about being able to continue seeing your health-care specialist. Will your specialist’s services be covered by Medicare? That may... Read more
What is Not Covered by Medicare Supplement Plans?
Are you thinking about buying a Medicare Supplement plan, but you're concerned about what these plans do and don't cover? Read on to learn about the benefits Medicare Supplement plans may include, and what they don't typically cover. What do Medicare... Read more
Understanding Medicare’s Out-of-Pocket Expenses
When people talk about Medicare costs, you may hear the phrase “out-of-pocket” used frequently. But what does it mean? “Out-of-pocket” medical expenses refer to any health-care expenses you have to pay yourself. With Medicare, these expenses may... Read more
How is Medicare Advantage plan funded?
Medicare Advantage (Medicare Part C) is an alternative way to get your benefits under Original Medicare (Part A and Part B). By law, Medicare Advantage plans must cover everything that is covered under Original Medicare, except for hospice care, which is... Read more
Medicare Advantage Cost Breakdown
If you're new to Medicare Advantage (Medicare Part C), you may be wondering how costs differ from Original Medicare. Medicare Advantage plans are offered by Medicare-approved private insurance companies and are an alternative way to get your Original... Read more
Medicare Supplement: The Basics
What is Medicare Supplement insurance? Medicare Supplement plans are offered by private insurance companies and can help cover out-of-pocket costs not covered by Original Medicare (Part A and Part B), such as coinsurance, copayments and deductibles. Keep in... Read more
Can I Go Without Medicare and Get Private Health Insurance Instead?
There are complex rules that govern your health care coverage under Medicare and private insurance, so it's important to know your rights and responsibilities, as well as applicable laws, before you decide whether to drop Medicare and sign up for private... Read more
Transition to Assisted Living: A Caregiver’s Guide
If you're caring for an older adult or aging parent, there may come a time when you're no longer able to provide the support your loved one needs to live independently. The transition to assisted living can be difficult for everyone involved, even if there... Read more
Medicare Basics Every Caregiver Should Know
If you’re a caregiver for someone enrolled in or about to be eligible for Medicare, you may not know much about the program and what it offers. This article provides an overview of Medicare and information to keep in mind so your loved one can make the most... Read more
Medicare and Mail-Order Prescriptions
Many people appreciate the convenience of using mail order prescriptions with their Medicare Part D prescription drug coverage. If you currently use a mail-order prescription service or are considering a mail-order pharmacy, here's what you should... Read more
Can I get a Medicare Supplement plan if I have a Medicare Medical Savings Account (MSA)?
In a word: no. You can't buy a Medicare Supplement (Medigap) plan if you have a Medicare Medical Savings Account (MSA). However, if you had a Medicare Supplement plan before you signed-up for your Medicare MSA, you may keep your Medicare Supplement plan. If... Read more
How do I pay for my Medicare Supplement (Medigap) plan?
Medicare Supplement (also referred to as Medigap) insurance may be an option for you if you're enrolled in Medicare Part A and Part B. Read on to learn about how to pay for a Medicare Supplement plan and about the possible costs. Medicare Supplement plans... Read more
Does Medicare Cover Septra or Bactrim?
Prescription drugs such as Septra or Bactrim are not generally covered under Original Medicare (Part A and Part B), unless you are also enrolled in a stand-alone Medicare Prescription Drug Plan or a Medicare Advantage Prescription Drug plan. If you take... Read more
Does Medicare Cover Prevacid?
Doctors may prescribe Prevacid, or the equivalent generic lansoprazole, to treat gastroesophageal reflux disease (GERD) and help prevent ulcers, according to the National Institutes of Health (NIH) National Library of Medicine. You can also buy an... Read more
Does Medicare Cover Mobic?
Medicare generally doesn't cover the prescription drug Mobic, or other medications taken at home, unless you are enrolled in a stand-alone Medicare Part D Prescription Drug Plan or a Medicare Advantage Prescription Drug plan. Will Medicare cover... Read more
Does Medicare Cover Ismo?
