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More about Jory
I have spent the last 10 years of my life focused on helping others through challenging times in their life, whether it be marriage issues, financial issues, or just simply helping to provide directions. In that same vein, I love what I am doing with eHealth: Providing Medicare beneficiaries a safe place to turn to get honest feedback, with unbiased recommendations, in a relaxed, no-pressure environment. I love taking something that can be incredibly overwhelming and making it relatively effortless. I walk people through the decision-making process so that they are confident in the plan they ultimately choose.
Three words that describe me:
Patient, understanding, and honest.
Favorite thing to do when not at work:
Work with families in planning their future.
Favorite place to visit and why:
Panama. I had an amazing time there, from snorkeling in the Atlantic Ocean to cruising through dirt roads in the jungle. Most amazing place there is an old pirate fort called Fort San Lorenzo. Amazing history in Panama.
What I like most about helping people find the right Medicare plan options:
Typically, when people call me, they are at the breaking point with their plan options. They have talked to several insurance companies and hear one thing, their friends are telling them another, and Internet blogs are saying something different. At this point, anyone would be confused and frustrated. What I find is most of these sources of information are all FEAR-based decision making. They are trying to scare you into a plan or scare you away from other plans. What I enjoy doing is explaining the options from a factual perspective. I explain how the plans work with Medicare, what the benefits are, and simply educate the beneficiary so he or she can make an educated decision. Because let’s face it: Every individual is different, and the plan that is working great for your friend might not be the right plan for you.
Sports team: the Seattle Seahawks
Movie: Seven Brides for Seven Brothers
Author: John Maxwell
Quote: E + R = O (Event + Response = Outcome) I believe if we decide what the outcome is what we desire, it won’t matter what life events get thrown at us. We just need to learn to respond to the event to get the outcome we want.
Medicare articles by Jory
Medicare Supplement Plans in Virginia
If it's important to you to save money on health-care costs, you might be interested in learning about Medicare Supplement plans in Virginia. They may help with the "gap" left by Original Medicare (Part A and Part B) – those expenses you typically have to... Read more
Medicare Supplement Plans in Rhode Island
What are Medicare Supplement plans in Rhode Island? If you're a Rhode Islander on Medicare, or you'll be eligible soon, you may be wondering about Medicare Supplement plans in Rhode Island. Medicare Supplement plans (also known as Medigap policies) are... Read more
Medicare Supplement Plans in New York
Although Original Medicare in New York is provided by the federal government, it is not free. You may have to pay various out-of-pocket costs, including copayments, coinsurance, and deductibles. Medicare Supplement (Medigap) plans in New York can help pay... Read more
Medicare Supplement Plans in Missouri
Original Medicare remains popular in Missouri. According to the Centers for Medicare and Medicaid Services (CMS), about 785,000 Medicare beneficiaries chose Part A and Part B Missouri in 2018. Although Original Medicare covers most health care costs, the plan... Read more
Medicare Supplement plans in Minnesota
Do you tend to have a lot of doctor visits? A Medicare Supplement plan in Minnesota might spare you from some of Original Medicare's out-of-pocket costs, like coinsurance when you go to your doctor or specialist. Medicare Supplement (Medigap) plans in... Read more
Medicare Supplement Plans in Kentucky
Are your health-care costs under Medicare piling up? Medicare Supplement plans in Kentucky may help with Original Medicare's out-of-pocket costs. What are Medicare Supplement plans in Kentucky: an overview If you're on Medicare in Kentucky, you probably... Read more
Medicare Supplement Plans in Hawaii
A Medicare Supplement plan in Hawaii may be an attractive option if you have Medicare Part A and Part B and live in Hawaii—especially if you travel to the mainland with some regularity, or if you have health problems. Medicare Supplement plans in Hawaii... Read more
Medicare Supplement in Colorado
Why would I want Medicare Supplement in Colorado? If you have Original Medicare (Part A and Part B) in Colorado you may know that you are responsible for various out-of-pocket costs including copayments, coinsurance, and deductibles. A Medicare Supplement... Read more
Medicare Supplement Plans in New Mexico
Since Original Medicare (Part A and Part B) has no out-of-pocket maximum, out-of-pocket costs may be a concern for you. Fortunately, you may have options for Medicare Supplement (Medigap) Plans in New Mexico to help cover your expenses under Original... Read more
How Much Does Medicare Part D Cost? – Frequently Asked Questions
Medicare Part D is the prescription drug coverage “part” of Medicare. It’s optional, and available from private insurance companies that contract with Medicare. It’s important to remember that while you might get enrolled into Medicare Part A and Part... Read more
What Does Medicare Advantage Cover? – Frequently Asked Questions
Original Medicare includes Part A (hospital insurance) and Part B (medical insurance). Medicare Advantage (also called Medicare Part C) is an alternative way to get Medicare Part A and Part B benefits through a private Medicare-approved insurance company.... Read more
When Can I Enroll in Medicare Supplement plan? – Frequently Asked Questions
Original Medicare (Part A and Part B) has no out-of-pocket maximum, meaning you could face significant out-of-pocket expenses if you require extensive medical care. A Medicare Supplement (also called Medigap) plan may help cover some out-of-pocket costs that... Read more
What is the Difference Between Medicare Part A and Part B? – Frequently Asked Questions
If you're approaching your 65th birthday and you are or will be getting Social Security benefits, you probably have questions about the Medicare program and what is covered under Medicare Part A and Part B. This guide will give you the basics about... Read more
Medicare and You Handbook
If you’re enrolled in Medicare, you should be mailed a handbook called “Medicare & You” each fall. You should generally receive it in late September. This free handbook includes: A summary of Medicare benefits, rights and protections Lists... Read more
Can You be Enrolled in Both Medicare Advantage and Medicaid?
People who are eligible for both Medicare and Medicaid are sometimes referred to as "dual eligible." You might be able to sign up for a Medicare Advantage plan while you're receiving Medicaid benefits. What's the difference between Medicare and... Read more
How Do You Know if a Mole is Skin Cancer?
What is a mole? A mole on the skin occurs when pigment cells grow in clusters, according to the National Institute of Health (NIH). Most adults have at least ten and up to forty moles. Moles usually occur above the waist on areas exposed to the sun, such as... Read more
Medicare and Hypoglycemia
Hypoglycemia, or low blood sugar, can sometimes result from trying to manage diabetes, according to the Mayo Clinic. Medicare may cover some services or supplies related to diabetic hypoglycemia. What is hypoglycemia? Hypoglycemia is low blood sugar... Read more
How much does surgery cost?
