customer rating (296 votes) ?
Tamera J. was quite professional and very responsive to all my questions. She is quite knowledgeable and a positive asset to eHealth Medicare. My health care needs were addressed and met through my conversation and application process with Tamera this morning. Richard J, Raleigh, NC Read more reviews
More about Tamera
I am a well-rounded individual who loves to work hard so that I can play hard. I love to travel the world and learn about different cultures. My husband and I have a Harley, and we ride as often as we can. When I am not working at eHealth Insurance or playing, I manage several rental properties. My husband and I have been married going on 5 years and I was blessed with two daughters that he brought to the marriage. Together we adopted two cats, Jose and Fatty.
Three words that describe me:
Hardworking, honest, and loyal.
Favorite thing to do when not at work:
Ride my Harley.
Favorite place to visit and why:
Northern Ireland. The beauty in Ireland is amazing.
What I like most about helping people find the right Medicare plan options:
It always makes me feel great to know a customer feels that I care about them and have helped them to the best of my ability. Customers make me happy when they’re happy.
I am a Denver Broncos Fan. I love animals. My favorite musician is Michael Buble. In my spare time you will find me riding Harley or traveling the world with my husband.
Medicare articles by Tamera
When Can I Sign up for Medicare Part D?
Medicare Part D is prescription drug coverage, as you may know. You might decide you need this coverage, but when can you get it? We'll fill you in on when and how to enroll in Medicare Part D. Why sign up for Medicare Part D? Medicare Part D is optional... Read more
How to Avoid Medicare Penalties
Did you know Medicare imposes penalties for late enrollment in some cases? We'll look at how you can avoid Medicare penalties. Each Medicare penalty listed below is for late enrollment – that is, delaying enrollment in a particular "part" of... Read more
Medicare Supplement Plans in Utah
Are you getting ready for Medicare in Utah? Maybe you already have Medicare Part A and Part B, and you're exploring ways to make your health care more affordable. For some people, Medicare Supplement plans in Utah may save money on Medicare costs. And you can... Read more
Medicare Supplement Plans in Oregon
What are Medicare Supplement plans in Oregon? Medicare Supplement (Medigap) plans in Oregon can give you additional coverage to fill in gaps from Medicare Part A (hospital insurance) and Part B (medical insurance). Unfortunately, Part A and Part B do not... Read more
Medicare Supplement Plans in New Hampshire
With Original Medicare (Part A and Part B) in New Hampshire, there is no limit on out-of-pocket costs; this means that one serious health event could leave you with thousands of dollars in medical bills. That's where Medicare Supplement plans in New... Read more
Medicare Supplement Plans in Wyoming
You may know that Wyoming is the least populated state in the U.S. according to the Census in 2010. However, if you’re a Medicare beneficiary in Wyoming, there still may be a variety of Medicare coverage options available to you including a Medicare... Read more
Medicare Supplement Plans in Maryland
Original Medicare (Part A and Part B) is extremely popular in Maryland. In 2018, about 88% of Medicare enrollees in the state were enrolled in Original Medicare (instead of Medicare health plans), according to the Centers for Medicare & Medicaid... Read more
Medicare Supplement Plans in Indiana
You may be able to use a Medicare Supplement plan in Indiana to help pay your Medicare Part A and Part B out-of-pocket costs. Examples of some of the expenses that a Medicare Supplement plan in Indiana may help pay for include copayments, coinsurance, and... Read more
Medicare Supplement Plans in Delaware
When you first enroll in Original Medicare (Part A and Part B) you may be in good health and have relatively few doctor visits and no overnight hospital stays. However, a few years after enrolling in Medicare, you may develop an unexpected and serious chronic... Read more
Medicare Supplement in Arizona
If you've chosen Original Medicare (Part A and Part B) for your Medicare coverage, you may want extra protection against out-of-pocket health care costs. Medicare Supplement Plans in Arizona may be an option for covering all or part of your Part A and/or Part... Read more
What Does Medicare Part D Cover? – Frequently Asked Questions
According to the Centers for Disease Control and Prevention, almost 50 percent of Americans have used at least one prescription drug in the last 30 days. However, Original Medicare (Medicare Part A and Part B) generally does not cover most prescription drugs... Read more
Does Medicare Cover Rides to My Doctor’s Office? – Frequently Asked Questions
If you need a ride to a doctor appointment, learn about Medicare coverage for medical transportation and other programs that may offer services for non-emergency transportation. Does Medicare cover me if I need a ride to a doctor appointment? While Medicare... Read more
Does Medicare Cover Eye Care? – Frequently Asked Questions
Eye care can include many different aspects – eye exams and surgery, for example. Here’s a quick rundown of Medicare coverage of eye care. Eye care: Routine eye exams When it comes to routine eye exams, Medicare Part A and Part B (Original Medicare)... Read more
When Can I Enroll in Medicare Advantage? – Frequently Asked Questions
What is Medicare Advantage? Medicare Advantage is another way to get your Medicare benefits through a private insurance company. Medicare Advantage plans usually combine your Medicare Part A (hospital insurance), Medicare Part B (medical insurance) and... Read more
How Much Do I Pay for Outpatient Surgery with Medicare? – Frequently Asked Questions
Perhaps your doctor has recommended outpatient surgery for you as treatment for a health condition. Among your questions, you may wonder how much it will cost you. What is outpatient surgery? Outpatient surgery refers to a surgical procedure a doctor... Read more
Medicare eligibility: Understanding who is eligible for Medicare Medicare coverage is not available to everyone. To receive benefits under this federal insurance program, you have to meet Medicare eligibility requirements. What does it mean to be eligible... Read more
How Do You Enroll in a Medicare Advantage Plan?
