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Medicare articles by Tamera
Persistent Cough: Causes and Treatment
According to the Cleveland Clinic, a persistent cough is one of the most common causes for a doctor visit. A persistent cough is defined as one that lasts for eight weeks or longer in adults. According to the Mayo Clinic, an occasional cough is normal and can... Read more
What Happens if You Miss Medicare Open Enrollment?
The Medicare Open Enrollment Period is also known as the Annual Election Period (AEP) for Medicare health and prescription drug plans. It's also called the Fall Open Enrollment Period. This time period happens only once a year. If you miss the Medicare Open... Read more
How Can I Deal With the Rising Costs of Health Care?
It seems like it's in the news almost every day – health-care costs are soaring. Are you safe if you're on Medicare? It's a complex situation, and no one can know what's in the future, but we'll take a look at how you might keep your Medicare health-care... Read more
How do I chose a health insurance provider for my Medicare Part D Plan
If you're approaching Medicare eligibility and considering your coverage options, you've probably thought about your Medicare Part D Plan for prescription drug coverage. The good news is that you may have a lot of options when it comes to choosing... Read more
How can I compare benefits of different Medicare Advantage plans?
Looking for a plan that covers eyeglasses? What about gym memberships? Want dental care? Medicare Advantage might have what you’re looking for. Because Medicare Advantage plans are provided by private insurers approved by Medicare, they may provide extra... Read more
Shopping for Medicare Plans? Read this Guide
Medicare Part A, Part B, Part C, Part D…. Medicare Supplement… Medicare Advantage... What does it all mean? We hope this guide about Medicare will help make your options clear. Medicare guide: what are the "parts" of Medicare? Medicare Part A is... Read more
Top 5 Most Common Eye Problems in Seniors
When you were younger, your eye problems may have been corrected with eye glasses or contacts. As you age, you may need more serious interventions, such as surgery, for your eye problems. According to the National Eye Institute (NEI) five common age-related... Read more
What Should I Do If I am Late to Enroll in Medicare?
Enrolling in Medicare late won’t compromise your eligibility for Medicare. It’s not a one-chance-or-lose all scenario. However, if you are late to enroll in Medicare, you could face late-enrollment penalties. You could avoid these late-enrollment... Read more
Does Medicare Cover Long-Term Care?
If you or a loved one needs long-term care, you may be wondering what your options are and how to pay for it. According to the U.S. Department of Health and Human Services, almost two-thirds of the people who need long-term care in the United States are over... Read more
Can You Save Money by Switching Medicare Plans?
As a Medicare beneficiary, there may be many reasons why you may not take the time to compare or switch Medicare plans. You might think it's too much work to research and change Medicare plans. You may not even realize how much you could save by switching.... Read more
Does Medicare Cover Nearsightedness?
What is nearsightedness? Nearsightedness is also known as myopia. It’s an eye condition where near objects appear clearly but distant objects appear blurry, according to the National Eye Institute (NEI). Nearsightedness occurs when the eyeball is too long... Read more
Does Medicare Cover an Electrolyte Imbalance?
If your doctor says you have an electrolyte imbalance, it can mean many different things. Electrolytes are electrically charged minerals present in various organs and tissues in the body that have very specific jobs. Depending on what type of electrolyte... Read more
What is Narcolepsy?
Narcolepsy may cause a person to feel very sleepy at inappropriate times and involuntary fall asleep during normal activities, according to the National Sleep Foundation. The word “narcolepsy” comes from the Greek “nark” which means numbness or... Read more
Benefits of Exercise: Is Exercise Good for Your Heart?
Did you know that you can get the benefits of exercise with as little as 15 minutes of activity a day, according to an article published by Harvard Medical School? The American Heart Association says that the benefits of exercise are known to help prevent... Read more
Does Medicare cover sleeping pills?
The National Institutes of Health suggests that about half of all seniors have trouble falling or staying asleep. If you've talked to your doctor about insomnia, and he or she has ruled out an underlying medical cause, you may be a candidate for over the... Read more
Does Medicare Cover Fibromyalgia?
Do you find that you have painful, tender places on your body? Are you tired almost all the time? It's possible that you have fibromyalgia. What is fibromyalgia? Fibromyalgia is a health condition that may result in fatigue and pain all over your body,... Read more
Does Medicare Cover an Echocardiogram?
Each day the average heart beats 100,000 times and pumps about 2,000 gallons of blood according to the American Heart Association. But this powerful vital organ is susceptible to disease. According to the Centers for Disease Control and Prevention, heart... Read more
Five Tips on how to Stay Healthy While Traveling
For many people, one of the genuine pleasures of retirement is the opportunity to travel. If you have the wanderlust, you’ll want to take note of some tips on how to stay healthy while traveling. 1) Stay healthy by researching your destination If you're... Read more
Asthma in Seniors
Asthma isn't just a disease for young people. According to an article published by the National Institutes of Health, asthma affects about 10% of seniors age 65 and over, and it has the highest mortality rate in those over age 55. In fact, seniors with... Read more
Hot Flashes and How Acupuncture Can Help
What are hot flashes? Hot flashes are often associated with menopause and are a sudden, temporary onset of body warmth, flushing and sweating, according to the U.S. National Library of Medicine. It is not known for sure what causes hot flashes, but... Read more
Causes of Hair Loss in Women
Baldness is often associated with men, but hair loss in women and even children can happen as well. If you've ever wondered what causes hair loss and what you can do, here's an overview on hair loss in women. Hair loss in women A certain amount of... Read more
Does Medicare Cover Wart Removal?