If you have a condition that requires surgery, you may be worried about the surgery cost. Factors that can affect surgery cost for you are: The type of surgery whether you are an inpatient or outpatient how anesthesia is used the specific health... Read more
How do I choose a health insurance provider for my Medicare Advantage plan?
Today, over one-third of all Medicare beneficiaries are in Medicare Advantage plans, according to the Centers for Medicare and Medicaid Services (CMS). Depending on where you live, you may have several options for health insurance providers of Medicare... Read more
How Much of All My Health-Care Costs Does Medicare Cover?
Medicare covers a wide range of health-care services. But does Medicare cover all your medical expenses? Be aware of the limits of Medicare coverage so you will know how much you can expect to pay. Medicare coverage: what costs does Original Medicare... Read more
Am I eligible for Medicare if I am 60 and unemployed?
Some companies or unions might offer early retirement packages. This can be tempting, but you may want to make sure you can still get health insurance through the company or union after you retire. You are probably not eligible for Medicare if you retire at... Read more
How Do I Pay for Long-Term Care?
If you’re wondering if you may need long-term care in your later years, there is a probability that you will. According to the U.S. Department of Health and Human services, someone turning 65 today has almost a 70% chance of needing some type of long-term... Read more
Will my younger spouse be eligible for Medicare coverage once I turn 65?
If you’re planning ahead for Medicare for yourself and your spouse, it’s helpful to know some of the basics about Medicare eligibility. You might qualify for Medicare when you turn 65, but your younger spouse might have to wait. Will I get Medicare... Read more
Does Medicare Cover X-Rays?
It could be anything from viewing a broken bone to screening for pneumonia or certain types of cancer. There are many reasons your doctor might order an x-ray, according to the National Institutes of Health. Here are just a few other examples of what doctors... Read more
Does Medicare Cover Hyperglycemia?
If you're one of many Americans with diabetes, you may be familiar with hyperglycemia and its health dangers. Learn more about hyperglycemia, including diabetes management tips and how Medicare covers hyperglycemia and other complications from diabetes. What... Read more
Does Medicare cover Orthopedic Shoes?
Why wear orthopedic shoes? According to the Cleveland Clinic, the average person will walk the equivalent of four times around the earth in his lifetime. The circumference of the earth is 24,901 miles, so that’s almost 100,000 miles of walking. It may then... Read more
Aspirin for Heart Attack Prevention: Understanding Aspirin Therapy
Aspirin, the drug many people take for headaches or other pains, is a familiar fixture in many medicine cabinets. Some seniors take a daily low-dose aspirin for heart attack prevention. But aspirin therapy isn’t right for everyone, according to the Mayo... Read more
Anemia: causes, prevention and treatment
What is anemia? Anemia is a blood disorder where you don't have enough red blood cells or your blood doesn't have enough iron, according to the National Heart, Lung, and Blood Institute. Since red blood cells deliver oxygen to your cells, having anemia means... Read more
What Do the Letters Mean in Medicare Supplement Plan Names?
If you've just started researching Medicare Supplement plans, you may have noticed that each plan is labeled with a different letter. Here's a quick overview of what those letters mean, the differences between the Medicare Supplement plan types, and how to... Read more
Alzheimer’s Disease and Alzheimer’s Care Facilities
If you or a loved one has recently been diagnosed with Alzheimer’s disease, it is important to start planning early for suitable housing to meet care needs as the disease and its symptoms progress. According to the Alzheimer’s Association, everyone... Read more
How to Do a Skin Self-Exam
Learning how to do a skin self-exam could help you detect cancer early and even save your life. If you've never done a self-exam before, here's how. How a regular skin self-exam may prevent cancer According to the American Cancer Society, skin cancer is by... Read more
Recovering From a Hip Replacement
The first hip replacement surgery was in 1960, and it has become commonplace. The right kind of exercise might help you recover faster from your hip surgery, according to the American Academy of Orthopaedic Surgeons (AAOS). Are you about to have hip... Read more
What’s New about the Medicare Card in 2018?
If you have Medicare, you can expect to receive a new Medicare card. Between April 2018 and April 2019, the Centers for Medicare & Medicaid (CMS) will mail new Medicare cards to more than 60 million Medicare beneficiaries. Because this mailing is... Read more
Does Medicare cover penile implants?
A study published by the U.S. National Library of Medicine suggested that 67% of men age 65 and over had some level of erectile dysfunction (ED), and in nearly half (48%) the condition was severe. If your doctor has ruled out other treatments for ED such as... Read more
Does Medicare Cover Arthritis Treatment?
Arthritis is a common concern of seniors. The Centers for Disease Control and Prevention (CDC) estimates that over 54 million American adults have arthritis. There are over 100 types. Here's a quick overview of the most common types, and information about... Read more
Heart Disease: Risk Factors and Symptoms
According to the Centers for Disease Control and Prevention (CDC), heart disease is the leading cause of death in the U.S. About a quarter of all deaths are due to heart disease, so it's important to recognize the symptoms of heart disease and know... Read more
Five Tips on how to Stay Healthy While Traveling
For many people, one of the genuine pleasures of retirement is the opportunity to travel. If you have the wanderlust, you’ll want to take note of some tips on how to stay healthy while traveling. 1) Stay healthy by researching your destination If you're... Read more
Men and Hair Loss
Learn about the causes of male hair loss, how to prevent it, and what your treatment options are. Hair loss in men vs. women Both men and women can experience hair loss, but it may look different. According to the National Institutes of Health (NIH), the... Read more
Seniors: How Much Do You Need to Retire Comfortably?
How much money you need to retire depends on many factors, according to CNN Money, part of the Cable News Network. Some of these factors are hard to predict, such as guessing how long you'll live. Others are easier, such as how much money you have already... Read more
Does Medicare Cover Sepsis?
Sepsis, which is potentially fatal, is the body's extreme response to infection. Sepsis causes system-wide inflammation injuring tissues and organs, according to the Centers for Disease Control and Prevention (CDC). Sepsis may progress to septic shock,... Read more
Coping with Parkinson’s Disease
What is Parkinson’s disease? Parkinson’s disease is a neurodegenerative (degeneration of the nervous system) disorder according to the Parkinson’s Foundation. The U.S. National Library of Medicine calls Parkinson’s disease a “movement disorder.”... Read more
Is Alzheimer’s Disease Hereditary?
If someone in your family has Alzheimer's disease, it's normal to wonder if your chances of developing the disease are increased. According to the National Institute of Health, many human diseases have a genetic, or hereditary component. According to the... Read more
Does Medicare Cover Migraines?