Are you wondering how to enroll in a Medicare Advantage plan? Here's some information for you, whether you're: Enrolled in Original Medicare (Part A and Part B), but want to switch to Medicare Advantage New to Medicare and thinking of signing up for... Read more
How to Avoid the Flu
What is the flu? According to the Centers for Disease Control and Prevention (CDC) the flu is a contagious respiratory infection that can cause mild to severe illness and even death. Flu symptoms include body aches, chills, cough, and sore throat. You may... Read more
Persistent Cough: Causes and Treatment
According to the Cleveland Clinic, a persistent cough is one of the most common causes for a doctor visit. A persistent cough is defined as one that lasts for eight weeks or longer in adults. According to the Mayo Clinic, an occasional cough is normal and can... Read more
What Happens if You Miss Medicare Open Enrollment?
The Medicare Open Enrollment Period is also known as the Annual Election Period (AEP) for Medicare health and prescription drug plans. It's also called the Fall Open Enrollment Period. This time period happens only once a year. If you miss the Medicare Open... Read more
How Can I Deal With the Rising Costs of Health Care?
It seems like it's in the news almost every day – health-care costs are soaring. Are you safe if you're on Medicare? It's a complex situation, and no one can know what's in the future, but we'll take a look at how you might keep your Medicare health-care... Read more
How do I chose a health insurance provider for my Medicare Part D Plan
If you're approaching Medicare eligibility and considering your coverage options, you've probably thought about your Medicare Part D Plan for prescription drug coverage. The good news is that you may have a lot of options when it comes to choosing... Read more
How can I compare benefits of different Medicare Advantage plans?
Looking for a plan that covers eyeglasses? What about gym memberships? Want dental care? Medicare Advantage might have what you’re looking for. Because Medicare Advantage plans are provided by private insurers approved by Medicare, they may provide extra... Read more
Shopping for Medicare Plans? Read this Guide
Medicare Part A, Part B, Part C, Part D…. Medicare Supplement… Medicare Advantage... What does it all mean? We hope this guide about Medicare will help make your options clear. Medicare guide: what are the "parts" of Medicare? Medicare Part A is... Read more
Top 5 Most Common Eye Problems in Seniors
When you were younger, your eye problems may have been corrected with eye glasses or contacts. As you age, you may need more serious interventions, such as surgery, for your eye problems. According to the National Eye Institute (NEI) five common age-related... Read more
What Should I Do If I am Late to Enroll in Medicare?
Enrolling in Medicare late won’t compromise your eligibility for Medicare. It’s not a one-chance-or-lose all scenario. However, if you are late to enroll in Medicare, you could face late-enrollment penalties. You could avoid these late-enrollment... Read more
Does Medicare Cover Long-Term Care?
If you or a loved one needs long-term care, you may be wondering what your options are and how to pay for it. According to the U.S. Department of Health and Human Services, almost two-thirds of the people who need long-term care in the United States are over... Read more
Can You Save Money by Switching Medicare Plans?
As a Medicare beneficiary, there may be many reasons why you may not take the time to compare or switch Medicare plans. You might think it's too much work to research and change Medicare plans. You may not even realize how much you could save by switching.... Read more
Does Medicare Cover Nearsightedness?