If you have angina, or chest pain, your doctor may recommend treatment with Ismo, or its generic equivalent, isosorbide mononitrate, according to the National Institutes for Health. There is generally no Medicare coverage for Ismo, unless you are enrolled in... Read more
Prescription Drug Coverage – Step Limits, Quantity Limits, and Prior Authorization
If you're covered under a Medicare Advantage plan with prescription drug coverage or a stand-alone Medicare Part D Prescription Drug Plan, you may have to follow certain guidelines when you access your benefits. For example, you may be required to use a... Read more
What is a Medicare Cost Plan?
Medicare Cost Plans are not available in all parts of the country, but if you live in one of the areas where these plans are offered, here's what you might want to know. Medicare Cost Plans are similar to Medicare Advantage plans in some ways, but are... Read more
Will Medicare Part D Plans Cover the Cost of Claritin?
Claritin belongs to a class of drugs known as antihistamines which are used to treat symptoms associated with allergies, including sneezing, watery eyes, runny nose, and hives, according to the National Institute of Health (NIH). It is available over the... Read more
Does Medicare Cover Medical Transportation?
Many aging adults and people with disabilities occasionally have trouble getting to and from the doctor or hospital for their medical care. They may no longer drive or are too ill to drive safely. If you're a Medicare beneficiary here's what you should know... Read more
Medicare Coverage of Cardiovascular Disease
If you are enrolled in Original Medicare (Part A and Part B), you may know that each part covers different portions of your health care. Part A, or hospital insurance, may cover inpatient hospital stays, care in a skilled nursing facility or hospice, and some... Read more
Caregiving with Your Siblings
As you may know from experience, caregiving for elderly and infirm parents is not always simple. Having siblings around to share the responsibility may ease the burden. Very often it also makes caregiving more complex, according to the Family Caregiver... Read more
Caring for Someone with Incontinence: Emotional and Social Issues
Let's start with a definition of incontinence. According to the National Institute on Aging, incontinence is the condition of being unable to control one's bladder and/or bowels. If you're a caregiver, read on to learn more about incontinence and some... Read more
Does Medicare Cover Bed Sores?
Bed sores, also called pressure sores, can develop when you spend most of your time in bed or in a wheelchair, according to the National Institutes of Health's National Library of Medicine. If you have a medical condition that prevents you from changing... Read more
What is a Conservatorship in California?
In California, if a family member is no longer able to make decisions about his or her personal or financial affairs, a judge may be able to appoint someone to care for this person. If the person is an adult, the process is called "conservatorship;" in the... Read more
Caregiver Resource: Holding a Family Meeting
As a caregiver for an ill or aging parent or family member, you know that family cooperation can be extremely valuable in helping you provide good care and minimize stress. A family meeting is often recommended by counselors and social workers as a great... Read more
Does Medicare Cover Walking Canes?
Your doctor may prescribe a walking cane or a walker to give you the support you need if you have mobility or balance issues. In most cases, if you’re enrolled in Medicare Part B, walking canes and walkers your doctor orders for you are covered as part... Read more
What Is Psoriatic Arthritis?
If you or a loved one suffer from psoriatic arthritis, you may have many questions about the condition. Psoriatic arthritis is a chronic inflammatory condition characterized by painful, scaly, red or white skin patches that break out over the body. Here is... Read more
Can I Delay Medicare Part D Enrollment?
If you’re approaching Medicare eligibility, especially if you’re in good health, you probably have questions about just how much health-care coverage you really need. For many people, enrollment in Original Medicare (Part A and Part B) happens... Read more
Does Medicare Cover Kidney Failure?
The kidneys perform the essential function of removing waste and excess water from the body, according to the National Institutes of Health (NIH). Kidney failure, also called end-stage renal disease (ESRD), is the final stage of chronic kidney disease. When... Read more
COBRA Insurance and Medicare
What is COBRA insurance? COBRA refers to the Consolidated Omnibus Budget Reconciliation Act, a federal law that may let you keep your employer group health plan coverage for a limited time after your employment ends or after you would otherwise lose... Read more
What Medicare Plans Does Blue Cross Blue Shield of Michigan Offer?