Medicare coverage is based on medical necessity. If your doctor feels that it’s medically necessary for you to receive treatment for wart removal, Medicare may cover this wart treatment. However, if the wart treatment is largely cosmetic, Medicare may not... Read more
Leg cramps: causes, diagnosis & treatment, and prevention
What causes leg cramps? Pain from leg cramps can wake you up in the middle of the night, reports a Harvard Medical School newsletter. Leg cramps happen when your muscles (usually calf muscles) contract on their own, according to the National Institutes of... Read more
Can Gum Disease Lead to Cancer in Senior Women?
A recent study suggests gum disease may be linked to a higher risk of cancer in older women. Possible link between gum disease and cancer A recent study published in Cancer Epidemiology, Biomarkers, & Prevention suggests that older women with gum... Read more
Does Medicare Cover Air Purifiers?
If you suffer from allergies or have severe respiratory issues, you may be wondering if using an air purifier at home might help. Air purifiers are devices that may help remove certain types of indoor air pollution. Learn more how air purifiers work and... Read more
Does Medicare cover a personal trainer?
If you’re struggling to stay motivated in a fitness routine on your own, you may desire the services of a personal trainer. What is a personal trainer? A personal trainer can help you achieve your personal health and fitness goals by overseeing your... Read more
Does Medicare cover COPD?
According to the National Heart, Lung, and Blood Institute (NHLBI), chronic obstructive pulmonary disease (COPD) is a disease that makes it harder to breathe and gets worse over time. Smoking is the number one cause of COPD. According to the Centers for... Read more
Lifelong Learning for Seniors
If you're retired, that doesn't mean you can't still exercise your mind. Lifelong learning can have great benefits for seniors, according to the National Institutes of Health (NIH). The Stanford Center on Longevity reports that seniors in the United States... Read more
How does TRICARE work with Medicare?
What is TRICARE? TRICARE is a health program for active duty and retired members of the Uniformed Services and the National Guard, their families and survivors, as well as Medal of Honor recipients and their families. TRICARE offers health coverage with... Read more
How Does Medicare Cover an Overactive Bladder?
An overactive bladder may causes you to urinate eight or more times a day or two or more times at night, according to the U.S. National Library of Medicine. An overactive bladder may also give you the strong, sudden need to urinate immediately. An overactive... Read more
Does Medicare Cover Telemedicine?
What is telemedicine? Telemedicine is a general term that encompasses any medical activity involving an element of distance, according to the U.S. National Library of Medicine. Telemedicine includes “virtual” doctor-patient visits and physician... Read more
Home Care Made Easy with Senior Citizen Apps
If you're in charge of home care for an elderly loved one, you know how difficult it can be to manage all your daily tasks: tracking medications, arranging caregivers, organizing finances, even monitoring the home for potential safety issues. The good... Read more
Does Medicare Cover Wigs for Cancer Patients?
If you’re diagnosed with cancer, part of your treatment may involve chemotherapy, or prescription drugs designed to kill cancer cells. According to the Mayo Clinic, chemotherapy drugs attack rapidly growing cells in the body, including both cancer cells and... Read more
Does Medicare Cover Asthma Inhalers?
If you have asthma, you have a lot of company. More than 18 million people – about 7.6% of adults – have asthma, according to the Centers for Disease Control. You may be wondering if Medicare covers asthma inhalers. Here's some information for... Read more
What is the Lung Cancer Survival Rate?
Statistics from the American Cancer Society suggest that lung cancer is the second most common type of cancer in both men and women, after skin cancer. If you or someone you love has been diagnosed with lung cancer, it's natural to have a lot of questions... Read more
How Can a Medicare Supplement Plan Help You Manage Hospital Costs?
If you have a medical condition that has you in and out of the hospital frequently, you might worry about how you'll manage hospital costs. Even though Medicare generally covers some hospital costs, your out-of-pocket costs might get high. A Medicare... Read more
Does Medicare Cover Liver Transplants?
When the liver is severely damaged, it can result in scarring, called cirrhosis. The Mayo Clinic notes that Cirrhosis is the leading cause of liver failure, a condition in which the liver is unable to heal itself and perform its many life-preserving... Read more
Does Medicare Cover a Root Canal?
If you've ever had a dental emergency, you might be familiar with the cost of a root canal. Managing the root canal cost (which can be up to $5,000 according to Authority Dental) can be a challenge, especially since Medicare doesn't typically cover... Read more
What Extra Benefits Can Medicare Advantage Offer?
If you're a new Medicare beneficiary, or someone considering making a switch during open enrollment, you may be considering a Medicare Advantage plan. Medicare Advantage, also known as Medicare Part C, is simply an alternate way of getting your benefits... Read more
Can I Get Medicare Supplement if I’m Under 65 and Disabled in Connecticut?
Yes, you might be able to buy a Medicare Supplement plan if you’re under 65 and disabled in Connecticut. Medicare Supplement when you’re under 65 and disabled in Connecticut Usually, both the federal Medicare program and Medicare Supplement insurance is... Read more
Does Medicare Cover Meals on Wheels?
