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Steve could not have been more courteous, friendly and most helpful. I did not feel rushed and he answered all my questions and provided information I did not know--that did not know to ask. I will definitely contact him again if or when I have further questions or need to re-enroll in the fall. Anonymous, Atlanta, GA Read more reviews
More about Steven
I will provide integrity in all that I do. If it is not right for someone, I’ll tell that person not to do it.
Three words that describe me:
Integrity, loyalty, and patriotic.
Favorite thing to do when not at work:
Play with my kids.
Favorite place to visit and why:
My favorite place to visit that I have been to in my life was the Amazon jungle in Peru. The beauty of the Amazon jungle and the rain that came each day was amazing.
What I like most about helping people find the right Medicare plan options:
The thing I like most about helping people find a Medicare plan that would fit their needs is that I can help people save money and can do what is right for the customer.
Sports Team: Arizona Wildcats.
Medicare articles by Steven
Medicare Supplement Plans in Tennessee
If you're on Medicare in Tennessee, you've probably noticed that even though it pays for a lot of your health care, sometimes there are still costs you have to pay. You might want to take a look at Medicare Supplement plans in Tennessee to see if they'll help... Read more
Medicare Supplement Plans in Oklahoma
An out-of-pocket maximum is a reassuring thing where health insurance is considered. This means that no matter how serious or expensive your illness is, you will generally not pay more than a specified amount before your plan begins to cover all your covered... Read more
Medicare Supplement Plans in Nevada
Original Medicare (Part A and Part B) covers many hospital and medical expenses, but you still may be responsible for various out-of-pocket costs including deductibles, copayments, and coinsurance amounts. In fact, there's no maximum limit on your... Read more
Medicare Supplement Plans in Wisconsin
Are you on Medicare in Wisconsin, or planning ahead for Medicare? When you think about what kind of coverage options you want, don't forget to consider Medicare Supplement plans in Wisconsin. Medicare Supplement plans are standardized in most states into... Read more
Medicare Supplement Plans in Louisiana
Are you aware that a Medicare Supplement plan in Louisiana may save money on your Medicare costs? This may be especially important if you have health problems. Here's a quick rundown on Medicare Supplement plans in Louisiana. Medicare Supplement plans in... Read more
Medicare Supplement Plans in Iowa
Are you on Medicare in Iowa, or planning ahead? You're making a smart move by doing research. We'll walk you through the facts about Medicare Supplement plans in Iowa. What are Medicare Supplement plans in Iowa? Why would you need supplemental coverage if... Read more
Medicare Supplement Plans in Idaho
What are Medicare Supplement Plans in Idaho? A Medicare Supplement plan in Idaho (also called a Medigap policy) is private health insurance designed to supplement Medicare Part A (hospital insurance) and Part B (medical insurance). Medicare Supplement... Read more
Medicare Supplement Plans in Arkansas
Why would I need a Medicare Supplement plan in Arkansas? If you’re a Medicare beneficiary in Arkansas covered by Original Medicare (Part A and Part B) your health coverage doesn’t include an out-of-pocket maximum. This means you could pay significant... Read more
Medicare Supplement Plans in Alabama
If you're like most people, you might worry about your out-of-pocket health care costs. The good news is that Medicare enrollees in Alabama have options to help cover those costs through Medicare Supplement plans. If you're interested in Medicare Supplement... Read more
What is the Medicare Late Enrollment Penalty? – Frequently Asked Questions
You may be charged a late-enrollment penalty by the various parts of Medicare if you don’t enroll in coverage during the period where you are first eligible. Medicare Part A late-enrollment penalty Medicare Part A is hospital insurance. Medicare Part A... Read more
How Do I Know If I Need a Medicare Supplement Plan? – Frequently Asked Questions
Medicare Supplement insurance plan is one option you may have to work alongside your Medicare Part A and Part B coverage. But do you need it? What is a Medicare Supplement plan? Medicare Supplement plans are sold by private insurance companies. They’re... Read more
Does Medicare Cover Me When I’m on a Cruise Ship? – Frequently Asked Questions
If you have an urge to travel, you might be interested in checking out a cruise ship that takes you to Alaska, Florida, Puerto Rico, the Caribbean, Europe, or Australia. As you pack your suitcase and ready your passport, be aware that Medicare may not cover... Read more
What’s the Difference Between Medicare Advantage and Original Medicare? – Frequently Asked Questions
Are you new to Medicare and not sure whether to get your coverage through Original Medicare or a Medicare Advantage plan? This article breaks down key differences between Original Medicare and Medicare Advantage so you can make an informed decision. What is... Read more
Finding Low Cost Medicare Advantage Plans
Medicare Advantage is another way to get your Medicare Part A and Part B benefits through a private insurance company. Medicare Advantage plans may be attractive because they feature a yearly out-of-pocket limit. One the contrary, Original Medicare (Part A... Read more
How to Control a Leaky Bladder
A leaky bladder can affect your social life, your work, and your personal relationships. Leaky bladder symptoms can range from light wetting to uncontrollable urine flow. According to the U.S. National Library of Medicine, a leaky bladder is twice as common... Read more
Does Medicare Cover Robotic Surgery?
Surgeons are using sophisticated new technology more and more. Medicare may cover robotic surgery in some situations. The National Library of Medicine reported in 2013 that when doctors use a minimally invasive surgery called laparoscopic surgery, they used... Read more
Opioid Epidemic: Dependence in Seniors and the Disabled
Medicare coverage is for seniors and some people with disabilities, many who take prescription opioids to manage pain from surgery, injury, or illness. In 2016, one in three Medicare Part D beneficiaries received a prescription opioid, according the U.S.... Read more
How Much is the Medicare Part A Premium?
Who must pay a Medicare Part A premium every month? Some Medicare beneficiaries do, but most don't. We'll walk through the Part A premium - when it's free, and when it's not. What's Medicare Part A? Medicare Part A is hospital insurance, and along with... Read more
How can I compare prices of different Medicare coverage options?