Blue Cross Blue Shield of Michigan offers several types of Medicare Advantage plans, stand-alone Medicare Part D Prescription Drug Plans, and Medicare Supplement (Medigap) plans to residents of Michigan. If you’re a Medicare beneficiary who is currently... Read more
About Blue Cross Blue Shield
You may find Blue Cross Blue Shield to be a familiar name in the Medicare health plan market. If you're thinking about enrolling in a Medicare Advantage plan, Medicare Part D Prescription Drug Plan, or Medicare Supplement plan, here are some facts about Blue... Read more
What Medicare Plans Does UnitedHealthcare Offer?
Are you new to Medicare or interested in exploring some of your Medicare coverage choices beyond Original Medicare? UnitedHealthcare offers a variety of Medicare plans, including Medicare Advantage plans, Medicare Part D prescription drug coverage, and... Read more
Do UnitedHealthcare Medicare Plans Include Routine Dental Coverage?
UnitedHealthcare Medicare Advantage plans offer you an alternative way to get your Original Medicare (Part A and Part B) benefits. By law, all Medicare Advantage plans must cover, at a minimum, everything Original Medicare covers (except hospice benefits,... Read more
Is an Anthem Medicare Advantage Prescription Drug Plan the Same as a Standalone Medicare Prescription Drug Plan?
If you are new to Medicare, you may not know that there are four components to the Medicare program: Part A (hospital insurance) Part B (medical insurance) Part C (Medicare Advantage) Part D (prescription drug coverage) Original Medicare is... Read more
What Types of Medicare Part D Coverage Does WellCare Offer?
If you're a Medicare beneficiary who takes prescription drugs, you may be wondering how Medicare prescription drug coverage (Part D) works and how you can get help with your medication costs. Wellcare offers a few Medicare plan options that include... Read more
New to Coventry Medicare? Here’s What You Need to Know
If you've recently enrolled in a Coventry Medicare Advantage plan or Coventry Medicare Part D Prescription Drug Plan, you may have questions about what happens next and where to go to find information about your coverage. Here are some useful tips to help... Read more
Do Coventry Medicare Plans Cover Routine Dental?
Under Original Medicare (Part A and Part B), there is no coverage for routine or preventive dental care services, such as routine exams, cleanings, extractions, or dental appliances. In some situations, Medicare may cover certain dental services if they are... Read more
Do Medicare Plans from Humana Cover Routine Vision Services?
Original Medicare, Part A and Part B, doesn't generally cover routine vision services. If you have an injury or a medical condition that affects your eyes or vision, you may be covered for medically necessary care to diagnose and treat your condition, but... Read more
The Different Parts of Medicare in 2018
There are several "parts" to Medicare, as you may know. Costs and benefit details may change from one year to the next. Here's a quick summary of out-of-pocket Medicare costs in 2018. 2018 Medicare Part A costs Medicare Part A helps cover inpatient hospital... Read more
2018 Medicare Prices and Out-of-Pocket Costs
Your out-of-pocket Medicare costs may change from one year to the next. Stay up to date on Medicare premiums, deductibles, copayments, and coinsurance costs in 2018. Medicare Part A, hospital coverage Medicare Part A helps cover inpatient hospital care,... Read more
Does Medicare Cover Coumadin?
Did your doctor prescribe Coumadin for you? If you're on Medicare, you may be wondering whether Medicare covers Coumadin. Here's some information for you. What is Coumadin? Coumadin, or its generic form warfarin, is in a class of drugs known as... Read more
Finding a Medicare Primary Care Physician near You
Are you wondering how to find a primary care physician (PCP) near you? Whether you need a primary care doctor may depend on the type of Medicare coverage you have. If you have Original Medicare (Medicare Part A and B), then you don't need to choose a... Read more
Does Medicare Cover Levaquin?