Meals on Wheels is a nationwide meal delivery service for seniors, with more than 5,000 programs operating across the country. Learn more about how Meals on Wheels works and whether Medicare covers this program. Older adults may have trouble getting enough... Read more
Coping with Chronic Pain
According to the National Institutes of Health's National Center for Complementary and Integrative Health (NCCIH), over 25 million adults in the U.S. had pain every day for three consecutive months or more. The most common sources of chronic pain were... Read more
Tip for Caregivers: Confusion isn’t Always Dementia
When you care for an older person, it's not always easy to differentiate between different changes in behavior and understand what they mean. This is especially true when it comes to knowing the difference between confusion and dementia. Here are some tips... Read more
How to Prevent a Broken Hip for the Elderly
According to the Mayo Clinic, a broken hip, also called a hip fracture, can reduce your independence and sometimes even shorten your life. The first step in preventing a broken hip is understanding that you are at risk. Older women should in particular be on... Read more
Does Medicare Cover Prescription Painkillers?
What are prescription painkillers? Prescription painkillers, also known as opioids or narcotics, are powerful pain-reducing medications, according to the Food and Drug and Administration (FDA). Narcotics work by binding to receptors in the brain, which... Read more
What Same-Sex Couples Should Know About Medicare
If you're in a same-sex marriage, you may be wondering how your marital status affects government benefits like Medicare. The 2015 Supreme Court ruling, Obergefell v. Hodges, upheld the constitutional right for same-sex couples to marry and legalized same-sex... Read more
How to Spot Signs of a Stroke: Tips for Caregivers
According to the Centers for Disease Control (CDC), strokes are responsible for 5% of deaths in the U.S., more than 140,000 each year. If you’re a caregiver and you know the early signs of stroke, you may be able to save your loved one's life or prevent... Read more
How to Plan for Aging without a Family Caregiver
The number of seniors without family is on the rise, a trend that shows no signs of slowing down in the coming decades. According to an Oxford Academic study published in The Gerontologist, over one third of American adults ages 45 to 63 are unmarried, a... Read more
What Does Medicare Cover?
If you're wondering "what does Medicare cover?" we hope this article sums it up for you. We'll talk about Medicare Part A, Part B, Part C, and Part D and what each part covers. Here's a quick overview of Medicare and what it covers. Original Medicare is... Read more
Caregiving for Cancer Patients
How can I help a family member with cancer? The kind of care a cancer patient needs depends largely on the stage of cancer he has. According to the National Cancer Institute, cancer’s progress can be divided into five stages. Stage 0 cancer means abnormal... Read more
Does Medicare Cover Patient Lifts?
If you're a Medicare beneficiary who's confined to a bed because of a medical condition, such as a stroke, you may need a patient lift to help you get around your home and perform everyday tasks. Patient lifts can be expensive if you're paying out of... Read more
How to Pick the Best Medicare Advantage Plan for You
If you’ve decided that a Medicare Advantage plan is best for you, you’re one of more than 20 million who have made a similar decision, according to the Centers for Medicare and Medicaid services in 2017. With Medicare Advantage (Part C) you don’t have... Read more
Safe Driving for Seniors
Does your family talk with you about safe driving for seniors? If you're an older adult, driving may feel like an important part of retaining your independence. However, if you're proactive about continually improving your driving skills and mindful of things... Read more
What is Not Covered by Medicare Supplement Plans?
Are you thinking about buying a Medicare Supplement plan, but you're concerned about what these plans do and don't cover? Read on to learn about the benefits Medicare Supplement plans may include, and what they don't typically cover. What do Medicare... Read more
Drugs, Supplies, and Services that Medicare Doesn’t Cover
In general, Medicare doesn’t cover supplies, services, and drugs that are not “medically necessary and reasonable.” Medicare considers services needed for the diagnosis, care, and treatment of a patient’s condition to be medically necessary. These... Read more
Can I get an STD if I’m over 65?
What is an STD? Sexually transmitted diseases, also called STDs, sexually transmitted infections, STIs, or venereal disease, are passed from one person to another through sexual contact, according the National Institute of Health (NIH). STDs are caused by... Read more
Obamacare and Medicare Advantage: What You Need to Know
The Affordable Care Act (ACA), enacted in March 2010, is sometimes nicknamed “Obamacare” for the president who signed it into law, Barack Obama. Obamacare is known for establishing the health insurance marketplace at healthcare.gov. Obamacare is also... Read more
How to Prevent Diabetes
Diabetes occurs when your body has trouble metabolizing insulin or can't produce enough. Roughly 90 to 95% of people with diabetes have type 2 diabetes, according to the Centers for Disease Control and Prevention; this form occurs when your body can't use... Read more
Can I Switch from Medicare Advantage to Medicare Supplement Insurance?
If you want to change your Medicare plan options, such as switching from a Medicare Advantage plan to a Medicare Supplement plan, there are certain times when you may be able to do so. Changing Medicare plan options works differently depending on which type... Read more
Medicare Advantage for Disabled Individuals
Are you wondering about Medicare benefits for disabled people? Are you considering a Medicare Advantage plan? It might help to know that if you receive Social Security or Railroad Retirement Board disability benefits: You might be eligible for a Medicare... Read more
Medicare Advantage Cost Breakdown
If you're new to Medicare Advantage (Medicare Part C), you may be wondering how costs differ from Original Medicare. Medicare Advantage plans are offered by Medicare-approved private insurance companies and are an alternative way to get your Original... Read more
Is Medicare Supplement Plan F Going Away?
What is Medicare Supplement Plan F? After enrolling in Original Medicare (Part A and Part B) many Americans choose to also enroll in a Medicare Supplement plan (also called Medigap) to help cover Medicare’s out-of-pocket costs such as coinsurance,... Read more
Will My Medicare Premium Rise If I Get Sick?