Prices and coverage will differ between Medicare plans, so it’s important to take into account the out-of-pocket costs you will pay in monthly premiums as well as deductibles, coinsurance and copays. Let’s compare price factors that apply to Medicare... Read more
New Open Enrollment Period for Medicare Advantage
Want to switch to a different Medicare Advantage plan? Starting in 2019, you'll have a new opportunity to do so. You'll have more time to enroll (or disenroll). We've captured the details of the Medicare Advantage open enrollment changes below. Changes to... Read more
Top 5 common causes of elderly hospitalization
According to the Healthcare Cost and Utilization Project (HCUP) five conditions causing senior hospitalization are: Congestive heart failure Pneumonia Coronary atherosclerosis Cardiac dysrhythmias Heart attack Most of these conditions... Read more
Should I get a Medicare Plan with a Low Premium and High Deductible?
Various Medicare options, including Medicare Advantage, Medicare Part D, and Medicare Supplement are offered by private insurance companies contracted with Medicare. These companies are free to set varying rates for the plans they offer within... Read more
Will Medicare Advantage Cover Dental Care?
According to the Centers for Disease Control and Prevention (CDC), seniors have special dental needs as they age. Nearly one third of Americans 65 and older have untreated dental cavities. Over 70 % of adults ages 65 and older have s periodontal disease,... Read more
Do I save more on prescription drugs with a Medicare Advantage plan or a stand-alone Medicare Prescription Drug Plan?
If you're enrolled in Original Medicare and need prescription drug coverage, you may be trying to decide whether to get your benefits through Medicare Advantage (also known as Medicare Part C) or a stand-alone Medicare Prescription Drug Plan (also known as... Read more
Does Medicare Cover Pancreatic Cancer?
The American Cancer Society estimates that: More than 55,000 Americans will be diagnosed with pancreatic cancer in 2018. More than 44,000 Americans will die of pancreatic cancer in 2018. About 3% of the cancers in the U.S. is pancreatic cancer.... Read more
Does Medicare cover Irritable Bowel Syndrome?
In the United States, there are between 25 and 45 million people who have irritable bowel syndrome, or IBS, according to the International Foundation for Functional Gastrointestinal Disorders, most of whom are women. If you have irritable bowel... Read more
Does Medicare Cover Oral Cancer?
About 50,000 Americans are diagnosed with oral cancer every year, reports the Oral Cancer Foundation. Around half of them survive for five years or longer. Because people might not have regular oral cancer screenings, this cancer is often detected late and at... Read more
Medicare Cost Plans Being Phased Out in Minnesota
Minnesotans on Medicare, you might want to know about a change affecting Medicare Cost Plans in your state. Medicare Cost Plans might not be available in Minnesota in 2019. Medicare Cost Plans in Minnesota: Why might they be discontinued? A Medicare Cost... Read more
Marijuana effects on your health
Marijuana refers to the dried leaves, flowers, stems and seeds of the Cannabis sativa or Cannabis indica plant, according to the National Institute on Drug Abuse. People consume marijuana through smoking it in cigarettes (joints) or water pipes (bongs),... Read more
Anxiety Disorders in Seniors
Everyone feels stressed or anxious at times, so it can be hard to tell when everyday worries may be signs of an anxiety disorder. Here's how to identify an anxiety disorder and get the help you need. What is anxiety vs. an anxiety disorder? Having an... Read more
6 Tips for Preparing for Surgery
Americans undergo an average of 9.2 surgical procedures per lifetime, according to the American College of Surgeons. The chances you’ll have surgery increase with age. If you’re facing your first surgery, you may be nervous. Here are 6 tips to help you in... Read more
What Are the Symptoms of Dehydration in Seniors?
Some seniors might not drink enough fluids, but that’s not the only thing that can cause dehydration. Whether you’re a senior or a caregiver, learn the symptoms and causes of dehydration so you can help prevent this dangerous condition. What is... Read more
Does Medicare cover urinary catheters?
A urinary catheter is a tube that drains urine from the bladder, according to the U.S. National Library of Medicine. There are three types of urinary catheters for men and two types of urinary catheters for women. Both men and women may use an indwelling... Read more
What Seniors Should Know about Alcohol Consumption
Even a little bit of alcohol can lead to serious problems, according to the National Institutes of Health National Institute on Aging. Alcohol consumption is a factor in 60% of falls, 50% of drownings, and 40% of car crashes. Its effects in seniors can be... Read more
Understanding a Silent Heart Attack
What is a silent heart attack? A heart attack occurs when blood flow carrying oxygen to the heart is severely reduced or cut off completely, according to the American Heart Association (AHA). Every 40 seconds someone in the U.S. has a heart attack. A... Read more
Hot Flashes and How Acupuncture Can Help
What are hot flashes? Hot flashes are often associated with menopause and are a sudden, temporary onset of body warmth, flushing and sweating, according to the U.S. National Library of Medicine. It is not known for sure what causes hot flashes, but... Read more
Does Medicare Cover Broken Heart Syndrome?
Broken heart syndrome might sound like an emotional condition, not a medical condition – but it's real, according to the National Institutes of Health (NIH). Let's explore Medicare coverage and broken heart syndrome. What is broken heart... Read more
Does Medicare Cover Restless Leg Syndrome?
If you have an uncomfortable feeling in your legs that is only relieved by moving them around, your doctor may want to evaluate you for restless leg syndrome. If you are covered under Medicare, here is what you should know about restless leg syndrome... Read more
What is the Colon Cancer Survival Rate?
Colon cancer is often grouped with rectal cancer and referred to as colorectal cancer. Excluding skin cancers, colorectal cancer is the fourth most common cancer diagnosed in the United States, after breast, lung, and prostate cancer, according to the... Read more
Back Pain Relief and Remedies
Back pain is common -- nearly everyone has it at some time in life, according to the National Institutes of Health (NIH). The possible causes for back pain are many and here are just a few examples: Tense muscles Stress Ruptured disks resulting... Read more
Should I Take Vitamins for Seniors?
You might see ads for vitamins for seniors. Most of us know that good nutrition and a balanced diet are important for good health. We also may hear a lot of talk praising various vitamins for seniors for a myriad of benefits they might provide —restoring... Read more
What Is a Home Safety Assessment for the Elderly?
Particularly if you're an older adult who lives alone, a home safety assessment is an important way to identify potential hazards in your home. How a home safety assessment prevents injuries A home safety assessment is an evaluation of your home to identify... Read more
Does Medicare Cover Botox?
What is Botox used for? According to Botox.com and the U.S. National Library of Medicine (NIH), Botox, also called Botulinum toxin type A, can treat a variety of cosmetic and medical problems including: Facial wrinkles Severe underarm sweating when... Read more
Does Medicare Cover Neuropathy?