If Levaquin is what your doctor prescribed, you may be curious whether Medicare covers it. Medicare coverage of prescription drugs like Levaquin is discussed below. What is Levaquin? Levaquin (generic name levofloxacin) belongs to a class of antibiotics... Read more
Medicare Power of Attorney for a Friend or Family Member
If you think it's time to set up power of attorney for yourself or a loved one, here's some background information that you may find useful. If you’re a caregiver for a Medicare beneficiary, you may not realize that you can’t make health-care decisions... Read more
Does Medicare Cover Orthotics?
Your doctor may prescribe orthotic devices, or braces, to support weak joints or muscles. If you have foot pain or other health conditions involving your feet, your podiatrist or other provider might prescribe custom orthotics for your feet. Medicare Part B... Read more
Does Medicare Cover Lipitor?
What is Lipitor? Lipitor, or generic for Lipitor, Atorvastatin, is in a group of drugs known as statins. According to the FDA, this prescription drug may be used to control your LDL cholesterol and triglyceride levels. Lipitor works by slowing the... Read more
I’m a U.S. Citizen Living Abroad and Need Medicare
If you live abroad and are eligible for Medicare coverage within the United States, you may wonder if your Medicare policy still covers your needs. It's important to know that Medicare generally does not cover medical expenses incurred while outside the... Read more
Medicare Supplement Plans and Medical Underwriting
Medical underwriting is a practice employed by private health insurers when determining if they will provide coverage to a prospective beneficiary. During the underwriting process, an applicant may be required to undergo a physical examination, and the... Read more
Medicare in Delaware
As a Medicare beneficiary in Delaware, you may have many choices when it comes to your Medicare coverage. You may want to consider all available options, whether you keep Original Medicare, or get a Medicare plan such as Medicare Advantage offered through... Read more
Medicare in New Hampshire
Are you shopping for a Medicare plan in New Hampshire? Medicare.com can be your resource. We offer the complimentary use of our plan comparison tool that can help you find Medicare options that may work best for you. About Medicare in New Hampshire New... Read more
Medicare in North Carolina
In addition to Original Medicare, Part A and Part B, beneficiaries in North Carolina may be able to choose from a range of Medicare plan offerings. Options may include Medicare Advantage, Medicare Part D prescription drug coverage, and Medicare Supplement... Read more
The Pros and Cons of Switching to a Medicare Advantage Plan
Medicare Advantage plans, also known as Medicare Part C, are one way for beneficiaries to receive their Medicare benefits. These plans are required to offer everything that’s covered under Original Medicare, Part A and Part B, with the exception of hospice... Read more
About the Medicare Part D Prescription Drug Coverage Gap (“Donut Hole”)
The Medicare coverage gap is the phase of your Medicare Part D benefit when there is a gap in prescription drug coverage. You might not reach this stage at all; it starts if you and your plan spend a certain amount of money within a year, as described below.... Read more
Medicare Part D — Prescription Drug Coverage
What is Medicare Part D prescription drug coverage? As a Medicare beneficiary, you don’t automatically get Medicare Part D prescription drug coverage. This Medicare Part D coverage is optional, but can be valuable if you take medications. If you don’t... Read more
Customer reviews of John
John Bulliner was friendly and patient. He explained everything often many times and never rushed through the information until I understood what he was explaining. I know that he is representing this enrollment with excellant cusotmer skills, even though this can be hard on the customer.
Anonymous, San Leandro, CA
John was great to work with, he took time to search for the best plan based on my son's needs, was very curteous and did a wonderful job. I am grateful for having someone who shows care and concern and is very knowledgable.
Anonymous, El Paso, TX
John Bulliner was more than helpful. He made the enrollment process easy and understandable, as well as sharing helpful knowledge regarding Medicare enrollment.
Anonymous, Grants Pass, OR
I still plan on calling back, I have more questions.
Female, 80, Onalaska, WA
very friedly and a nice guy, that is why i called back this year
Female, 51, Ozark, MO
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