customer rating (227 votes) ?
The Rep, Pam C, was great---easy to understand, concise in information & very helpful. I put off calling for a long time as did not want to get a pushy sales rep & someone from a foreign country speaking! It was refreshing speacking to her & really felt I got the plan I need. Linda S, Spokane, WA Read more reviews
More about Pamela
My goal in life has always been to work to live rather than live to work. I enjoy the profession I have chosen because it allows me to work hard and make an honest living without sacrificing what is most important to me, which is my family. I have a wonderful husband and six amazing kids. We love to spend time in the evenings together, watching movies, or going for a hike. We look forward to our family vacations together, and, as our children get older, it has been really fun planning family vacations to new and distant locations. We have two dogs, a mixed breed (part Rottweiler and part Shar-Pei) that we have had for the last 14 years, and a 2 year old puggle. Both dogs love to go camping with us.
Three words that describe me:
Intelligent, friendly, and honest.
Favorite thing to do when not at work:
Spend time with family.
Favorite place to visit and why:
So far, my travels have been limited, however I hope to change that as my children get older. My favorite place I’ve been so far is Cozumel, Mexico. I love the ocean, and I really enjoyed the culture of this small island community.
What I like most about helping people find the right Medicare plan options:
I have always loved helping people. It makes my day if I can help customers find a Medicare plan that truly fits their needs.
I’ve always enjoyed going to see new movies with my husband, but my favorite genre is romantic comedy. Any movie starring Meg Ryan and Tom Hanks is on my list of favorite movies.
Medicare articles by Pamela
What is type 2 diabetes?
The National Institutes of Health (NIH) defines diabetes as a condition where your body doesn't make enough of the hormone insulin, or doesn't use insulin properly. Insulin is a hormone produced by the pancreas that helps control the amount of blood sugar, or... Read more
What Are the Common Causes and Symptoms of Diabetes?
When you eat, your body turns most of your food into sugar, or more specifically, glucose, according to the Centers for Disease Control and Prevention (CDC). In turn, your body uses glucose as fuel. A healthy pancreas secretes insulin, and this hormone sends... Read more
Lung Cancer Overview: Risk Factors, Symptoms, and Prevention
According to the American Cancer Society, lung cancer is the second most common type of cancer among both men and women. Lung cancer is by far the leading cause of cancer death each year, ending more lives than prostate, breast, and colon cancer combined.... Read more
Alzheimer’s Disease and Caregiving
Alzheimer's disease is a form of dementia (a type of brain disorder), according to the National Library of Medicine. Alzheimer's disease is the most common kind of dementia. Alzheimer's disease can affect memory, thought, and language. When... Read more
What to do if Your Parents Refuse to Wear Medical Alert Devices
You're right to be concerned about your parents' safety at home if they are 65 and older. According to the Centers for Disease Control and Prevention (CDC), one out of three people (who are 65 and older) falls each year, but less than half will inform their... Read more
Preparing for End-of-Life Care and Meeting Final Wishes
The National Institute on Aging (NIA) says that end-of-life care is the support and medical care given during the time a loved one is nearing death. According to NIA, when you are providing end-of-life care and comfort for someone you love, there are... Read more
How Do I Find Hospitals Near Me That Accept Medicare?
If you are a current Medicare beneficiary, or soon to be eligible, you may have questions about how and where you can use your Medicare coverage and which hospitals near you accept Medicare. You may also want to compare hospitals based on certain quality... Read more
Rheumatoid Arthritis Treatment and Medicare Coverage
According to the National Institute of Arthritis and Musculoskeletal and Skin Diseases, about 1.5 million Americans have rheumatoid arthritis (RA). Rheumatoid arthritis is a chronic autoimmune disease that causes pain, stiffness, swelling, and loss of... Read more
How Do Medicare Contractors Help with Appeals?