What is a migraine? A migraine headache is a reoccurring attack of moderate to severe pain according to the U.S. National Library of Medicine (NLM). More than 1 in 10 Americans get migraines and women are more than three times more likely to get migraines... Read more
Does Medicare Cover Antibiotics?
What are antibiotics? Antibiotics are medications that kill bacteria in the body. Doctors may prescribe antibiotics to treat bacterial infections, according to the National Institutes of Health. Antibiotics: what kinds of infections are they used to... Read more
20 Healthy Activities to Try with Your Grandchildren
Some seniors find that caring for their grandchildren is both pleasant and rewarding. In fact, caring for your grandchildren may also be healthy. Research suggests that seniors who babysit grandchildren may lower their risk of developing Alzheimer’s disease... Read more
Volunteer Opportunities for Seniors
Volunteer opportunities for seniors may be plentiful in your community. According to the National Institutes of Health, volunteering can Keep you active and engaged Help you make new friends Make you feel good to be helping out How can volunteer... Read more
Does Medicare Cover Care in Religious, Nonmedical Health-Care Institutions?
What is a religious nonmedical health-care institution? A religious nonmedical health-care institution is a facility that provides nonmedical nursing items and services to people who need hospital or skilled nursing facility care but who choose to rely... Read more
The Opioid Epidemic: Protecting Your Loved One
According to the U.S. Department of Health and Human Services (HHS), 91 Americans die every day from an opioid overdose, meaning there are about 33,000 opioid deaths a year. According to HHS, drug overdose deaths are the leading cause of injury deaths in the... Read more
Caregiving Tips on Cultural Diversity: How to Care for Seniors with Different Cultures
If you are caring for a senior from a different culture, here are some caregiving tips to help you bridge the cultural gap. How can I adapt my caregiving role for seniors of different cultures? An article titled "21st Century Caregivers: Diversity in... Read more
Should I go to an Urgent Care Clinic or the Emergency Room?
Should I go to an Urgent Care Clinic or the Emergency Room? Emergency room or urgent care? Choosing the best place to go when you have a sudden illness or injury "after hours" -- when your doctor’s practice is closed -- can be challenging. Do you go to... Read more
Does Medicare Cover Bathroom Safety Devices?
The bathroom can be a dangerous place for an older person. The bathroom is filled with hard surfaces, such as tile and porcelain that can get wet and slippery. According to the Centers for Disease Control and Prevention (CDC), nonfatal bathroom injuries... Read more
Does Medicare Cover a Heart Transplant?
Has a doctor recommend heart transplant surgery for you or someone you love? A heart transplant is a complicated procedure, but the good news is that your chances of survival are good, according to the Mayo Clinic. Knowing what to expect before and after... Read more
Does Medicare Cover Electrolysis?
Medicare typically does not provide coverage for electrolysis, a procedure that removes unwanted hair. Hair removal procedures, including electrolysis, are generally considered cosmetic procedures. Medicare excludes cosmetic treatment from coverage unless it... Read more
Medicare Supplement in Ohio
Medicare Supplement (Medigap) plans help with certain costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles. If you're just starting your search for Medicare Supplement plans in Ohio, this article will take you through a... Read more
Will Medicare Help Pay for My Medical Expenses in a Car Accident?
According to the Centers for Disease Control and Prevention (CDC), over 2 million people are injured in car accidents each year. If you are one of those people, it's normal to wonder how you will pay your medical expenses if you are injured. The good news... Read more
Does Medicare Cover Chronic Diseases?
Chances are high that you know someone with a chronic disease—or may have one yourself. Persistent, long-term conditions like diabetes, hypertension, and heart disease often require ongoing treatment and leave a significant impact on people's everyday... Read more
Does Medicare Cover a Dental Abscess
A dental abscess is caused by a bacterial infection in a tooth and, if untreated, can spiral from a painful toothache to potentially fatal septic shock. Learn how to identify and prevent a dental abscess and whether Medicare covers dental treatment for a... Read more
What to Do if Your Medicare Supplement Plan is Discontinued
If your Medicare Supplement plan has been discontinued, you may want to understand how this could happen and what you can do. Here's some information for you. Usually, Medicare Supplement (Medigap) plans are "guaranteed renewable." That means that even if... Read more
Are Generic Prescription Drugs as Effective as Brand Name Drugs?
Almost 90% of prescriptions filled in the United States are for generic drugs according to the Food and Drug Administration (FDA). Brand name drugs are released first and generic drugs are copies of them. For example, the generic version of the erectile... Read more
Does Medicare Cover Methadone?
What is Methadone? Methadone is an opioid (narcotic) used to relieve moderate to severe around-the-clock pain, according to the National Institutes of Health (NIH). It's also used to treat addiction to opioid drugs such as heroin and prescription narcotic... Read more
Does Medicare Cover Speech Generating Devices?
If you have a severe speech impairment, your doctor or speech therapist may recommend speech generating devices to treat your condition. If you are covered by Medicare, the device may be covered if you meet certain conditions. Read on to learn more about... Read more
Could You Lose Your Medicare Coverage If You Recover from End-Stage Renal Disease?
Medicare coverage may be available to people with end-stage renal disease even before they reach their 65th birthday. But what happens if you recover? Do you lose your Medicare coverage? According to the Centers for Medicare and Medicaid Services... Read more
Managing Health-Care Costs with a Medicare Supplement Plan
Managing health-care costs can be a huge source of stress for many Medicare beneficiaries. Learn how a Medicare Supplement plan may help with out-of-pocket costs so you can get the care you need while keeping medical expenses in check. Why managing... Read more
Managing Costs for Doctor Visits Using a Medicare Supplement Plan
If you're on Medicare and have a lot of doctor visits, Medicare Supplement insurance might be worth considering. Read on to see if Medicare Supplement sounds like it might fit your needs. What's Medicare Supplement insurance? Here's some quick information... Read more
Can I Use Any Doctor with a Medicare Supplement Plan?
Some people worry about whether they'll be able to use the doctor of their choice, or any doctor they want, when they start getting Medicare benefits. If you buy a Medicare Supplement plan to work alongside your Medicare coverage, you may generally have a... Read more
Survival Tips for Sandwich Generation Caregivers
If you're in your forties or fifties and caring for, or financially providing for, both children and an aging parent or parents, you could be called a member of the "sandwich generation." It can feel like a lonely place, but according to a study by the Pew... Read more
What Causes Hearing Loss in the Elderly?