Your monthly premium for Original Medicare (Part A and Part B) is set each year by the Center for Medicare and Medicaid Services (CMS). Original Medicare premiums are standardized, and the amount you pay depends on several factors including your income, but... Read more
How Medicare Works: A Quick Guide
How Does Original Medicare Work? Medicare is the federal health insurance program for United States citizens or legal residents of at least five years in a row who qualify for the program. That includes people who are 65 or older and those younger than 65... Read more
Elderly Care Tips Every Caregiver Should Know
Even if caregiving isn't something you've thought about yet, chances are likely that you may find yourself in that role at some point. According to a survey by the National Caregiver Alliance and the AARP Public Policy Institute, roughly 34 million adults... Read more
How much does a Medicare Supplement plan cost?
Perhaps you are considering supplementing your Medicare Part A and Part B coverage with other insurance that can help you pay out-of-pocket Medicare costs. It may be a good idea to learn about Medicare Supplement plans and how much they cost. Medicare... Read more
How do private health insurance companies price their Medicare Supplement premiums?
If you’re shopping for a Medicare Supplement plan, you’ve probably noticed there may be significant differences in Medicare Supplement premiums. There are several factors that can affect how private health insurance companies price their policies, even... Read more
How to Help Your Spouse Enroll in Medicare
If your spouse needs assistance with Medicare enrollment, there are different ways you may be able to help. If your spouse is disabled, you may have authorization such as power of attorney, which will give you the authority to act on his or her behalf.... Read more
Medicare and Mail-Order Prescriptions
Many people appreciate the convenience of using mail order prescriptions with their Medicare Part D prescription drug coverage. If you currently use a mail-order prescription service or are considering a mail-order pharmacy, here's what you should... Read more
Medicare and Gym Membership
The National Institutes of Health National Institute on Aging (NIA) recommends that older adults try to get at least 30 minutes of moderate-intensity endurance exercise most days of the week for optimal health. Many people find that gym memberships are a... Read more
Finding a Nursing Home that Accepts Medicare
Medicare.gov provides several tools and suggestions to help you find a nursing home that accepts Medicare in your area. If you are looking for a nursing home for yourself or a loved one, here are some ways to get started finding the right one for your... Read more
The Caregiving Role: A Meaningful Quality of Life
If caregiving for a chronically-ill loved one is one of your roles, it can be difficult to maintain a healthy quality of life. It's easy to become so immersed in the caregiver role that you forget to take care of yourself. Caregiving can be both... Read more
Does Medicare Cover Incontinence Supplies?
If you or a loved one suffers from urinary incontinence, you may need incontinence supplies such as pads or adult diapers to stay clean and comfortable. Unfortunately, if you are enrolled in Original Medicare (Part A and Part B), these incontinence... Read more
Does Medicare Cover Chemotherapy?
According to the National Institutes of Health's National Cancer Institute (NCI), 38.5% of all men and women in the United States will be diagnosed with cancer during their lifetimes. The median age at diagnosis is 66. Nearly 1.7 million new cases of cancer... Read more
Does Medicare Cover Blood Pressure Monitors?
If you have high blood pressure, your doctor may recommend using blood pressure monitors at home to track your blood pressure and response to medication. Unfortunately, except in very limited situations, Medicare does not cover blood pressure monitors for... Read more
What Medicare Plans Does Premera Blue Cross of Washington Offer?
If you're a resident of Washington enrolled in the Medicare program, or about to be eligible for Medicare benefits, you may be interested in the plans offered by Premera Blue Cross. Here's a brief rundown on the Medicare Advantage and Medicare Supplement... Read more
Does Medicare Cover Reglan?
Original Medicare, which includes Part A and Part B, may only cover Reglan under very specific circumstances listed below. In general, you need to sign up for a Medicare Prescription Drug Plan that includes Reglan in its formulary in order to get this... Read more
Does Medicare Cover Lotensin?
Lotensin is used to treat high blood pressure; it is sometimes used with other prescription medications as combination therapy for certain types of hypertension (high blood pressure), according to the National Institutes of Health (NIH). Lowering blood... Read more
High Blood Pressure Overview: Symptoms, Causes, Prevention, and Treatment
What is high blood pressure? According to the National Institutes of Health (NIH), high blood pressure, or hypertension, is a common disease in which the blood flows through the arteries at a higher pressure (the force of blood pressing against blood-vessel... Read more
Prescription Drug Coverage – Step Limits, Quantity Limits, and Prior Authorization
If you're covered under a Medicare Advantage plan with prescription drug coverage or a stand-alone Medicare Part D Prescription Drug Plan, you may have to follow certain guidelines when you access your benefits. For example, you may be required to use a... Read more
Does Medicare Cover Eye Exams?
Routine eye and vision exams can be an important part of your overall health care. Original Medicare (Part A and Part B) usually doesn't cover eye exams except in certain cases as described below. This summary of your Medicare benefits will help you... Read more
New to Medicare: How to plan for Medicare
If you or a loved one are new to Medicare or approaching Medicare eligibility, you may have questions about how the program works, what’s covered, the costs involved, and your benefit options. Here’s a look at how to plan for Medicare and your... Read more
Does Medicare Cover Diabetes Screening?
According to Centers for Disease Control and Prevention (CDC) statistics, the rate of new diabetes diagnoses has increased by over 100% in the last three decades. The good news is that the rate has started to dip slightly since 2008. The CDC says the slight... Read more
Does Medicare Cover Assisted Living?