If you've been diagnosed with neuropathy, learn more about this condition, including causes, risk factors, and how Medicare coverage works. What is neuropathy? According to the National Institutes of Health (NIH), "neuropathy" refers generally to damage to... Read more
Adjusting to Life after the Death of a Spouse
If you are a senior and mourning the death of a spouse, you're not alone. According to the U.S. Census Bureau, 48% of women age 65 and older and 14% of men are widows. But knowing the statistics doesn't make it any easier to figure out how to cope with... Read more
Does Medicare Cover Living Organ Donors?
Have you ever thought about becoming a living organ donor? Maybe a relative or friend needs a kidney or bone marrow, for example. Or perhaps you just want to "give back" to your community, or the world at large, by making your organs available for... Read more
Does Medicare Cover an Advice Nurse
As a Medicare enrollee, you may have access to an advice nurse, depending on the type of plan you choose. Here's what you need to know about Medicare and advice nurse services. What is an advice nurse? According to the U.S. Library of Medicine,... Read more
How Does Obamacare Affect Medicare Supplement Insurance?
If you are a Medicare beneficiary or will be eligible for Medicare benefits soon, you may be wondering how a Medicare Supplement plan works in relation to Obamacare. Obamacare has little, if any, direct impact on Medicare Supplement plans. Do Obamacare... Read more
Does Medicare Cover Falls?
When you're 65 or older, falls are something you might be concerned about. Did you know (according to the Centers for Disease Control and Prevention): More than one in four people over 65 fall every year? Once you fall, your chances of falling again... Read more
Does Medicare Cover Sexual Dysfunction?
The Cleveland Clinic defines sexual dysfunction as a problem occurring during any phase of the sexual response cycle that prevents the individual or couple from experiencing satisfaction with sexual activity. Certain health phenomenon more common for older... Read more
Does Medicare Cover Laxatives?
Generally Medicare does not cover over-the-counter medications, including laxatives that do not require a prescription. However, a Medicare Part D Prescription Drug Plan may cover laxatives prescribed by a doctor or other authorized health professional. What... Read more
Does Medicare Cover a Pancreas Transplant?
The pancreas is a gland that produces insulin, according to the Mayo Clinic. Insufficient insulin can result in type 1 diabetes. Although not common, a pancreas transplant is sometimes performed as a treatment for people with severe type 1 diabetes, according... Read more
Does Medicare cover chronic liver disease?
Statistics from the Centers for Disease Control and Prevention (CDC) suggest that nearly 4 million Americans suffer from chronic liver disease, or about 1.6% of all adults. If you or someone you love has chronic liver disease and are enrolled in Medicare,... Read more
Does Medicare Cover Hair Loss Treatment
Generally, Medicare does not cover treatment for hair loss (also called alopecia) unless the treatment is medically necessary to treat a disease that has caused the baldness. Hair loss can result from many causes. According to the American Academy of... Read more
Does Medicare Cover a Root Canal?
If you've ever had a dental emergency, you might be familiar with the cost of a root canal. Managing the root canal cost (which can be up to $5,000 according to Authority Dental) can be a challenge, especially since Medicare doesn't typically cover... Read more
Does Medicare Cover Hormone Therapy for Menopause?
Menopause (also called “change of life”) is when a woman has her last menstrual period. According to the U.S. National Library of Medicine (NLM), the average age of menopause is 51. Menopause changes the balance of hormones in a woman’s body, which can... Read more
Can I Get Medicare Supplement if I’m Under 65 and Disabled in Colorado?
Are you a Coloradan hoping to get a Medicare Supplement plan if you’re under 65 years old and disabled? Although this isn’t possible in many states, it might be possible in Colorado if you meet certain requirements. Medicare Supplement if you’re under... Read more
Does Medicare Cover Gender Reassignment Surgery?
Individuals suffering from gender dysphoria may desire gender reassignment surgery. According to the American Psychiatric Association, gender dysphoria involves a conflict between a person’s physical or assigned gender and the gender he or she identifies... Read more
Does Medicare cover Fentanyl?
What is Fentanyl? Fentanyl is in a class of medications called narcotic (opiate) analgesics. It works by changing the way the brain and nervous system respond to pain, according to the U.S. National Library of Medicine. When is Fentanyl used? Doctors who... Read more
Does Medicare Cover Exercise Programs?
Original Medicare, Part A and Part B, doesn't generally cover gym memberships or exercise programs. However, there are a few exceptions, and you may also be able to get coverage through a Medicare Advantage plan or Medicare Supplement plan. Medicare coverage... Read more
What Same-Sex Couples Should Know About Medicare
If you're in a same-sex marriage, you may be wondering how your marital status affects government benefits like Medicare. The 2015 Supreme Court ruling, Obergefell v. Hodges, upheld the constitutional right for same-sex couples to marry and legalized same-sex... Read more
Does Medicare Advantage Cover Overseas Travel?
Some people choose to get their Medicare Part A and Part B benefits through a Medicare Advantage plan. If that's you, and you love overseas travel, learn about your health benefits when you're abroad. The Medicare Advantage program (also known as Medicare... Read more
Medicare Yearly Wellness Visits
If you're new to Medicare, you might be surprised to know just how many wellness and preventive care benefits are available, often at no cost to you. The Medicare yearly wellness visits are different from the other Medicare yearly exams, because it focuses... Read more
Obamacare vs. Medicare for People with Disabilities
You might be eligible for Medicare in some cases if you have a disability. But just because you can get Medicare coverage, does that mean you have to take it instead of a major medical health plan under Obamacare? That's what this article is all... Read more
Steps That Might Lower the Risk of Dementia
According to the Alzheimer’s Association, dementia is a general term for a decline in mental ability severe enough to interfere with daily life. The Mayo Clinic reports symptoms of dementia including memory loss, difficulty communicating, confusion and... Read more
When Can I Cancel My Medicare Supplement plan?
You may have purchased a Medicare Supplement plan when you were first eligible because you know that Original Medicare has no out-of-pocket maximum and you were concerned about your out-of-pocket spending under Medicare. A Medicare Supplement (Medigap) plan... Read more
Does Medicare Pay for Durable Medical Equipment Repairs?
If you use durable medical equipment (DME) such as walkers, hospital beds and oxygen units, you might be wondering who's responsible for repairs and maintenance. The answer depends on the situation. But first, let's start with a little background about what... Read more
How Do I Qualify for Medicare?