Hearing loss becomes more common as people age. According to the National Institute on Deafness and Other Communication Disorders (NIDCD), about one in three individuals ages 65 to 74 have some degree of hearing loss, a figure that jumps to nearly half for... Read more
Does Medicare Cover the Ensure Drink?
The Ensure drink is a brand-name for a nutrition shake which can be used as meal replacement or a meal supplement. According to ensure.com, some Ensure drinks “are designed to provide complete, balanced nutrition to help people maintain or gain a healthy... Read more
Assisted Living Facility Options for Seniors
Many older adults may decide to make the transition from independent living to assisted living when they find it is no longer safe for them to live alone or the tasks of daily life become too difficult to do alone. Assisted living differs from a nursing home... Read more
What is Hospice Care?
It might comfort you to know that Medicare may cover hospice care if you or a loved one has a terminal illness – that is, if your doctor has determined that your condition won't improve and that your life expectancy is six months or less. Hospice care is... Read more
Different Types of Nursing Care and Your Medicare Coverage
Nursing care is an important part of your medical care, whether you are seen in a doctor's office, urgent care or outpatient center, hospital, skilled nursing facility, or even your home. Here's a look at the different types of nursing care and how... Read more
Taking Care of Medicare Billing When I’m Sick in the Hospital
It could be one of your worst nightmares: you're involved in a major car crash that lands you in the hospital for an extended period – perhaps in a coma connected to a respirator. Thinking about Medicare billing may be the last thing on your mind, but if... Read more
Will My Specialist’s Services be Covered under My Medicare Plan?
Whether you're switching from one type of Medicare coverage to another, or you're new to Medicare, you might be concerned about being able to continue seeing your health-care specialist. Will your specialist’s services be covered by Medicare? That may... Read more
Smart Watch Features That May Help Improve Seniors Health
If you’re a senior considering buying a smart watch, you might be interested in the health and safety benefits it might provide. According to the NPD Group, a market research company, only about 5% of smart watch owners are 55+ but this doesn’t mean that... Read more
Under 65 with Pre-existing Condition: What are your Medicare coverage options
What is pre-existing condition? According to the U.S. Department of Health & Human Services, a pre-existing condition is a health problem you had before the date that your new health coverage starts. Many conditions might be considered a pre-existing... Read more
Coinsurance vs Copay
Medicare usually involves various cost-sharing mechanisms, such as coinsurance or copayments, that you generally pay every time you use your benefits to get health care. Keep in mind there is no out-of-pocket maximum with Original Medicare (Part A and Part... Read more
Medicare Coverage of Syphilis Treatment
Syphilis is a sexual transmitted disease (STD) that you can get from direct contact with a syphilis sore during vaginal, anal, or oral sex, reports the Centers for Disease Control and Prevention (CDC). An untreated syphilis infection can span decades and... Read more
Medicare Part D: How Is It Funded?
The Medicare Part D prescription drug program is available to all 58 million Americans currently on Medicare, including seniors 65 and over as well as those under age 65 with disabilities or certain conditions that qualify them for Medicare coverage.... Read more
Do Medicare Advantage Plans Have Guaranteed-Issue Rights?
If you're interested in Medicare Advantage (Medicare Part C) but have pre-existing health conditions, you may be wondering whether your medical history may make it harder to find a plan – or whether you may have to pay more for coverage. Medicare Advantage,... Read more
Medicare Advantage Cost Breakdown
If you're new to Medicare Advantage (Medicare Part C), you may be wondering how costs differ from Original Medicare. Medicare Advantage plans are offered by Medicare-approved private insurance companies and are an alternative way to get your Original... Read more
Dental Hygiene for Seniors
According to the Centers for Disease Control and Prevention (CDC), water fluoridation and fluoride in toothpaste have recently led to people keeping their natural teeth over their entire lifetime. However, as you get older, you may have to take extra care to... Read more
Can I Be Turned Down for Medicare Supplement Insurance?
Medicare Supplement plans are sold by private insurance companies to work alongside your Original Medicare (Part A and Part B) coverage and help cover out-of-pocket costs such as copayments, coinsurance and deductibles. These plans could help you save on... Read more
What are the benefits of Medicare Advantage over Original Medicare?
According to the Center for Medicare and Medicaid Services (CMS), as of 2017, roughly a third of all Medicare beneficiaries were enrolled in Medicare Advantage plans. What is the difference between Original Medicare and Medicare Advantage? Medicare... Read more
Can I Stay in the Hospital Without Paying My Medicare Deductible?
If you are a Medicare beneficiary and you go to the hospital, the hospital cannot refuse to admit or treat you based on lack of payment of your Medicare Part A deductible. In 2018, this amount is $1,340. Additionally, if you seek emergency treatment, you will... Read more
Will Medicare Cover a Ramp to My Front Door?
If you or someone you love has mobility issues, you may want to install a wheelchair ramp to the front door to make it possible to avoid stairs. Unfortunately, if you are enrolled in Original Medicare (Part A and Part B), there is generally no coverage for a... Read more
Complete Guide to Medicare: Understanding When You Can Enroll in Medicare
This article outlines when you can enroll in Medicare Part A, Medicare Part B, Medicare Supplement insurance a stand-alone Medicare Prescription Drug Plan (Part D), or a Medicare Advantage plan. Assuming you meet residency requirements, you generally first... Read more
Tips for the Long Distance Caregiver
According to the National Institute on Aging (NIA), if you live more than an hour from a person who needs care, you are engaged in long distance caregiving. Long distance caregiving takes many forms. Some caregivers simply manage their loved one's personal... Read more
A Caregiver’s Guide to Choosing Medicare Plans with Part D Coverage
Roughly 44 million caregivers in America provide unpaid care for an adult or child, according to the National Alliance for Caregiving. As a caregiver (whether you're a son, daughter, friend, or professional caregiver), it's important to find appropriate... Read more
Medicare Billing: What to Expect and Helpful Tips
Whether you receive your Medicare benefits straight from the government, or through a Medicare health plan offered by a private Medicare-approved insurance company, you may be wondering how Medicare billing works. Read on to learn about Medicare billing and... Read more
Does Medicare Cover Mental Health?