If you or a loved one needs help managing the activities of daily life, you may be considering assisted living facilities as an option. Here's what you need to know about Medicare coverage for assisted living. What is assisted living? According to... Read more
The Medicare Part B Premium
Medicare Part B typically comes with a premium. If you’re new to Medicare or becoming eligible soon, you might be wondering how much your Part B premium will be. The amount can vary depending on your situation. Most people who are eligible for Medicare... Read more
Medicare Coverage of Stage 4 Lung Cancer
When your doctor talks about your cancer's stage, he or she is generally referring to details such as the size of the cancer and how far it has spread, according to the American Cancer Society. To a large degree, your treatment options and prognosis... Read more
The Emotional Side of Caregiving
It's easy to be overwhelmed with emotions when you are caregiving for a seriously ill or injured family member. In fact, the Office on Women's Health at the Department of Health and Human Services warns that women caregivers are at increased risk for health... Read more
Caregiving with Your Siblings
As you may know from experience, caregiving for elderly and infirm parents is not always simple. Having siblings around to share the responsibility may ease the burden. Very often it also makes caregiving more complex, according to the Family Caregiver... Read more
Resources for Background-Checking a Caregiver
Have you been reluctant to hire a caregiver to help care for an aging relative because of concerns about letting a stranger into your loved one's home? You might have heard horror stories about caregivers who stole from or abused elderly clients. The good... Read more
Does Medicare Cover Humidifiers?
If you have problems with a dry throat or chronic congestion in your nose, your doctor may recommend you use a humidifier at home to help alleviate some of your symptoms that may be caused by dry air. Even though your doctor might recommend a home... Read more
How Do I Change My Address with Medicare?
If you're enrolled in Medicare, you need to let Medicare know if your address changes. In addition to receiving your red, white, and blue Medicare ID card in the mail, you'll also receive other important information, such as your quarterly Medicare Summary... Read more
What Are Orthotics?
If you're a Medicare beneficiary who needs support to help you stand or walk comfortably, Medicare might cover orthotic devices to help support you, such as braces or shoes, in some situations. For example, Medicare Part B may cover orthopedic shoes... Read more
What is Knee Replacement and Knee Replacement Surgery?
According to the National Institutes of Health, or NIH, doctors most commonly suggest knee replacement because of damage and pain caused by conditions such as osteoarthritis. When patients suffer from osteoarthritis, cartilage breaks down. This allows the... Read more
What is a Conservatorship in California?
In California, if a family member is no longer able to make decisions about his or her personal or financial affairs, a judge may be able to appoint someone to care for this person. If the person is an adult, the process is called "conservatorship;" in the... Read more
How Can I Find a Doctor Who Accepts Medicare?
If you are enrolled in Original Medicare (Part A and Part B), you may be concerned about managing your out-of-pocket expenses. One way to lower costs and get more from your Medicare benefits is to receive care from health-care providers who have signed an... Read more
Caregiving Issues for a Multi-Generational Family
Almost 49 million Americans care for adults; about two-thirds of these caregivers are women. Over a third of caregivers are caring for parents; most (86%) are caring for relatives (including parents). Almost 13 million Americans are caring for both children... Read more
Is this Dementia and What Does it Mean?
Dementia is a word that gets mentioned a lot when people discuss aging and behavioral or memory changes. According to the Alzheimer's Association, Alzheimer's disease attacks the brain and is the most common form of dementia, which is a general term for a... Read more
What is Amyotrophic Lateral Sclerosis (ALS), also called Lou Gehrig’s Disease?
Amyotrophic lateral sclerosis (ALS), sometimes called Lou Gehrig's disease, received a lot of media attention during the ALS Ice Bucket Challenge. According to the ALS Association, the donations helped lead to an important genetic discovery. Read more in... Read more
What Is Oxygen Therapy?
Your doctor may prescribe oxygen therapy if you have a condition that affects your body's ability to get enough oxygen from the air to function properly. Here's what you should know about oxygen therapy for yourself or a loved one. When is oxygen... Read more
What is Cardiovascular Disease?
It’s important to know what cardiovascular disease is so you can know your risk. Cardiovascular disease is a term given to a number of medical conditions affecting the heart and blood vessels. Cardiovascular disease, or heart disease, is the leading cause... Read more
What Is Rheumatoid Arthritis?
Rheumatoid arthritis (also known as RA) is an inflammatory disease that can cause pain, swelling, and stiffness of the joints. In most cases, RA is chronic and can last for a long time, even an entire lifetime. However, advances in treatment have made it... Read more
What is an Annual Notice of Change?
If you're currently enrolled in a Medicare Advantage plan, your plan will send you a "Plan Annual Notice of Change" (ANOC) each fall. The Annual Notice of Change is a booklet that explains any changes in your plan’s benefit coverage, costs, or service area... Read more
Depression Treatment Options
Clinical depression, also called major depressive disorder, is a mood disorder that causes a variety of physical and emotional problems. People who suffer from depression don't just feel sad or have "the blues," and they can't just "snap out of it."... Read more
Prostate Cancer: Symptoms, Causes, and Treatment
After skin cancer, prostate cancer is the most common cancer for men and is the second leading cause of death from cancer in men. Prostate cancer is usually slow growing, and if caught early, before it has spread outside the prostate gland, there is a... Read more
Does Medicare Cover Bone Density Tests?