If you're new to the health-care program, you may have questions about how to qualify for Medicare and when to sign up. There may be certain citizenship, residency, or age requirements that affect whether you qualify for Medicare. Here's how it works. How to... Read more
What Is Colorectal Cancer?
Colon and rectal cancer are often grouped together because they have many features in common, but are distinguished based on where they start, according to the American Cancer Society. According to the National Cancer Institute, colorectal cancer is the... Read more
Does Medicare Cover the Cost of Elastic Bandages?
If you have a minor sprain or strain, elastic bandages may help in the recovery process by providing support for the injury and minimizing swelling. Elastic bandages can also be used to treat and prevent more serious conditions, such as venous leg... Read more
Tips for Lowering Your Out-of-Pocket Drug Costs
The first way to lower your out-of-pocket prescription drug costs may be to get a Medicare prescription drug plan. If you don’t have a prescription drug plan you may be paying 100% of your prescription drug costs out-of-pocket, as Medicare Part A and Part B... Read more
Do I Need a Medicare Advantage Plan?
Do I Need a Medicare Advantage Plan? By the end of 2016, according to a report from the Centers for Medicare & Medicaid Services (CMS), around 33% (or nearly 19 million) of Medicare beneficiaries were enrolled in Medicare Advantage plans or other... Read more
What if I Decide Not to Sign Up for a Medicare Prescription Drug Plan?
Since Medicare prescription drug coverage is optional, some people may decide not to sign up for a Medicare Prescription Drug Plan. But what happens if you need more prescription drugs as time goes on? Is it true that Original Medicare has no prescription... Read more
What’s the Medicare Supplement Free Look Period?
What if you want to switch to a different Medicare Supplement plan, but you're a little concerned that you might be stuck with the new plan and you might not like it as much as your old one? That's where the Medicare Supplement free look period comes... Read more
What is Not Covered by Medicare Supplement Plans?
Are you thinking about buying a Medicare Supplement plan, but you're concerned about what these plans do and don't cover? Read on to learn about the benefits Medicare Supplement plans may include, and what they don't typically cover. What do Medicare... Read more
Medicare Dental Coverage for Seniors
When shopping for the best dental plans for seniors, you should consider what services and treatments you might need, the costs of the plan, and what the plan covers. The dental needs of seniors could depend on the condition of their current teeth and their... Read more
How does Medicare work with other insurance?
Can you have both private insurance and Medicare? With more and more Americans over age 65 still working, coordination of benefits between Medicare and private insurance companies is fairly common. Over 9 million Americans over 65 were working as of January... Read more
Does Medicare Cover Chlamydia?
What is Chlamydia? Chlamydia is a common sexually transmitted disease, according to the Centers for Disease Control and Prevention (CDC). Chlamydia is often called an “STD” for “sexually transmitted disease,” or “STI” for “sexually transmitted... Read more
Are Medicare Advantage Plans Being Phased Out?
If you're currently enrolled in a Medicare Advantage plan, you may have heard that these plans may no longer be offered. Since it can be difficult to parse fact from fiction, here's an overview on the future of Medicare Advantage – and what to do if your... Read more
Four Steps to Buying Medicare Supplement Plans
You may have heard that Medicare Supplement (Medigap) policy can help you save on out-of-pocket costs from Medicare. If you want to buy a Medicare Supplement policy, here are the steps: 1. Before buying, be sure that you are eligible for a Medicare... Read more
What is Medicare Supplement Plan G?
Medicare Supplement Plan G, also called Medigap Plan G, is one of 10 standardized Medicare Supplement plans that may be available in most states. Medigap is optional insurance (available from private insurance companies) that works alongside Medicare Part A... Read more
Medicare Supplement Plans and Medicare Prescription Drug Coverage
The need for prescription drug coverage According to the National Institutes of Health, people aged 65 and older make up only 13% of the population, but make up for more than 33% of outpatient spending on prescription medications in the United States. This... Read more
What Can I do If My Medicare Plan Doesn’t Cover My Prescription Drug?
If you have Medicare Part D coverage for prescription drugs, either as a stand-alone Medicare Part D Prescription Drug Plan or through a Medicare Advantage plan with Part D prescription drug coverage, your plan might cover medications your doctor... Read more
How Much Money Could a Medicare Supplement Plan Save Me?
Figuring out how much money a Medicare Supplement plan might save you might take some work on your part, but in some cases you may find it makes economic sense for you to buy one. What is a Medicare Supplement plan? Medicare Supplement (also known as... Read more
Do I have to be enrolled in Original Medicare, Part A and Part B, to enroll in a Medicare Supplement Plan?
You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Supplement plan. According to the Kaiser Family Foundation, roughly 1 in 5 Medicare beneficiaries are enrolled in a Medicare Supplement plan. These plans, also known as... Read more
Medicare Advantage Special Needs Plans (SNPs)
A Medicare Advantage Special Needs Plan, also known as a SNP, is a Medicare Advantage plan that is exclusively designed for individuals with specialized health needs. Some of those needs include: A chronic or disabling health condition (e.g.,... Read more
Medicare and Gym Membership
The National Institutes of Health National Institute on Aging (NIA) recommends that older adults try to get at least 30 minutes of moderate-intensity endurance exercise most days of the week for optimal health. Many people find that gym memberships are a... Read more
Does Medicare Pay for Adult Day Care for Dementia Patients?
What is dementia? According to the Alzheimer’s Association, dementia is a general term for severe mental decline which interferes with daily life. Alzheimer’s is the most common type of dementia. Signs of Alzheimer’s and dementia could include poor... Read more
How do I pay for my Medicare Supplement (Medigap) plan?
Medicare Supplement (also referred to as Medigap) insurance may be an option for you if you're enrolled in Medicare Part A and Part B. Read on to learn about how to pay for a Medicare Supplement plan and about the possible costs. Medicare Supplement plans... Read more
Insomnia: The Caregiver’s Role
According to the American Psychological Association, almost half of all older adults suffer from insomnia. Whether insomnia manifests as trouble falling asleep or difficulty staying asleep through the night, the health effects are the same. According to... Read more
Medicare and Wheelchair Coverage
If you have mobility problems and your doctor recommends a wheelchair or other device to help you get around, Medicare Part B may cover 80% of the allowable charges after you've met your deductible as long as you meet certain eligibility requirements. How... Read more
Does Medicare Cover Sinemet?