What is nearsightedness? Nearsightedness is also known as myopia. It’s an eye condition where near objects appear clearly but distant objects appear blurry, according to the National Eye Institute (NEI). Nearsightedness occurs when the eyeball is too long... Read more
Does Medicare Cover an Electrolyte Imbalance?
If your doctor says you have an electrolyte imbalance, it can mean many different things. Electrolytes are electrically charged minerals present in various organs and tissues in the body that have very specific jobs. Depending on what type of electrolyte... Read more
What is Narcolepsy?
Narcolepsy may cause a person to feel very sleepy at inappropriate times and involuntary fall asleep during normal activities, according to the National Sleep Foundation. The word “narcolepsy” comes from the Greek “nark” which means numbness or... Read more
Benefits of Exercise: Is Exercise Good for Your Heart?
Did you know that you can get the benefits of exercise with as little as 15 minutes of activity a day, according to an article published by Harvard Medical School? The American Heart Association says that the benefits of exercise are known to help prevent... Read more
How to Prevent Skin Cancer
Staying out of the sun will do more than simply prevent premature aging and wrinkles: protecting yourself from ultraviolet (UV) radiation may lower your risk of skin cancer. Learn how to prevent skin cancer with these simple tips. Skin cancer statistics The... Read more
Does Medicare Cover Fibromyalgia?
Do you find that you have painful, tender places on your body? Are you tired almost all the time? It's possible that you have fibromyalgia. What is fibromyalgia? Fibromyalgia is a health condition that may result in fatigue and pain all over your body,... Read more
Does Medicare Cover Scoliosis Treatment?
If your spine is curved sideways - for example, in an S or a C shape -you could have a condition called scoliosis. People of all ages can have scoliosis, notes the National Institute of Arthritis and Musculoskeletal and Skin Diseases. If your scoliosis is... Read more
Does Medicare Cover an Echocardiogram?
Each day the average heart beats 100,000 times and pumps about 2,000 gallons of blood according to the American Heart Association. But this powerful vital organ is susceptible to disease. According to the Centers for Disease Control and Prevention, heart... Read more
Urinary Tract Infections: Causes and Prevention
Urinary tract infections (UTIs) are the second most common type of infection in the body, according to the U.S. National Library of Medicine. Women get urinary tract infections about four times as often as men. Up to 60% of women will develop urinary tract... Read more
Common Health Concerns for Seniors
As people age, their health concerns change. According to the Office of Disease Prevention and Health Promotion, 60% of seniors live with two or more chronic conditions such as heart disease, cancer, emphysema, diabetes, and Alzheimer's. If managing... Read more
Asthma in Seniors
Asthma isn't just a disease for young people. According to an article published by the National Institutes of Health, asthma affects about 10% of seniors age 65 and over, and it has the highest mortality rate in those over age 55. In fact, seniors with... Read more
Causes of Hair Loss in Women
Baldness is often associated with men, but hair loss in women and even children can happen as well. If you've ever wondered what causes hair loss and what you can do, here's an overview on hair loss in women. Hair loss in women A certain amount of... Read more
Does Medicare Cover Wart Removal?
Medicare coverage is based on medical necessity. If your doctor feels that it’s medically necessary for you to receive treatment for wart removal, Medicare may cover this wart treatment. However, if the wart treatment is largely cosmetic, Medicare may not... Read more
Can Gum Disease Lead to Cancer in Senior Women?
A recent study suggests gum disease may be linked to a higher risk of cancer in older women. Possible link between gum disease and cancer A recent study published in Cancer Epidemiology, Biomarkers, & Prevention suggests that older women with gum... Read more
Does Medicare Cover Vertigo?
Have you ever felt like everything around you was spinning? A common cause of this dizziness is vertigo, a balance disorder. Learn more about this condition and how Medicare covers vertigo treatment. What is vertigo? According to the National Institutes of... Read more
Does Medicare Cover Air Purifiers?
If you suffer from allergies or have severe respiratory issues, you may be wondering if using an air purifier at home might help. Air purifiers are devices that may help remove certain types of indoor air pollution. Learn more how air purifiers work and... Read more
Does Medicare cover COPD?
According to the National Heart, Lung, and Blood Institute (NHLBI), chronic obstructive pulmonary disease (COPD) is a disease that makes it harder to breathe and gets worse over time. Smoking is the number one cause of COPD. According to the Centers for... Read more
Lifelong Learning for Seniors
If you're retired, that doesn't mean you can't still exercise your mind. Lifelong learning can have great benefits for seniors, according to the National Institutes of Health (NIH). The Stanford Center on Longevity reports that seniors in the United States... Read more
Guide to Cancer Diagnosis: What to do Next
If you’ve just received a cancer diagnosis, you’re not alone. According to the National Cancer Institute (NIH), in 2016 an estimated 1.7 million new cases of cancer were diagnosed in the United States. More than 1/3 of men and women will receive a cancer... Read more
How does TRICARE work with Medicare?