If you're enrolled in Original Medicare (Part A and Part B), your Medicare appeals process starts with a Medicare Administrative Contractor, or MAC. Even though Medicare is a federal program, it pays claims and administers benefits through a network of... Read more
Comparing Medicare Supplement (Medigap) Plan F and High-Deductible Plan F
As you may know, Original Medicare (Part A and Part B) may leave you with out-of-pocket hospital and medical costs, like copayments, coinsurance, and deductibles. To help cover these "gaps," you can consider purchasing one of the 10 standardized Medicare... Read more
Does Medicare Cover Kidney Failure?
The kidneys perform the essential function of removing waste and excess water from the body, according to the National Institutes of Health (NIH). Kidney failure, also called end-stage renal disease (ESRD), is the final stage of chronic kidney disease. When... Read more
New to UnitedHealthcare Medicare? Here’s What You Need to Know
As a new member of a UnitedHealthcare Medicare Advantage plan or Medicare Part D Prescription Drug Plan, you may have questions about how your plan works and where to go if you need help. This guide will help you get the most of your benefits and find... Read more
Do Anthem Medicare Plans Cover Routine Dental Services?
If you're a Medicare beneficiary looking for dental coverage, you may be interested in Anthem Medicare Advantage plans or Anthem Extras plans. Here's what you need to know about these plans. Does Medicare dental coverage apply to routine care? Under... Read more
New to WellCare Medicare? Here’s What You Need to Know
If you've recently enrolled in a Wellcare Medicare Advantage or Wellcare Medicare stand-alone Part D Prescription Drug Plan, you may have questions about how to use your plan benefits and what you can expect. Here are some tips and answers to frequently... Read more
What Types of Medicare Part D Coverage Does Coventry Offer?
As a Medicare beneficiary, you may be interested in Medicare Part D prescription drug coverage. Coventry, a private insurance company contracted by Medicare to provide health-care benefits, offers two ways to get your Medicare Part D coverage for... Read more
What Types of Medicare Part D Coverage Does Humana Offer?
Medicare Part D prescription drug coverage is available through Medicare-contracted private insurance companies such as Humana. How you can get it depends on whether you're enrolled in Original Medicare or Medicare Part C (Medicare Advantage). Whether... Read more
What Medicare Advantage Plans Does Aetna Offer?
Aetna Medicare Advantage plans offer individuals eligible for Medicare coverage an alternative way to receive their Original Medicare benefits. By law, Aetna Medicare Advantage plans must cover everything included in Original Medicare (Part A and Part... Read more
Medicare Eligibility for Permanent Residents
If you're a green card holder, you may be wondering if you're eligible for Medicare. United States permanent residents may qualify for Medicare if they've lived here at least five continuous years. You may be a green card holder for several reasons, such... Read more
Medicare Doctors When You Live in Multiple States
When you’re enrolled in Original Medicare, Part A and Part B, you can generally see any doctor in the country that takes Medicare assignment (a payment agreement with Medicare). This is very convenient if you travel for extended periods of time or live in... Read more
Does Medicare Cover Combivent?
Combivent (generic name Ipratropium-Albuterol) may be prescribed to treat and prevent asthma and symptoms caused by lung disease, according to the FDA. Certain kinds of prescription drugs are covered under Original Medicare, Part A and Part B, but these... Read more
Does Medicare Cover Massage Therapy?
Original Medicare does not cover massage therapy. Services that are not covered by Medicare are the sole responsibility of the patient. Medicare Part B does pay for medically necessary forms of therapy, including physical therapy, occupational therapy, and... Read more
Comparing Medicare Advantage Plans to Medicare Supplement Plans
People might have a difficult time deciding whether to enroll in a Medicare Advantage plan (Medicare Part C) or a Medicare Supplement plan (also known as Medigap). With a Medicare Advantage plan, the beneficiary receives all of their services through the... Read more
Does Medicare Cover Dental Implants?