The brand-name prescription Sinemet also may get prescribed as a generic medicine called carbidopa and levodopa and is used to treat Parkinson’s disease. Original Medicare Part A and Part B only covers prescriptions in specific instances. You may need a... Read more
Does Medicare Cover Counseling?
According to the National Institute of Health's National Institute of Mental Health, almost 18% of all adults in the United States suffer from some type of mental or emotional disorder such as depression or anxiety. If you are enrolled in Original Medicare... Read more
Depression Screenings and Medicare
One of the preventive care services covered by Medicare is an annual depression screening. According to the Centers for Medicaid and Medicare Services (CMS), one in six people over the age of 65 suffers from depression. As a Medicare beneficiary, remember... Read more
What Medicare Plans Does Horizon Blue Cross Blue Shield of New Jersey Offer?
Horizon Blue Cross Blue Shield of New Jersey offers Medicare Advantage plans, Medicare Supplement (Medigap) plans, Medicare + Medicaid (HMO SNP) and stand-alone Medicare Part D Prescription Drug Plans to eligible Medicare beneficiaries in New Jersey.... Read more
Does Medicare Cover Pravachol?
You might receive a prescription for a medicine called Pravachol from your doctor. This is the brand name for a generic prescription drug pravastatin, used to reduce to the risk of heart attack and stroke, according to the National Institute of Health (NIH)... Read more
Does Medicare Cover Norvasc?
Does Medicare cover Norvasc? Doctors may prescribe a brand-name prescription called Norvasc or a generic prescription called amlodipine for some patients experiencing high blood pressure and chest pain (angina), according to the National Institutes of Health.... Read more
Does Medicare Cover My Prescription Medication?
If you are enrolled in Original Medicare (Part A and Part B), you generally do not have coverage for prescription medication you take at home, unless you are also enrolled in a stand-alone Medicare Part D Prescription Drug Plan or a Medicare Advantage... Read more
Does Medicare Cover Lanoxin?
If your doctor prescribes treatment with Lanoxin, Medicare generally will not cover your medication, unless you are enrolled in stand-alone Medicare Part D prescription drug coverage or a Medicare Advantage Prescription Drug plan. Here's what you should know... Read more
Does Medicare Cover Ismo?
If you have angina, or chest pain, your doctor may recommend treatment with Ismo, or its generic equivalent, isosorbide mononitrate, according to the National Institutes for Health. There is generally no Medicare coverage for Ismo, unless you are enrolled in... Read more
Does Medicare Cover Hyzaar?
Hyzaar is used to treat high blood pressure (hypertension) and reduce the risk of stroke, according to the U.S. National Library of Medicine. In most cases, Medicare does not cover Hyzaar, unless you have stand-alone Medicare Part D prescription drug coverage... Read more
HIV and AIDS Basics: Symptoms, Causes, and Prevention
According to a 2016 report by the Centers for Disease Control (CDC), approximately 1.2 million adults in America live with HIV, or human immunodeficiency virus; roughly one in eight don't know they are infected. In some cases, HIV progresses into full-blown... Read more
How Can I Find a Doctor That Takes My Medicare Advantage Plan?
If you've chosen to get your Original Medicare (Part A and Part B) benefits through a Medicare Advantage plan, you may want to find a doctor who accepts your Medicare Advantage plan. To get the most of your plan benefits and to keep your costs low, you might... Read more
How to file for Medicare appeals
If you’re a Medicare beneficiary, you have the right to file a Medicare appeal of a decision made about your coverage. You also have other rights under the program, which include the right to file a grievance. Here’s what you need to know about the... Read more
How do I file an appeal if my prescription medication isn’t covered by my Medicare health plan?
Under the Medicare program, you may purchase coverage for prescription medications in one of two ways: through a Medicare Advantage Prescription Drug plan, or through a stand-alone Medicare Part D Prescription Drug Plan to go alongside your Original Medicare... Read more
Risks of Combining Medications and Alcohol
According to the National Institute on Drug Abuse, seniors (persons age 65 or older) make up only 13 percent of the population but consume over 33% of the prescription medications in the United States. If you or someone you love takes prescription drugs,... Read more
What Is Diabetic Neuropathy?
If you have diabetes, you may be at risk for developing diabetic neuropathy, according to the National Institutes of Health (NIH). Diabetic neuropathy is a type of nerve damage that most often affects the legs and feet, although it can occur anywhere in the... Read more
Managing Caregiver Stress
According to the Centers for Disease Control and Prevention (CDC), more than 34 million people in the United States are unpaid caregivers to adults who are ill or have a disability. Over half of these caregivers believe their own health has suffered as a... Read more
Medicare Coverage of Cardiovascular Disease
If you are enrolled in Original Medicare (Part A and Part B), you may know that each part covers different portions of your health care. Part A, or hospital insurance, may cover inpatient hospital stays, care in a skilled nursing facility or hospice, and some... Read more
Downsizing a Home: A Checklist for Caregivers
Moving is often stressful, no matter your age or the reason for relocating. When it comes to senior downsizing, however, the job may be more challenging, especially if downsizing is due to death, illness, or loss of independence. First, it's important... Read more
Do Medicare Supplement (Medigap) plans cover foreign travel?
Does Medicare offer international coverage? If you're looking forward to traveling abroad in your retirement, you may be wondering if your Medicare coverage will take care of health-care needs you may have while in a foreign country. Original Medicare... Read more
What Are Diabetic Shoes?
People with diabetes sometimes develop problems with their feet, according to the Centers for Disease Control (CDC). Medicare may cover therapeutic shoes for diabetics (sometimes called diabetic shoes) with severe diabetic foot disease. Why are diabetic... Read more
Hospital Discharge Planning: A Guide for Families and Caregivers
When a loved one has been hospitalized for illness or serious injury, it's normal to have questions about what happens next. Whether the plan is to return home or be transferred to rehab or other care center, a hospital discharge often comes with lots of... Read more
Mild Cognitive Impairment (MCI)
Many people may feel that forgetfulness is just a normal part of getting older—misplacing keys or forgetting a name or an appointment can happen to anyone. Sometimes, however, memory loss becomes more frequent or troublesome, possibly even causing concern... Read more
Pathways to Effective Communication for Health-Care Providers and Caregivers
As a caregiver, effective communication between you and your loved one's health care team is essential. Doctors rely on you to give them important clues and information about their patient's status and home situation, and you rely on them for the... Read more
What is the Treatment for Cardiovascular Disease?