According to the National Alliance on Mental Illness (NAMI) about one in five adults, or around 20%, experience mental illness in a given year. Mental health diagnoses include schizophrenia, bipolar disorder, major depression, and anxiety disorders such as... Read more
Protecting Yourself from Medicare Fraud
There are numerous types of Medicare fraud that can target you, the Medicare beneficiary, directly. But there are some general rules of thumb that you can use to protect yourself from unscrupulous individuals looking to either steal your identity or scam you,... Read more
Medicare and Mail-Order Prescriptions
Many people appreciate the convenience of using mail order prescriptions with their Medicare Part D prescription drug coverage. If you currently use a mail-order prescription service or are considering a mail-order pharmacy, here's what you should... Read more
Can You Get Medicare If You Have Disability Entitlement?
You can still get some types of Medicare coverage if you are entitled to disability benefits and under 65. The process of enrolling in Original Medicare Part A and Part B is virtually the same as for individuals who do not have disability entitlement.... Read more
Can I have a Medicare Advantage and Medicare Supplement plan at the same time?
You won’t need a Medicare Supplement (also known as Medigap) plan if you decide to enroll in a Medicare Advantage plan. It wouldn't do you any good, since a Medicare Supplement plan wouldn't cover your Medicare Advantage out-of-pocket costs (such as... Read more
How do I find the best Medicare Supplement (Medigap) plan?
Are you considering getting a Medicare Supplement plan? Maybe you want to find out more about Medicare Supplement insurance. Make sure you understand what different plans cover so you can find a plan that may best meet your needs. What is a Medicare... Read more
Does Medicare Cover Zocor?
Zocor is a medication called a “statin” that some patients use to lower their levels of certain kinds of cholesterol, per the United States Food and Drug Administration. If you are enrolled in Medicare, you may have coverage for Zocor and its generic,... Read more
Does Medicare Cover Seroquel?
If you have Original Medicare (Part A and Part B), there is generally no coverage for prescription medications such as Seroquel, unless you are also enrolled in a stand-alone Medicare Prescription Drug Plan or a Medicare Advantage Prescription Drug plan.... Read more
Does Medicare cover Mammograms?
Mammograms are specialized x-rays of the breast tissue that detect breast cancer in women who may not have any other signs or symptoms of the disease according to the National Institute of Health (NIH) Library of Medicine. There are two types of mammograms... Read more
Does Medicare Cover Bariatric Surgery?
Bariatric surgery is a type of weight loss surgery that may be recommended in some situations to treat obesity. Although there are different types, the procedure may involve surgically reducing the size of your stomach, so you will eat less food but feel full... Read more
Alzheimer’s Disease – Dementia and Medicare Coverage
Alzheimer's disease is the most common form of dementia, involving the parts of the brain that control thought, memory, and language, according to the Centers for Disease Control and Prevention (CDC). If you've come across this article, you may be... Read more
Does Medicare Cover Prevacid?
Doctors may prescribe Prevacid, or the equivalent generic lansoprazole, to treat gastroesophageal reflux disease (GERD) and help prevent ulcers, according to the National Institutes of Health (NIH) National Library of Medicine. You can also buy an... Read more
Does Medicare Cover Paxil?
According to the National Institutes of Health (NIH), Paxil is one brand name for a generic medication called paroxetine, which may be used to treat conditions such as: Depression Panic disorder Social anxiety disorder Obsessive-compulsive... Read more
High Cholesterol Overview: Signs, Symptoms, Prevention, and Treatment
Cholesterol is a wax-like substance found in fats, that your body needs, says the Center for Disease Control (CDC) website. However, if you have high cholesterol (also called hyperlipidemia), you may be at risk for serious health complications such as heart... Read more
Medical Marijuana and Medicare Coverage
Marijuana is the dried stems, flowers and leaves of the hemp plant Cannabis sativa which people smoke or consume, according to the National Institute of Health (NIH). Under the U.S. Controlled Substances Act, marijuana is categorized as a Schedule 1... Read more
What Is Post-Traumatic Stress Disorder?
While Post-Traumatic Stress Disorder (PTSD) is something usually associated with military veterans, it can develop in anyone who experiences a shocking or dangerous event, according to the U.S. Department of Veterans Affairs (VA). In fact, according to the... Read more
What Is Obesity?
According to the Centers for Disease Control (CDC), over one-third of all adults in America are obese; obesity is a major contributor to the leading causes of preventable death. Obesity is most prevalent among those ages 40 and older, and of those ages... Read more
Does Medicare Cover Hearing Aids?
Hearing aids can be expensive. The National Institutes of Health (NIH) found that the average price of a digital hearing aid that requires fitting procedures was about $1,500 and that some hearing aids cost up to $5,000 (as of 2013). It's no wonder you may... Read more
What does a formulary in a Medicare Part D Prescription Drug Plan mean?
Medicare requires that every private insurance company approved to offer Medicare Part D Prescription Drug Plans provide a certain minimum level of coverage. However, the individual companies have some flexibility in deciding which prescription drugs they... Read more
Will Medicare Part D Plans Cover the Cost of Claritin?
Claritin belongs to a class of drugs known as antihistamines which are used to treat symptoms associated with allergies, including sneezing, watery eyes, runny nose, and hives, according to the National Institute of Health (NIH). It is available over the... Read more
Medicare Advantage and End Stage Renal Disease
When your kidneys are no longer able to function at a level that supports daily living, you might have end-stage renal disease (ESRD). In most cases you can't enroll in a Medicare Advantage plan when you have ESRD. The Center for Medicare & Medicaid... Read more
Balance Exercises for Seniors
Falls are a serious issue for older people. According to the Centers for Disease Control and Prevention (CDC), one-fourth of all aging adults fall each year, and falling once increases your chance of falling again by 200%. How serious are falls? Over... Read more
Caring for Adults with Cognitive and Memory Impairment
Caring for a loved one can be challenging under the best of circumstances, but caring for someone with cognitive impairment can be especially challenging. People with cognitive impairment may have certain conditions or injuries that have affected their... Read more
Depression and Caregiving
About 43 million Americans act as unpaid caregivers, the National Institutes of Health (NIH) reported in 2015. Women make up the majority of caregivers (about two-thirds). About three in five caregivers have a full-time job in addition to... Read more
A Caregiver’s Guide to Understanding Dementia
Are you a caregiver for a loved one with dementia? It may help to gain an understanding of this condition and learn how dementia is defined. What is dementia? The National Institute on Aging (NIA) defines dementia as "the loss of cognitive functioning –... Read more
Does Medicare Cover Hospital Visits?
Original Medicare is a federal health insurance program managed by the Centers for Medicare & Medicaid Services (CMS). It provides health-care benefits for American citizens and permanent legal residents (of at least five years in a row) aged 65 or older.... Read more
Does Medicare Cover Crutches?