You may have heard about bone density tests, but what is a bone density test and why would you need it? A bone density test can serve as a warning that you're at risk for osteoporosis, or that you already have this disease. Osteoporosis is a disease that... Read more
Medicare Coverage of Glucose Monitors
What are glucose monitors used for? If you have been diagnosed with diabetes, a glucose monitor can help you manage your disease and prevent complications, according to the National Institutes of Health (NIH). A glucose monitor measures your blood... Read more
Does Medicare Cover Contact Lenses?
In very specific circumstances, Original Medicare's Part B will cover some costs associated with contact lenses. Routine vision care, including prescription eyewear and contact lenses, is not covered. Original Medicare (Part A and B) typically limits... Read more
Does Medicare Cover Walkers?
Has your doctor or other health-care practitioner recommended you use a walker or other device to help you move around? If you are a Medicare beneficiary enrolled in Original Medicare (Part A and Part B), your Part B benefits may help with some of the costs... Read more
What Medicare Supplement Plans Does Blue Shield of California Offer?
Are you enrolled in Original Medicare, Part A and Part B? You might have noticed that the program comes with certain out-of-pocket costs for many services – deductibles, copayments, and coinsurance, for example. To help cover these costs, you may be able to... Read more
What Medicare Plans Does Blue Cross Blue Shield of Michigan Offer?
Blue Cross Blue Shield of Michigan offers several types of Medicare Advantage plans, stand-alone Medicare Part D Prescription Drug Plans, and Medicare Supplement (Medigap) plans to residents of Michigan. If you’re a Medicare beneficiary who is currently... Read more
What Medicare Plans Does Blue Cross ® and Blue Shield ® of Illinois Offer?
If you live in Illinois and are eligible for Medicare coverage or will soon be eligible, you may be interested in learning about your Medicare coverage options through Blue Cross and Blue Shield of Illinois. Once you're enrolled in Original Medicare Part A... Read more
What Medicare Plans Does Blue Cross Blue Shield of Georgia Offer?
If you are already enrolled in Medicare or approaching eligibility, you may be interested in learning about some of your coverage options beyond Original Medicare, Part A and Part B. Blue Cross Blue Shield of Georgia has a variety of offerings, including... Read more
How to Appoint a Personal Representative for Your UnitedHealthcare Medicare Plan
There may be times when you or a loved one needs help managing Medicare benefits under a UnitedHealthcare Medicare health plan or Medicare Part D Prescription Drug Plan. Occasionally, you may want to request or appeal a coverage decision, or even file a... Read more
What Medicare Supplement Plans Does Anthem Offer?
If you are nearing Medicare eligibility or are currently enrolled in Original Medicare, you may have questions and concerns about the out-of-pocket expenses that Medicare Part A and Part B do not cover. These expenses, including copayments and deductibles,... Read more
How to Appoint a Personal Representative for Your Anthem Medicare Plan
From time to time, you may want someone to help you manage your Anthem Medicare plan benefits, or help you file an appeal, grievance, or complaint. Fortunately, there is a process you can follow to appoint a personal representative who can act on your... Read more
What Types of Medicare Part D Coverage Does WellCare Offer?
If you're a Medicare beneficiary who takes prescription drugs, you may be wondering how Medicare prescription drug coverage (Part D) works and how you can get help with your medication costs. Wellcare offers a few Medicare plan options that include... Read more
How Can I Find Healthcare Providers Who Accept WellCare Medicare Plans?
Many WellCare Medicare Advantage plans and stand-alone WellCare Medicare Part D Prescription Drug plans require you to use network providers for your routine care and prescription medications (except in emergency situations), to offer you lower... Read more
What Medicare Advantage Plans Does Coventry Offer?
Medicare Advantage plans are an attractive alternative way to get Original Medicare (Part A and Part B) benefits for beneficiaries who want the convenience of getting their Medicare benefits through a single plan. Medicare Advantage plans are required by law... Read more
How to Appoint a Personal Representative for Your Coventry Medicare Plan
Occasionally, you or a loved one may need help managing coverage and benefits under a Coventry Medicare Advantage plan or Coventry Medicare Part D Prescription Drug Plan. Fortunately, federal Medicare guidelines allow you to officially appoint a personal... Read more
Do Coventry Medicare Plans Cover Routine Vision?
Medicare vision coverage under Original Medicare (Part A and Part B) is generally limited to only medically necessary treatment for injuries, diseases, and conditions that affect the health and integrity of the eye, such as cataract surgery. For most routine... Read more
Are My Prescription Drugs Covered by My Coventry Plan?
If you're a Medicare beneficiary who needs prescription drug coverage, it's important to make sure that the plan you enroll in covers your current medications, or your costs could be much higher. If you're currently enrolled in a Coventry Medicare Advantage... Read more
What Medicare Advantage Plans does Humana Offer?
Humana markets Medicare Advantage plans in many states across the country. Also, Humana offers a wide range of choices to satisfy the medical needs, preferences, and budgets of many different Medicare beneficiaries. Whether you're new to Medicare, or thinking... Read more
How Can I Find Out If My Prescription Drugs Are Covered by my Aetna Plan?
If you're enrolled in an Aetna Medicare Prescription Drug Plan or an Aetna Medicare Advantage Prescription Drug plan, this article will help you learn about the plan's formulary (list of prescription drugs the plan covers). Find out if your prescription... Read more
Do Aetna Medicare Plans Cover Routine Vision Services?
If you're enrolled in Medicare or approaching Medicare eligibility, you may have alternative options for receiving your Original Medicare (Part A and Part B) benefits. Aetna is one of the private health insurance companies that contracts with Medicare to... Read more
What Medicare Advantage Plans Does Aetna Offer?