Cardiovascular disease, also called heart disease, describes a number of conditions that affect your heart, according to the Centers for Disease Control (CDC). These conditions may include atherosclerosis (a build-up of plaque in the arteries), arrhythmia... Read more
What Are the Risk Factors for Cardiovascular Disease?
Risk Factors for Cardiovascular Disease Cardiovascular disease is the number one cause of death among both men and women around the world, according to the American Heart Association. Here in the United States: Nearly 86 million people have some... Read more
Money Management: What Caregivers Should Know
If you are caring for an elderly parent or family member—or expect to assume caregiver responsibility in the near future—money management is one of those topics that invariably comes up. Unfortunately, it's also invariably fraught with stress, whether... Read more
What is Sleep Apnea: Overview, Symptoms, and Medicare Coverage
According to the National Heart, Lung, and Blood Institute (NHLBI), sleep apnea is a common disorder that affects about 12 to 18 million Americans. According to the NHLBI, about half of all sleep apnea sufferers are overweight, and more men than women... Read more
Does Medicare Cover Diabetic Foot Exams or Podiatry Services?
If you have been diagnosed with diabetes and are enrolled in Original Medicare (Part A and Part B), you may be eligible for coverage of regular foot exams and diabetic foot care, subject to certain requirements. Read on to learn more about your benefits. Why... Read more
What Is End-Stage Chronic Obstructive Pulmonary Disease (COPD)?
According to the National Institutes of Health (NIH), about 12 million adults in the United States are diagnosed with chronic obstructive pulmonary disease (COPD), and severe COPD can limit a person's ability to do routine activities. The Centers for Disease... Read more
Does Medicare Cover Ostomy Supplies?
An ostomy is a surgical procedure that creates an opening (stoma) to the outside of the body from an organ or system inside the body, according to the National Institutes of Health (NIH). These openings may be temporary or permanent, depending on your... Read more
What Medical Supplies Does Medicare Cover?
If you live at home and need medical equipment and supplies, Original Medicare (Part A and Part B) may cover some of your costs. Under Medicare, some home-care items fall under the category of Durable Medical Equipment, or DME. To qualify for coverage, your... Read more
What is Cardiovascular Disease?
It’s important to know what cardiovascular disease is so you can know your risk. Cardiovascular disease is a term given to a number of medical conditions affecting the heart and blood vessels. Cardiovascular disease, or heart disease, is the leading cause... Read more
Does Medicare Cover Prosthetic Devices?
There are many types of prosthetic devices and supplies your doctor may prescribe for you depending on your medical condition. The good news, if you are enrolled in Medicare Part B, is that allowable charges for many prosthetic devices are covered -... Read more
Ovarian Cancer: Signs, Symptoms, Risk Factors, and Treatment
Ovarian cancer starts in the ovaries, the female reproductive glands that produce eggs and the hormones estrogen and progesterone. This type of cancer is frequently not detected until it has spread, or metastasized, to other organs in the abdomen and pelvis;... Read more
Assistive Technology: An Overview for Caregivers
If you're caring for a loved one, you may have heard a doctor or therapist recommend assistive technology for day-to-day activities. Assistive technology devices, also called adaptive devices, can make a world of difference for both you as a caregiver and... Read more
What Does Inpatient Versus Outpatient Mean for Medicare?
From your perspective as a patient, the terms "inpatient" versus "outpatient," or even "under observation," may not matter very much regarding your care. But if you're covered by Medicare, the terms matter a lot. Under Original Medicare (Part A and Part... Read more
How Do I Choose Between Medicare and Employer Coverage?
Nearly 20% of Americans age 65 and over are still working (whether or not they have retired from their careers), according to a 2013 study by the Associated Press. If you're one of them, you may have questions about whether to enroll in Original Medicare... Read more
Does Medicare Cover Glaucoma?
Medicare covers treatment of glaucoma as well as a glaucoma test to screen for the condition. According to the National Institute of Health's National Eye Institute (NEI), glaucoma is a type of eye disease that may damage the optic nerve and cause vision... Read more
What Is Hepatitis C?
You might have heard of hepatitis, but what is hepatitis C (sometimes called "hep C")? What is hepatitis C? Some quick facts Hepatitis C is a virus that affects the liver. The Centers for Disease Control (CDC) estimates that 2.7 to 3.9 million people in the... Read more
About Blue Cross Blue Shield
You may find Blue Cross Blue Shield to be a familiar name in the Medicare health plan market. If you're thinking about enrolling in a Medicare Advantage plan, Medicare Part D Prescription Drug Plan, or Medicare Supplement plan, here are some facts about Blue... Read more
What Types of Medicare Part D Coverage Does UnitedHealthcare Offer?
If you’re a Medicare beneficiary who currently takes prescription medications, you may be wondering if Medicare helps with your prescription drug costs. Prescription drug coverage is available under the Medicare Part D program, and depending on how you get... Read more
Is a UnitedHealthcare Medicare Advantage Prescription Drug Plan the Same as a Standalone Medicare Prescription Drug Plan?
If you are comparing UnitedHealthcare Medicare Advantage plans and you want Part D prescription drug coverage, you may have questions about the difference between a UnitedHealthcare Medicare Advantage plan with prescription drug coverage, also called... Read more
How Can I Find Out if My Prescription Drugs Are Covered by My UnitedHealthcare Plan?
UnitedHealthcare (UHC) is a private insurance company contracted with Medicare to provide prescription drug coverage in certain UnitedHealthcare Medicare Advantage plans and UnitedHealthcare Medicare Part D Prescription Drug Plans. If you are enrolled in a... Read more
Is a WellCare Medicare Advantage Prescription Drug Plan the Same as a Standalone Medicare Prescription Drug Plan?
If you're just starting to learn more about Medicare prescription drug coverage (Part D), you may be wondering what your options are and what the difference is between a Medicare Advantage Prescription Drug plan and a stand-alone Medicare Prescription Drug... Read more
How Can I Find Out if My Prescription Drugs are Covered by My WellCare Medicare Advantage or WellCare Standalone Prescription Drug Plan?
If you have a WellCare Medicare Advantage plan or a stand-alone WellCare Medicare Prescription Drug Plan, and take prescription medications on a regular basis, you may want to know what coverage is available to help you lower your out-of-pocket costs. This... Read more
What Medicare Plans Does Coventry Offer?