If your doctor has recently prescribed crutches to help you walk after an illness, injury, or disability, you may have questions about your Medicare coverage and how much you will have to pay. Fortunately, Medicare Part B (the medical insurance part of... Read more
Caregiver Tips for Traveling
As a caregiver, traveling with your loved one can present a challenge – for example, if he or she has Alzheimer's disease. In addition to all the detailed planning for medications, therapies, and any other special care your loved one needs once you arrive... Read more
What is the Treatment for Diabetes?
Diabetes is a disease where your body doesn't adequately control blood sugar (glucose) levels, because it doesn't produce enough of the insulin hormone or doesn't use the hormone efficiently, according to the National Library of Medicine. The National... Read more
Medicare Coverage of Diabetes
According to the Centers for Disease Control and Prevention (CDC), about 29 million Americans suffer from diabetes, or approximately 9.3% of the population (all ages in 2012). The Centers for Medicare & Medicaid Services (CMS) says that diabetes is a... Read more
Does Medicare Cover Glucotrol XL?
Original Medicare (Part A and B) doesn't typically cover prescription drugs like Glucotrol XL. This is the brand name for the generic drug called glipizide. Doctors sometimes prescribe Glucotrol XL to help patients treat type 2 diabetes, according to the... Read more
How Can I Find a Doctor Who Accepts Medicare?
If you are enrolled in Original Medicare (Part A and Part B), you may be concerned about managing your out-of-pocket expenses. One way to lower costs and get more from your Medicare benefits is to receive care from health-care providers who have signed an... Read more
Do I Need an Advance Directive?
Have you been thinking about filling out an advance directive? According to the National Institute on Aging (NIA), advance-care planning, or making plans about your health care in the event of a medical crisis, is an important step at any age. Advance-care... Read more
Caregiver Support: Benefits Counseling for Seniors
If you're like many people, you may not be aware of all the federal, state, and local government benefits and community support services that are available, especially to seniors and those with disabilities or low incomes. You or your loved one can get... Read more
Caring for Someone with Huntington’s Disease
According to the National Institute of Neurological Disorders and Stroke (NINDS), Huntington's disease (HD) is an inherited disorder that causes brain cells (neurons) to progressively break down. This means that the symptoms of Huntington's disease (HD) get... Read more
Does Medicare Cover Hyperbaric Oxygen Therapy?
For certain medical conditions, health-care providers may recommend hyperbaric oxygen therapy, which is when you breathe oxygen in a special pressurized chamber. Please note that hyperbaric oxygen therapy has not been clinically proven for the treatment of... Read more
What is the Medicare Beneficiary Ombudsman?
Have you ever wanted to: File a complaint or grievance with Medicare Get help figuring out how your Medicare coverage will help pay for your medical costs Or get answers to other questions about the program? You're not alone. As a Medicare... Read more
What Is Zostavax?
Zostavax is the brand name of a vaccine used to prevent herpes zoster, also called shingles, in adults ages 50 and older, according to the U.S. Food and Drug Administration (FDA). The National Institutes of Health (NIH) states that this single-dose Zostavax... Read more
Osteoarthritis Treatment Options
According to the Arthritis Foundation, osteoarthritis affects about 27 million Americans and is the most common joint condition. Also known as degenerative arthritis or degenerative joint disease, osteoarthritis most often affects the knees, hips, neck, back,... Read more
What Are My Rights to a Fast Appeal?
If you are enrolled in a Medicare Advantage plan or Medicare health plan, you can ask for a fast appeal if you’re receiving Medicare services from a facility or health-care agency and you think your Medicare-covered services are ending too soon. Your right... Read more
Prostate Cancer: Symptoms, Causes, and Treatment
After skin cancer, prostate cancer is the most common cancer for men and is the second leading cause of death from cancer in men. Prostate cancer is usually slow growing, and if caught early, before it has spread outside the prostate gland, there is a... Read more
Medicare Coverage of Colon Cancer
According to the Centers for Disease Control and Prevention (CDC), the risk of developing colon cancer increases dramatically as people age. More than ninety percent of patients were 50 years of age or older when they were first diagnosed. Besides age,... Read more
Comparing Medicare Supplement (Medigap) Plan F and High-Deductible Plan F
As you may know, Original Medicare (Part A and Part B) may leave you with out-of-pocket hospital and medical costs, like copayments, coinsurance, and deductibles. To help cover these "gaps," you can consider purchasing one of the 10 standardized Medicare... Read more
Does Medicare Cover Pap Smears?
According to the American Cancer Society, women age 21 to 29 should have a Pap smear test to screen for cervical cancer every three years. Women age 30 to age 65 should have a Pap smear test combined with an HPV test every five years. Women over 65 and women... Read more
Does Medicare Cover Macular Degeneration?
If you are a Medicare beneficiary and have been diagnosed with macular degeneration, you will be relieved to know that Medicare may cover certain diagnostic tests and treatments for age-related macular degeneration. The drugs and services Medicare may cover... Read more
Does Medicare Cover Tetanus (TDAP) Shots?
If your doctor has recommended that you receive a tetanus, diphtheria, and pertussis (TDAP) shot and you are a Medicare beneficiary, your vaccination may be covered if you are enrolled in a Medicare plan with prescription drug benefits. The Part B program... Read more
COBRA Insurance and Medicare
What is COBRA insurance? COBRA refers to the Consolidated Omnibus Budget Reconciliation Act, a federal law that may let you keep your employer group health plan coverage for a limited time after your employment ends or after you would otherwise lose... Read more
What Medicare Supplement Plans Does UnitedHealthcare Offer?
What is a Medicare Supplement plan? As the name suggests, Medicare Supplement insurance, also known as Medigap, supplements your Original Medicare benefits by paying for all or part of your share of certain Part A and Part B health-care expenses. Depending... Read more
What Medicare Advantage Plans Does UnitedHealthcare Have?
If you are currently enrolled in Original Medicare (Part A and Part B), you may be interested in learning more about Medicare Advantage plans, which may cover Medicare benefits beyond the federal program. Unlike Original Medicare, Medicare Advantage plans... Read more
New to Anthem Medicare? Here’s What You Need to Know
Whether you are looking for Anthem Medicare Advantage plans, Anthem Medicare Part D Prescription Drug Plans, or Anthem Medicare Supplement (Medigap) plans, or if you've recently enrolled in an Anthem Medicare plan, here are some tips to help you... Read more
How Can I Find Out if My Prescription Drugs Are Covered by My Anthem Medicare Plan?