Aetna Medicare Advantage plans offer individuals eligible for Medicare coverage an alternative way to receive their Original Medicare benefits. By law, Aetna Medicare Advantage plans must cover everything included in Original Medicare (Part A and Part... Read more
What You Can Do on MyMedicare.gov
If you're a Medicare beneficiary or soon to become one, you may be interested in visiting the MyMedicare.gov web site. Sponsored by the Centers for Medicare & Medicaid Services (CMS), MyMedicare.gov provides a wealth of information and online tools... Read more
Medicare Special Election Period for Low-Income Subsidy Beneficiaries
Are you enrolled in Medicare and receiving Extra Help with prescription drug costs? Also known as the Medicare Low-Income Subsidy, this program helps low-income enrollees with Medicare Part D costs like premiums, deductibles, copayments, and coinsurance. You... Read more
Medicare Cost Plans: Eligibility, Coverage, and Costs
Medicare Cost plans are private Medicare health plans that are only available in certain parts of the country. Plan members who use in-network providers will have lower costs and the most coverage, but there's also an option to use out-of-network providers... Read more
Medicare Special Enrollment Period (SEP) for Part A and/or Part B
A Medicare Special Enrollment Period (SEP) can let you sign up for Original Medicare Part A and/or Part B outside of regular enrollment periods. If you’re not eligible for an SEP, you’ll have usually to wait until the next General Enrollment Period to... Read more
Understanding the differences between Medicare Advantage HMOs and PPOs
Medicare Advantage: an alternative way to receive your Medicare benefits The Medicare Advantage (Part C) program offers you a different way to receive your Original Medicare Part A (hospital insurance) and Part B (medical insurance) benefits. (However, Part... Read more
How to Make Payments for Medicare Plans
Are you thinking about managing your Medicare payments? How you make your Medicare premium payments depends on the type of Medicare coverage you have. In many cases, you can set up automatic Medicare payments out of your bank account, if you don’t want to... Read more
Does Medicare Cover Lap Band Surgery?
In some cases, Medicare Part B might cover certain bariatric surgeries, such as lap band surgery. What is lap band surgery? Lap band surgery involves placing an inflatable band around the upper area of your stomach, according to the Mayo Clinic. Saline is... Read more
Does Medicare Cover Effexor?
If you suffer from depression, your doctor might prescribe an antidepressant such as Effexor (generic name venlafaxine). What is Effexor? Effexor is part of a class of drugs called selective serotonin and norepinephrine reuptake inhibitors (SNRIs),... Read more
Does Medicare Cover My Sleep Apnea Equipment and CPAP Machine?
Sleep apnea might be your diagnosis if you momentarily stop breathing while you sleep -- sometimes many times per night, according to the U.S. Food and Drug Administration. If you have Medicare and you’re diagnosed with obstructive sleep apnea, you... Read more
Medicare and Liposuction
What is liposuction? According to the American Society of Plastic Surgeons (ASPS), liposuction slims and reshapes specific areas of the body by removing excess fat and improving the body’s contours and proportion. Liposuction can be performed on the hips... Read more
Does Medicare Cover Massage Therapy?
Original Medicare does not cover massage therapy. Services that are not covered by Medicare are the sole responsibility of the patient. Medicare Part B does pay for medically necessary forms of therapy, including physical therapy, occupational therapy, and... Read more
Reporting the Death of a Medicare Beneficiary: Social Security Death Notification
When someone dies there are many arrangements to make, including letting Social Security know to terminate the deceased person’s benefits. The Social Security death notification should be made as soon as possible after the person’s death. In most cases,... Read more
What Is the Difference Between Medicare Part A and Part B?
Original Medicare is made up of two parts: Part A, hospital insurance, and Part B, medical insurance. They can work together, but coverage does not overlap. Medicare Part A covers your hospital expenses. This includes hospital stays, skilled nursing care... Read more
Does Medicare Cover Weight Loss Surgery?
Weight loss surgery helps people with extreme obesity lose weight, according to the U.S. National Library of Medicine. A person with a body mass index of 30 or higher is considered obese, according to the American Heart Association. More than one-third of... Read more
Will Medicare Part D Plans Cover the Cost of Synthroid?
Synthroid (its generic name is Levothyroxine), is usually prescribed for patients who have an underactive thyroid, according to the Food and Drug Administration (FDA). The synthetic T4 in Synthroid is identical to that produced by the human thyroid gland,... Read more
I’m a U.S. Citizen Living Abroad and Need Medicare
If you live abroad and are eligible for Medicare coverage within the United States, you may wonder if your Medicare policy still covers your needs. It's important to know that Medicare generally does not cover medical expenses incurred while outside the... Read more
Does Medicare Cover Ativan?
Ativan (generic: lorazepam), according to MedlinePlus (a National Institutes of Health website), is part of a class of drugs called benzodiazepines that may be prescribed to treat anxiety. Does Medicare Part A or Part B cover Ativan? If you’re a Medicare... Read more
Does Medicare Cover Vicodin?
Vicodin, or its generic form Hydrocodone bitartrate/acetaminophen, may be prescribed by your doctor to reduce pain. Vicodin combines a narcotic (hydrocodone) and a non-narcotic (acetaminophen) pain reliever, according to the FDA. Both the hydrocodone and the... Read more
Does Medicare Cover Atarax?
Do you have allergies and a prescription for Atarax? If you're a Medicare beneficiary, here's some information you may find useful. What is Atarax? Atarax (generic name hydroxyzine) is a prescription antihistamine. It may be prescribed to treat itchy skin... Read more
Does Medicare Cover Percocet?