Whether you're new to Medicare or have had Medicare coverage for awhile, you may have questions about Coventry Medicare plans and what your options are as a beneficiary. Most people first enroll in Original Medicare, Part A and Part B, when they first... Read more
New to Coventry Medicare? Here’s What You Need to Know
If you've recently enrolled in a Coventry Medicare Advantage plan or Coventry Medicare Part D Prescription Drug Plan, you may have questions about what happens next and where to go to find information about your coverage. Here are some useful tips to help... Read more
New to Medicare with Humana? Here’s What You Need to Know
If you've recently applied for a Medicare Advantage or a stand-alone Medicare Prescription Drug Plan from Humana, you may have questions about the enrollment process and what you can expect going forward. This article will tell you what happens next and... Read more
How Can I Find Out if My Prescription Drugs Are Covered by My Humana Plan?
Do you have Medicare prescription drug coverage through a Medicare plan from Humana? You can get this coverage through a Medicare Advantage Prescription Drug plan, or a stand-alone Medicare Part D Prescription Drug Plan. Both types of plans are available... Read more
Is an Aetna Medicare Advantage Prescription Drug Plan the Same as a Medicare Prescription Drug Plan?
The Medicare program has several components: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage) and Part D (prescription drug coverage). Original Medicare includes Part A and Part B, while Aetna Medicare Advantage plans... Read more
Do Medicare Advantage Plans from Aetna Cover Routine Dental Services?
There is no coverage for routine dental services under Original Medicare (Part A and Part B); however, if you choose to receive your Part A and Part B benefits through the Medicare Part C program -- through an Aetna Medicare Advantage plan, for example --... Read more
Review Your Medicare Coverage Each Year (Infographic)
For many beneficiaries, after you first enroll in a private Medicare insurance plan such as a Medicare Advantage plan or a stand-alone Medicare Prescription Drug Plan, you may not think about it again. If you're happy with the benefits, you might ignore the... Read more
What You Can Do on MyMedicare.gov
If you're a Medicare beneficiary or soon to become one, you may be interested in visiting the MyMedicare.gov web site. Sponsored by the Centers for Medicare & Medicaid Services (CMS), MyMedicare.gov provides a wealth of information and online tools... Read more
Qualifying for Medicare Through Disability or Illness
Most people think of Medicare as a health-care program for older adults. However, if you have a disability or certain health conditions, you may be eligible for Medicare before you turn 65. You may qualify for Medicare before age 65 if: You're... Read more
Medicare Premiums and Deductibles for 2018
As a Medicare beneficiary, you may need to pay certain out-of-pocket costs, such as premiums, deductibles, copayments and/or coinsurance. These costs are generally standardized for covered services under Original Medicare, Part A and Part B. If you’re... Read more
Medicare Part D (Prescription Drug Plan) Benefits Overview for 2018
The Medicare Part D program authorizes Medicare-approved private insurance companies to provide prescription drug coverage. You must have Part A or Part B to join a Medicare Prescription Drug Plan. You can get this coverage in the form of a Medicare Advantage... Read more
Vision Care for Seniors: What’s Covered
According to the Centers for Disease Control and Prevention (CDC), the prevalence of blindness and vision impairment increases rapidly with age among all racial and ethnic groups. The problems are the worst among people older than 75. Vision impairment could... Read more
2018 Medicare Prices and Out-of-Pocket Costs
Your out-of-pocket Medicare costs may change from one year to the next. Stay up to date on Medicare premiums, deductibles, copayments, and coinsurance costs in 2018. Medicare Part A, hospital coverage Medicare Part A helps cover inpatient hospital care,... Read more
Can I Laminate My Medicare Card?
It’s very important to keep your Medicare card safe and in good condition. Your wallet may be a good place to keep it because you can then have it with you at doctor visits. But do safeguard it, as you would an identity document or credit card. The... Read more
Medicare and Funeral Expenses
Are you planning ahead and need to know if you can deduct funeral expenses from your taxes? Funeral expenses, burial expenses, and death benefits aren’t typically part of Medicare coverage. However, there’s a type of Medicare Advantage plan called a... Read more
Does Medicare Cover Urology?
Are you wondering what urology is and whether urologic services are covered by Medicare? By definition, urology involves conditions of the urinary and male reproductive systems. If you're a Medicare beneficiary with a urologic condition and need to see a... Read more
Does Medicare Cover My Sleep Apnea Equipment and CPAP Machine?
Sleep apnea might be your diagnosis if you momentarily stop breathing while you sleep -- sometimes many times per night, according to the U.S. Food and Drug Administration. If you have Medicare and you’re diagnosed with obstructive sleep apnea, you may... Read more
Medicare Card Replacement
Your Medicare card is one of the most important documents you own because it can help confirm that you have Medicare coverage. If your Medicare card is lost or stolen, you can request a replacement card through Social Security Administration (SSA) or, if... Read more
Does Medicare Cover Toprol-XL?
According to the Centers for Disease Control and Prevention (CDC) about 1 in 3 U.S. adults have high blood pressure. This common condition can increase the risk of heart attack and stroke, which are two leading causes of death in the United States. To control... Read more
Does Medicare Cover Amaryl?
If you have type 2 diabetes, your doctor may prescribe Amaryl (generic name glimepiride) to help you control your blood sugar, according to the National Institutes of Health's Medline Plus website. Glimepiride is usually used in combination with diet,... Read more
Does Medicare Cover Levaquin?
If Levaquin is what your doctor prescribed, you may be curious whether Medicare covers it. Medicare coverage of prescription drugs like Levaquin is discussed below. What is Levaquin? Levaquin (generic name levofloxacin) belongs to a class of antibiotics... Read more
How Medicare Benefits Are Activated
You may qualify to be automatically enrolled for your Medicare benefits at age 65 if you meet certain requirements. For example, if you're receiving Social Security or Railroad Retirement Board retirement benefits before you turn 65, you'll be automatically... Read more
How Do I Report Original Medicare Fraud?
The Centers for Medicare & Medicaid Services (CMS) reports that Medicare fraud and abuse can cost taxpayers billions of dollars and put the health of Medicare beneficiaries at risk. What is Medicare fraud? According to CMS, there are different types of... Read more
Does Medicare Cover Orthotics?