If you're a Medicare beneficiary, there are a couple of ways you can get coverage for your prescription medications – through a Medicare Advantage Prescription Drug plan, or a stand-alone Medicare Part D Prescription Drug Plan. Anthem is a private insurance... Read more
How Can I Find Healthcare Providers Who Accept Anthem Medicare Plans?
Are you enrolled in an Anthem Medicare Advantage plan or Anthem Medicare Part D Prescription Drug plan? You may be required to use providers and pharmacies who participate in Anthem's network in order to access plan benefits and minimize your... Read more
Do Anthem Medicare Plans Cover Routine Vision Services?
If you're shopping for Medicare vision coverage, you may be interested in Anthem Medicare Advantage or Anthem Extras plans to help you manage your out-of-pocket costs for routine vision care. Learn more about Anthem Medicare vision coverage and... Read more
What Medicare Plans Does WellCare Offer?
Whether you're new to Medicare or exploring your coverage options, Wellcare offers a variety of Medicare plans to suit your needs. To start, it may be helpful to understand the different "parts" of Medicare and how they work together. The Medicare program... Read more
Is a Coventry Medicare Advantage Prescription Plan the Same as a Standalone Medicare Prescription Drug Plan?
If you're unsure about how Medicare Part D prescription drug coverage works with Coventry Medicare Advantage plans and other Coventry Medicare plans, you're not alone. Medicare prescription drug coverage is available under the Medicare program in two... Read more
How to Appoint a Personal Representative to Help File Your Appeals and Grievances
As a Medicare beneficiary, you have the right to request an appeal of decisions made by your Medicare health plan, or to file a grievance about the care or treatment you received from a Humana provider or other provider while you are enrolled in a... Read more
How Can I Find Healthcare Providers Who Accept Medicare Advantage Plans Offered by Humana?
Some Medicare Advantage plans available from Humana require you to use providers in the Humana plan's network to access your plan benefits and minimize your out-of-pocket costs. Here's how to find Humana providers in your area. Why do I need to use... Read more
How to Appoint a Personal Representative for Your Aetna Medicare Plan
Whether you have a Medicare Advantage plan or a Medicare Prescription Drug Plan from Aetna, or from any insurance company that contracts with Medicare, you have certain rights guaranteed to everyone who participates in the Medicare program. For example, you... Read more
New to Aetna? Here’s What You Need to Know
If you've recently enrolled in an Aetna Medicare plan, this information will help you understand the enrollment process and how to get the most out of your new plan. When will I get information about my Aetna Medicare plan? After you enroll in a... Read more
What Medicare Plans Does Aetna Offer?
As a Medicare beneficiary, you may have many coverage options available to you through Aetna, including Medicare Advantage plans for those who want an alternative way to receive their benefits under Original Medicare (Part A and Part B) and stand-alone... Read more
Medicare Enrollment Periods (Infographic)
You can only enroll, disenroll, or make changes to your Medicare coverage during certain times, so it's important to know when those periods occur. Some Medicare enrollment periods take place when you're first eligible for Medicare. There are also periods... Read more
Know Your Medicare Rights if You’re Denied Coverage
What if you have Medicare and you need an item or service, but you find it isn't covered? You have certain appeal rights if coverage is denied, including coverage of a prescription drug you need. If Original Medicare, or your Medicare Advantage plan or... Read more
The Medicare Part D Coverage Gap (“Donut Hole”) Made Simple
When it comes to Medicare prescription drug coverage, you might have questions surrounding the Medicare Part D coverage gap, also known as the “donut hole.” The coverage gap is a temporary limit on what most Medicare Part D Prescription Drug Plans or... Read more
Medicare Cost Plans: Eligibility, Coverage, and Costs
Medicare Cost plans are private Medicare health plans that are only available in certain parts of the country. Plan members who use in-network providers will have lower costs and the most coverage, but there's also an option to use out-of-network providers... Read more
Does Medicare Cover MRI Scans?
If you're wondering how much an MRI costs for you as a Medicare beneficiary, the answer is that it depends on your situation. However, Medicare may cover your MRI scan; read below to learn about these scans and what portion of the costs you can expect to... Read more
Does Medicare Cover Celexa?
Celexa (generic name: citalopram) is a type of antidepressant medication known as a selective serotonin reuptake inhibitor (SSRI), according to the National Institutes of Health's Medline Plus website. Generally, Original Medicare (Part A and Part B) include... Read more
Does Medicare Cover Hepatitis C Treatment?
If you have hepatitis C and you're on Medicare, you may be wondering if Medicare covers hepatitis c treatment. Medicare may cover a variety of diagnostic services and preventive care for beneficiaries with hepatitis C. Treatment for hepatitis C generally... Read more
Does Medicare Cover Knee Braces?
Patients with osteoarthritis may need to wear a knee brace. Osteoarthritis is caused by wear and tear inside the knee joints, according to the U.S. National Library of Medicine. A knee brace shifts weight off the most damaged part of the knee, reports the... Read more
Does Medicare Cover Walk-In Bathtubs?
Some seniors and disabled people get walk-in bathtubs installed in their homes. Walk-in bathtubs may make access to the tub or shower easier, and may prevent falls, notes the Consumer Affairs website. What is a walk-in bathtub? A walk-in bathtub has a door... Read more
Does Medicare Cover Adult Diapers?
Original Medicare, Part A and B, doesn't consider adult diapers or other incontinence supplies, such as adult briefs, pads, or liners, to be Durable Medical Equipment (DME) or supplies, and therefore doesn't cover these items. Original Medicare only covers... Read more
Medicare and Dental Coverage Explained
Does Medicare cover dental services? If you’re wondering whether Medicare offers dental coverage, the answer is, “It depends.” Dental coverage is limited under Original Medicare, and you won’t be covered for most routine dental services. However,... Read more
Does Medicare Cover Stair Lifts for the Home?
Various types of durable medical equipment are covered under Medicare Part B. However, equipment and services primarily used for self-help, convenience, or personal comfort don’t fit into Medicare’s definition of medically necessary durable medical... Read more
What Is SilverSneakers?
SilverSneakers is an exercise program specifically designed for older adults with the goal of keeping you engaged and interested through fun and social activities. Enjoyable fitness activities may encourage older adults to stay healthier in the long... Read more
Does Medicare Cover HCTZ/Triametrene?
Original Medicare (Part A and B) typically doesn't cover prescription drugs that you take at home. Most of the time, you'd need a Medicare plan that includes prescription drug coverage to help you cover the costs of prescription drugs like triamterene and... Read more
Does Medicare Cover Apresoline?