What is Percocet? Percocet (generic name acetaminophen and oxycodone) is a prescription pain reliever. One ingredient in Percocet, acetaminophen, is an active ingredient in many over-the-counter medicines according to the Food and Drug Administration (FDA).... Read more
Does Medicare Cover Exelon?
Generally, Medicare doesn't cover prescription drugs like Exelon (generic name: rivastigmine), unless you are enrolled in a Medicare plan that includes coverage for prescription drugs. According to the National Institutes of Health's Medline Plus website,... Read more
2018 Medicare Annual Election Period Checklist
Many people don't realize that you can't always make Medicare coverage changes anytime you want. That's why it's important to learn about Medicare's Annual Election Period (AEP), when you may be able to enroll in a Medicare Advantage plan or a stand-alone... Read more
Medicare in Alabama
Whether you're new to Medicare or are considering other coverage options, you may have many Medicare insurance options available, depending on where you live. Learn about the different ways you can get Medicare coverage in Alabama. About Medicare in... Read more
Medicare in Delaware
As a Medicare beneficiary in Delaware, you may have many choices when it comes to your Medicare coverage. You may want to consider all available options, whether you keep Original Medicare, or get a Medicare plan such as Medicare Advantage offered through... Read more
Medicare in Kansas
As a Medicare beneficiary in Kansas, as in other states, you have choices about how to receive your Medicare benefits. You can get them through the federal arm of the program, called Original Medicare (Part A and Part B), and optionally add supplemental... Read more
Medicare in Kentucky
Medicare beneficiaries in Kentucky may choose from several Medicare coverage options, ranging from the federally run Original Medicare, Part A and Part B, to private insurance companies contracted with Medicare that offer Medicare Advantage plans, Medicare... Read more
Medicare in Massachusetts
Original Medicare is the federal health insurance program for those aged 65 and older and individuals with certain disabilities or health conditions. You may qualify for Medicare regardless of age if you have amyotrophic lateral sclerosis or end-stage renal... Read more
Medicare in Pennsylvania
Are you browsing Medicare options in Pennsylvania? As a Medicare beneficiary, you may have many ways you can get your coverage. You can stay with Original Medicare, or consider Medicare plan options like Medigap, Medicare Advantage, or Medicare Prescription... Read more
Medicare in Rhode Island
When you’re choosing a Medicare plan in Rhode Island, you may want to consider all of the options. Let Medicare.com be your resource for coverage facts while offering the use of our plan comparison tool to examine Medicare pricing options and plan... Read more
Medicare in South Carolina
Medicare beneficiaries in South Carolina may have choices when it comes to Medicare coverage. You may receive your benefits through Original Medicare, Part A and Part B, and add to that coverage with certain optional plans described below. Or you can get all... Read more
Medicare in Texas
Searching for a Medicare plan in Texas? Before joining any Medicare plan, it is recommended that you explore all of your options to make the most informed decision possible surrounding plan costs and details. About Medicare in Texas Beneficiaries in Texas... Read more
Medicare Zero-Dollar ($0) Plan Premiums
Medicare Part C (Medicare Advantage) plans are required to offer at least the same amount of coverage as Original Medicare, Part A and Part B (except for hospice care, which remains covered by Medicare Part A). Medicare Advantage plans are sold by private... Read more
Medicare Annual Election Period Cheat Sheet
This cheat sheet can help clarify some of Medicare’s basic information to help you understand the options available to you. Enrollment periods for Original Medicare These enrollment periods may be used to enroll in Original Medicare, Part A and Part... Read more
The Pros and Cons of Switching to a Medicare Advantage Plan
Medicare Advantage plans, also known as Medicare Part C, are one way for beneficiaries to receive their Medicare benefits. These plans are required to offer everything that’s covered under Original Medicare, Part A and Part B, with the exception of hospice... Read more
Except in rare cases, you don’t need to file for reimbursement from Medicare. Under Original Medicare (Part A and Part B), your Medicare claims will be sent directly from your Medicare providers to Medicare. Medicare pays your Medicare providers according... Read more
What You Pay in a Medicare Advantage Plan
Medicare Advantage plans frequently offer more benefits than Original Medicare and may have lower out-of-pocket costs. Your health insurance rate and out-of-pocket costs will depend on the particular Medicare Advantage plan you choose. Some plans charge... Read more
Medicare Eligibility If You Are Under 65
As you might know, the Medicare eligibility age is 65, and to be eligible you have to be an American citizen or legal permanent resident of at least five continuous years. However, did you know you might be qualified for Medicare before age 65? This article... Read more
Medicare Part B – Medical Insurance
What is Medicare Part B coverage? Medicare Part B (medical insurance) helps cover medically necessary services and supplies needed for the diagnosis or treatment of your health condition. This includes outpatient services received at a hospital, doctor’s... Read more
Medicare Part C – Medicare Advantage
What is Medicare Part C, or Medicare Advantage? Medicare Advantage plans are sometimes referred to as Medicare Part C. They are Medicare-approved private health insurance plans for individuals enrolled in Original Medicare, Part A and Part B. When you join... Read more
What Medicare Supplement Insurance (Medigap) Policies Cover
A Medigap policy is supplemental medical insurance that covers some of the costs of Original Medicare, Part A and Part B. There are currently 10 standardized Medigap plans and one high-deductible plan available in most states. Each plan is named with a... Read more
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