What is TRICARE? TRICARE is a health program for active duty and retired members of the Uniformed Services and the National Guard, their families and survivors, as well as Medal of Honor recipients and their families. TRICARE offers health coverage with... Read more
How Does Medicare Cover an Overactive Bladder?
An overactive bladder may causes you to urinate eight or more times a day or two or more times at night, according to the U.S. National Library of Medicine. An overactive bladder may also give you the strong, sudden need to urinate immediately. An overactive... Read more
Home Care Made Easy with Senior Citizen Apps
If you're in charge of home care for an elderly loved one, you know how difficult it can be to manage all your daily tasks: tracking medications, arranging caregivers, organizing finances, even monitoring the home for potential safety issues. The good... Read more
Can a Senior be an Organ Donor?
According to the Mayo Clinic, there is no defined cutoff age for organ donors. The Mayo Clinic also advises to not “prematurely disqualify yourself” as an organ donor based on your age. In a story told on organdonor.gov, a 92-year old man named Carlton... Read more
Does Medicare Cover Wigs for Cancer Patients?
If you’re diagnosed with cancer, part of your treatment may involve chemotherapy, or prescription drugs designed to kill cancer cells. According to the Mayo Clinic, chemotherapy drugs attack rapidly growing cells in the body, including both cancer cells and... Read more
Does Medicare Cover Antidepressants?
Your doctor might prescribe an antidepressant medication for you if you show certain symptoms, like loss of interest in your favorite activities. That's according to the National Library of Medicine, which reports that depression affects about 19 million... Read more
Does Medicare Cover Asthma Inhalers?
If you have asthma, you have a lot of company. More than 18 million people – about 7.6% of adults – have asthma, according to the Centers for Disease Control. You may be wondering if Medicare covers asthma inhalers. Here's some information for... Read more
Does Medicare Cover Pacemakers?
Perhaps you're one of many people who need pacemakers, according to their doctors. But does Medicare cover pacemakers? What is a pacemaker? A pacemaker is a small device placed in your chest to help your heart maintain its proper rhythm, or pace, according... Read more
What Extra Benefits Can Medicare Advantage Offer?
If you're a new Medicare beneficiary, or someone considering making a switch during open enrollment, you may be considering a Medicare Advantage plan. Medicare Advantage, also known as Medicare Part C, is simply an alternate way of getting your benefits... Read more
Can I Get Medicare Supplement if I’m Under 65 and Disabled in Connecticut?
Yes, you might be able to buy a Medicare Supplement plan if you’re under 65 and disabled in Connecticut. Medicare Supplement when you’re under 65 and disabled in Connecticut Usually, both the federal Medicare program and Medicare Supplement insurance is... Read more
What is the Prostate Cancer Survival Rate?
If you've been diagnosed with prostate cancer, it's natural to have questions about the disease, treatments, and especially the prostate cancer survival rate. Although it's always best to talk to your health care provider about your specific concerns, the... Read more
What are the Risks of Cancer Surgery?
Cancer surgery is a standard treatment for many different types of masses and tumors. It's understandable to have questions about the risks involved if your doctor has recommended cancer surgery as part of your treatment. Although the risks and potential... Read more
Does Mental Illness In Seniors Have a Cure?
Are you worried that an elderly loved one may be mentally ill? There may not always be a cure, but you might be able to find ways to manage mental illness in the elderly. Mental illness in seniors According to the Centers for Disease Control (CDC), about... Read more
Does Medicare Cover Meals on Wheels?
Meals on Wheels is a nationwide meal delivery service for seniors, with more than 5,000 programs operating across the country. Learn more about how Meals on Wheels works and whether Medicare covers this program. Older adults may have trouble getting enough... Read more
Can I get Medicare Coverage After Being Exposed to an Environmental Health Hazard?
Do you know that if you have a disability related to an environmental health hazard you might be eligible for Medicare coverage? The great majority of Medicare beneficiaries, about 82% in 2013, are age 65 and older, according to the Medicare Payment Advisory... Read more
How Do You Access Medicare Benefits When There’s a Disaster?