Your doctor may prescribe orthotic devices, or braces, to support weak joints or muscles. If you have foot pain or other health conditions involving your feet, your podiatrist or other provider might prescribe custom orthotics for your feet. Medicare Part B... Read more
I’m Turning 65, What Do I Need to Do?
For most people, turning 65 means you're eligible for Original Medicare, Part A and Part B. This federal program provides hospital insurance and some medical insurance to older Americans and those under 65 with certain disabilities. At this time, you may... Read more
What Is the Difference Between Medicare Part A and Part B?
Original Medicare is made up of two parts: Part A, hospital insurance, and Part B, medical insurance. They can work together, but coverage does not overlap. Medicare Part A covers your hospital expenses. This includes hospital stays, skilled nursing care... Read more
Do I Need to Renew My Medicare Plan?
If you have Original Medicare, Part A and Part B, you don't need to reapply every year. However, each year during the Annual Election Period (October 15 through December 7) you might want to consider whether you would benefit from enrolling in or changing a... Read more
Does Medicare Cover Lexapro?
Did your doctor prescribe Lexapro for you? If you're on Medicare, you might be wondering about the benefits of Lexapro and how much it costs. What are the benefits of Lexapro? If you have depression or anxiety, your doctor may prescribe Lexapro, or its... Read more
Does Medicare pay for Chiropractic Exams?
Original Medicare offers limited coverage for chiropractic services, such as chiropractic exams. You may need to pay the full cost of any X-rays, lab tests, or other services ordered by a chiropractor. Does Medicare pay for chiropractic exams Medicare... Read more
Medicare Coverage and Basics Overview
If you’re just about to become eligible for Medicare, you may be wondering how your Medicare coverage works and what benefits are included. Medicare is a federal health insurance program, managed by the Centers for Medicare & Medicaid Services, for... Read more
Medicare and the Affordable Care Act
The Affordable Care Act (ACA), also known as Obamacare, has had an impact on the Medicare program. Early-detection cancer screenings, such as mammograms and colonoscopies, are now covered under Medicare Part B with no out-of-pocket charges if your doctor... Read more
Pros and Cons of Delaying Medicare Part B Enrollment
Medicare-eligible individuals should be aware of both the potential penalties and lower savings from delaying enrollment in Medicare Part B (medical insurance). Many individuals qualify for premium-free Medicare Part A (hospital insurance), provided that... Read more
Medicare in Delaware
As a Medicare beneficiary in Delaware, you may have many choices when it comes to your Medicare coverage. You may want to consider all available options, whether you keep Original Medicare, or get a Medicare plan such as Medicare Advantage offered through... Read more
Medicare in Iowa
Are you shopping for Medicare in Iowa? As a Medicare beneficiary, you may have many Medicare plan options available in your state, depending on where you live. Learn about the different types of Medicare coverage, including Original Medicare, Medicare... Read more
Medicare in Minnesota
Medicare beneficiaries in Minnesota may have access to several Medicare choices, from Original Medicare, Part A and Part B, to plans such as Medicare Advantage, Medicare Part D, and Medicare Supplement insurance, offered by private insurance companies that... Read more
Medicare in Montana
If you’re a Medicare beneficiary in Montana, you may not realize you have multiple options when it comes to how you get your Medicare benefits. Some people choose to get their coverage through the federally run program, Original Medicare, Part A and Part B,... Read more
Medicare in South Carolina
Medicare beneficiaries in South Carolina may have choices when it comes to Medicare coverage. You may receive your benefits through Original Medicare, Part A and Part B, and add to that coverage with certain optional plans described below. Or you can get all... Read more
Medicare in Tennessee
When looking to join a Medicare plan in Tennessee, you may want to explore every possible option. Let Medicare.com be your resource for plan comparisons. With us, you can browse Medicare Advantage, Medicare Part D, and Medicare Supplement insurance plans in... Read more
Medicare in Washington
When shopping for a Medicare plan in Washington, Medicare.com can assist you with finding the plan that best suits your needs. About Medicare in Washington Medicare is a federal program that provides health insurance for United States citizens and permanent... Read more
Medicare in Wyoming
Looking for Medicare coverage in Wyoming? As a Medicare beneficiary, you may have several options when it comes to your Medicare coverage. Your choices may include the government-run program and Medicare plans, including prescription drug coverage and... Read more
Qualifying for Extra Help with Medicare Part D Costs
If you’re one of many beneficiaries who takes prescription drugs, you know that even if you have Medicare Part D prescription drug coverage, there are usually still out-of-pocket costs you’re responsible for. Prescription costs like copayments,... Read more
The Pros and Cons of Switching to a Medicare Advantage Plan
Medicare Advantage plans, also known as Medicare Part C, are one way for beneficiaries to receive their Medicare benefits. These plans are required to offer everything that’s covered under Original Medicare, Part A and Part B, with the exception of hospice... Read more
Eligibility for Medicare Supplement (Medigap) Plans
Are you thinking about getting a Medicare Supplement plan, also known as Medigap? You might already be aware that this insurance can pay for some of your Original Medicare (Part A and Part B) costs, but may be wondering when you’re eligible for this... Read more
Putting Medigap on Hold When You’re Under 65
If you’re not yet 65 but are enrolled in Medicare, and you have a Medicare Supplement (Medigap) plan, you may be able to temporarily leave your Medigap plan. Some people may qualify for Medicare before 65 if they get disability benefits for 24 months or... Read more
Drugs Covered by Medicare Part D Prescription Drug Plans
In general, Medicare Part D prescription drug plans cover many drugs that are: Available only by prescription Used for a medically accepted condition Approved by the FDA Sold and used in the United States Not covered under Original Medicare, Part... Read more
Customer reviews of Steven
Wide comprehension of all medical insurance issues and grasp of my personal needs. Thank you, Steve
Anonymous, Allegan, MI
It was a pleasant telephone experience I had with Steven., He answered all my questions in a friendly professional manner.He answered all the answers to many questions.
Anonymous, Saint Augustine, FL
Steven was very polite and helpful even when I interrupted him various times to ask questions. He took the time to answer and was never rude or frustrated with me.
Anonymous, Moundsville, WV
Inniss G, Margape, FL
I had spoken with other companies' representatives who did not take the time to explain the different plans as Stephen did to me. He explained a selection of plans and let me select what plan I thought was best for me. He made me feel comfortable asking questions and explained things so I could understand them.
Anne B, Cordova, TN