If you have Original Medicare, Part A and Part B, you won't be covered for most dental services, including routine care, oral exams, cleanings, fillings, extractions, and implants. Original Medicare dental coverage is very limited. The only dental... Read more
About Medicare and Celebrex
Original Medicare, Part A and Part B, doesn’t pay for Celebrex, or most other medications. Part A and Part B only cover medical care that hospitals and physicians provide. To gain prescription drug insurance, you will need to purchase a stand-alone Medicare... Read more
Medicare in Maine
Shopping for a Medicare plan in Maine? Medicare.com may be able to help you locate a Medicare plan option that works for you. It may be a good idea for you to explore all available choices before enrolling in a plan, and that’s where I come in. Here’s... Read more
Medicare in Arkansas
In Arkansas, as in other states, Medicare beneficiaries may have several choices when it comes to their Medicare coverage. For example, you can hold onto Original Medicare, Part A and Part B and add certain other coverage to Original Medicare (such as a... Read more
Medicare in Utah
Shopping for a Medicare plan in Utah? It doesn’t have to feel like a daunting task with Medicare.com as your resource. We can help you find a Medicare option that best suits your needs. About Medicare in Utah Medicare beneficiaries in Utah can get their... Read more
Medicare in Ohio
Eligible Medicare beneficiaries in Ohio may have several Medicare coverage options. You can receive your coverage through Original Medicare, Part A and Part B. If you sign up for Original Medicare, you can decide to add a stand-alone Medicare Part D... Read more
Top 10 Reasons to Get a Medicare Supplement Plan
Some Medicare policies, such as Medigap plans, are sold privately to give you a range of choices for your health coverage needs. Original Medicare, the health coverage you can get when you turn 65 or have a qualifying disability, consists of Medicare Part... Read more
How to Avoid the Medicare Prescription Drug Coverage Gap, or “Donut Hole”
Most Medicare Part D stand-alone and Medicare Advantage prescription drug plans include a coverage gap in Part D benefits, also known as the Medicare “donut hole.” During this gap in prescription drug coverage, beneficiaries may have to pay a larger... Read more
Understanding Out-of-Pocket Medicare Expenses
When you hear people talking about your Medicare costs, you may hear the phrase “out-of-pocket” used frequently. “Out-of-pocket” medical expenses refer to any costs you have to pay yourself. With Medicare, these expenses may include copayments,... Read more
About the Medicare Fee Schedule
If you review your Medicare Summary Notices, you may see that the "Amount Charged" by your Medicare provider may not be the same amount as the "Medicare Approved" charge. This is because Medicare only approves the amount listed in the Medicare fee schedule... Read more
How Medicare Supplement (Medigap) Premiums Are Calculated
One of the main factors in determining which Medicare Supplement (Medigap) policy is right for you is the monthly premium amount, especially if you are on a budget. The monthly premium will depend on the type of Medigap plan you choose (Plan A, B, C, etc.)... Read more
About the Medicare Part D Prescription Drug Coverage Gap (“Donut Hole”)
The Medicare coverage gap is the phase of your Medicare Part D benefit when there is a gap in prescription drug coverage. You might not reach this stage at all; it starts if you and your plan spend a certain amount of money within a year, as described below.... Read more
Customer reviews of Pamela
If I could write a scenario of a wonderful experience with a representative from any company...the experience with Pamela would be at the top of my list. I wish I could have recorded our conversation so I could play it back in my not so good times...It would put a smile on my face. A BIG Thanks
Anonymous, Spirit Lake, ID
Pam was very helpful,she has a special way of dealing with people who call that are upset about the new coverage, and are confused Pam has a calming affect,she makes people understand what they are doing easy. I hope in the near future if I have to call again to talk to someone I get Pam,because she was so helpful. So thank you Pam .
Anonymous, Philadelphia, PA
Pam Kennedy was extremely helpful and courteous. She let me know she was not swayed in any way by any carrier in order to promote a specific insurance. Her interest was solely to direct me to the insurance that would best suit my specific needs. I am very please with the results and have already recommended your site to other people even the HR department at my present employed so they might direct future retirees.
George S, Crown Point, NY
Female, 65, Abingdon, MD
I appreciated the very informed agent who called me; very knowledgeable about multiple Medicare Advantage Plans and was quite professional.
Female, 66, Boca Raton, FL
Get Medicare Help from Pamela Cannaday
Have Pamela help you choose the right plan for you, or set up an appointment to speak with her about your Medicare questions.