Apresoline (the generic form is called hydralazine) is a vasodilator, a class of drug often used to treat high blood pressure and occasionally heart failure, according to the National Institutes of Health's Medline Plus website. Apresoline works by relaxing... Read more
Does Medicare Cover Elavil?
Original Medicare (Part A and B) does not typically cover prescription drugs like Elavil that you normally would take at home. However, you may be able to get your prescriptions covered if you enroll in a Medicare plan that includes prescription drug... Read more
Medicare Power of Attorney for a Friend or Family Member
If you think it's time to set up power of attorney for yourself or a loved one, here's some background information that you may find useful. If you’re a caregiver for a Medicare beneficiary, you may not realize that you can’t make health-care decisions... Read more
Does Medicare Cover Geodon?
Generally, Geodon, the brand-name formulation of the generic drug ziprasidone, is not covered by Medicare, unless you are enrolled in a Medicare plan that includes prescription drug coverage. Geodon is used to treat schizophrenia and certain other... Read more
Does Medicare Cover Aricept?
Aricept, or its generic form donepezil, is a type of prescription drug. According to Medline Plus, a National Institutes of Health website, this drug may be prescribed to treat confusion and other symptoms in Alzheimer’s patients. Aricept uses might include... Read more
What’s the Difference between Medicare and Medicaid?
It might be easy to confuse Medicare and Medicaid. Both are government-administered health-care programs. Both program names begin with the same six letters. It’s worthwhile to know the difference so you can know which program (or both) you may be eligible... Read more
Medigap Rights and Medicare Advantage Plans
In some situations, you may have certain rights to enroll in a Medicare Supplement (Medigap) plan. Typically, outside of your Medigap Open Enrollment Period, insurance companies can deny you coverage or charge you higher premiums if you have health... Read more
What to Do If You’re New to Medicare
I get a lot of calls from people who are close to turning 65 (or are already 65), asking what they need to do to get set up with Medicare. With so many options available to Medicare beneficiaries, it can be overwhelming but once you understand your basic... Read more
Medicare and Veterans Affairs (VA) Benefits
If you have Veterans Affairs (VA) health coverage, you are not required to enroll in Medicare–but it may be a good idea to do so. Signing up for Original Medicare, Part A and Part B, will give you broader coverage when it comes to the doctors, hospitals,... Read more
Does Medicare Cover Acupuncture?
Are you interested in acupuncture as a complementary health treatment? Studies suggest it may help with pain and various health conditions, though we are only beginning to understand how acupuncture affects the body. Original Medicare, Part A and Part B,... Read more
Medicare Made Easy
Most people who are applying for Original Medicare (Part A and Part B) are learning about their Medicare coverage options for the first time. This includes individuals who are age 65 and older, as well as those under 65 who qualify due certain disabilities or... Read more
Does Medicare Cover Cancer Treatment?
Medicare coverage of cancer treatment Medicare Part A and Part B may cover certain cancer treatments for beneficiaries with cancer, including (but not limited to) chemotherapy and radiation therapy. Your Medicare costs will depend on whether you receive... Read more
Does Medicare Cover Exelon?
Generally, Medicare doesn't cover prescription drugs like Exelon (generic name: rivastigmine), unless you are enrolled in a Medicare plan that includes coverage for prescription drugs. According to the National Institutes of Health's Medline Plus website,... Read more
Plan Your Medicare Health Costs for Retirement
It’s smart to plan ahead for your retirement. Planning health-care costs in particular is important, since those costs may be among the biggest expenses you will have to face after retirement. Learn how to plan for health costs by understanding how much you... Read more
Medicare Supplement Plans and Medical Underwriting
Medical underwriting is a practice employed by private health insurers when determining if they will provide coverage to a prospective beneficiary. During the underwriting process, an applicant may be required to undergo a physical examination, and the... Read more
2018 Medicare Annual Election Period Checklist
Many people don't realize that you can't always make Medicare coverage changes anytime you want. That's why it's important to learn about Medicare's Annual Election Period (AEP), when you may be able to enroll in a Medicare Advantage plan or a stand-alone... Read more
Medicare in Georgia
While shopping for Medicare in Georgia, Medicare.com can assist you with finding a plan that best suits your needs. First, you may want to learn what may be available in your state (however, availability of some Medicare plan options can vary from county to... Read more
Medicare in Illinois
Looking for Medicare insurance in Illinois can be easy with Medicare.com. Let us be your resource for all things Medicare. First, take a look at this overview of Medicare options for people living in Illinois. About Medicare in Illinois Medicare... Read more
Medicare in Massachusetts
Original Medicare is the federal health insurance program for those aged 65 and older and individuals with certain disabilities or health conditions. You may qualify for Medicare regardless of age if you have amyotrophic lateral sclerosis or end-stage renal... Read more
Medicare in Missouri
If you’re a Missouri resident with Medicare, you may have many Medicare plan options, depending on where you live. Learn about the different ways you can receive your Medicare benefits, including Original Medicare, Medicare Advantage, Medicare Part D, and... Read more
Medicare in New Hampshire
Are you shopping for a Medicare plan in New Hampshire? Medicare.com can be your resource. We offer the complimentary use of our plan comparison tool that can help you find Medicare options that may work best for you. About Medicare in New Hampshire New... Read more
Medicare in Vermont
Medicare beneficiaries in Vermont may have many options when it comes to Medicare. Whether you get your coverage through Original Medicare or a Medicare Advantage plan, it’s important to consider all of your choices carefully so that you find coverage that... Read more
Medicare Advantage vs. Medicare Supplement: How to Choose
After enrolling in the Medicare program, beneficiaries must decide how they want to receive their Original Medicare, Part A and Part B, benefits and whether they need additional coverage. This means that they will have to decide if a Medicare Advantage plan... Read more
What You Pay in a Medicare Advantage Plan
Medicare Advantage plans frequently offer more benefits than Original Medicare and may have lower out-of-pocket costs. Your health insurance rate and out-of-pocket costs will depend on the particular Medicare Advantage plan you choose. Some plans charge... Read more
Medicare Enrollment Periods
If you’re new to Medicare, you may have a lot of questions about Medicare enrollment and when you can make changes to your Medicare coverage. The answer depends in part on the type of Medicare coverage you’re enrolling in: Original Medicare (Part A... Read more
Medicare Supplement (Medigap) Plans
Original Medicare, Part A and B, pays for many of your health-care services and supplies, but it doesn’t pay for everything. That’s why you may want to consider getting a Medicare Supplement plan, also called Medigap. Unlike Original Medicare, a Medicare... Read more
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