We hope you'll never have to worry about getting Medicare benefits when there's an emergency. If there's a hurricane, earthquake, tornado, terrorist attack, or other disaster, Medicare coverage might extend beyond usual restrictions in certain cases. Are... Read more
How to Prevent a Broken Hip for the Elderly
According to the Mayo Clinic, a broken hip, also called a hip fracture, can reduce your independence and sometimes even shorten your life. The first step in preventing a broken hip is understanding that you are at risk. Older women should in particular be on... Read more
Tip for Caregivers: Confusion isn’t Always Dementia
When you care for an older person, it's not always easy to differentiate between different changes in behavior and understand what they mean. This is especially true when it comes to knowing the difference between confusion and dementia. Here are some tips... Read more
How to Spot Signs of a Stroke: Tips for Caregivers
According to the Centers for Disease Control (CDC), strokes are responsible for 5% of deaths in the U.S., more than 140,000 each year. If you’re a caregiver and you know the early signs of stroke, you may be able to save your loved one's life or prevent... Read more
What Does Medicare Cover?
If you're wondering "what does Medicare cover?" we hope this article sums it up for you. We'll talk about Medicare Part A, Part B, Part C, and Part D and what each part covers. Here's a quick overview of Medicare and what it covers. Original Medicare is... Read more
Caregiving for Cancer Patients
How can I help a family member with cancer? The kind of care a cancer patient needs depends largely on the stage of cancer he has. According to the National Cancer Institute, cancer’s progress can be divided into five stages. Stage 0 cancer means abnormal... Read more
Does Medicare Cover Patient Lifts?
If you're a Medicare beneficiary who's confined to a bed because of a medical condition, such as a stroke, you may need a patient lift to help you get around your home and perform everyday tasks. Patient lifts can be expensive if you're paying out of... Read more
In-Home Health Care under Medicare
Have you just come home from the hospital and need some help at home? In-home health care assistance may be covered for you if you have Medicare. In 2013, about 4.9 million people received home health care assistance, according to a 2014 study published by... Read more
Tips for Lowering Out-of-Pocket Medicare Expenses
Out-of-pocket Medicare expenses include all medical expenses that you have to pay out of your own pocket, such as deductibles, copayments, and coinsurance. If you are familiar with an employer-sponsored health-care plan, you may expect an out-of-pocket... Read more
How to Pick the Best Medicare Advantage Plan for You
If you’ve decided that a Medicare Advantage plan is best for you, you’re one of more than 20 million who have made a similar decision, according to the Centers for Medicare and Medicaid services in 2017. With Medicare Advantage (Part C) you don’t have... Read more
Safe Driving for Seniors
Does your family talk with you about safe driving for seniors? If you're an older adult, driving may feel like an important part of retaining your independence. However, if you're proactive about continually improving your driving skills and mindful of things... Read more
Under 65 with ALS: What Are Your Medicare Coverage Options
Amyotrophic Lateral Sclerosis (ALS) is also called Lou Gehrig’s disease after the baseball player who died of the condition in 1941. This 100% fatal disease can cause a person to lose the ability to eat, speak, move and breathe, according to the ALS... Read more
Medicare Late-Enrollment Penalties
Certain parts of Medicare may have late-enrollment penalties if you don’t sign up when you’re first eligible. These Medicare late-enrollment penalties may apply if you delay enrollment for Medicare Part A, Part B, and/or Part D. Usually, you’re... Read more
Comparing Medicare Advantage Plans vs. Medicare Supplement Plans
Perhaps you've heard about Medicare Advantage plans and Medicare Supplement plans, and you're wondering how they're different. Both types of plans are available from private insurance companies. With most Medicare Supplement plans, you can see any... Read more
Can I get an STD if I’m over 65?
What is an STD? Sexually transmitted diseases, also called STDs, sexually transmitted infections, STIs, or venereal disease, are passed from one person to another through sexual contact, according the National Institute of Health (NIH). STDs are caused by... Read more
What is a Medicare Advantage Medical Savings Account (MSA) plan?
Medicare Advantage plans are another way to get your Original Medicare (Part A and Part B) benefits from a private insurance company. Medicare Advantage MSA, or Medical Savings Account plans are a special type of Medicare Advantage plan that you may qualify... Read more
Obamacare and Medicare Advantage: What You Need to Know
The Affordable Care Act (ACA), enacted in March 2010, is sometimes nicknamed “Obamacare” for the president who signed it into law, Barack Obama. Obamacare is known for establishing the health insurance marketplace at healthcare.gov. Obamacare is also... Read more
Can I Switch from Medicare Advantage to Medicare Supplement Insurance?
If you want to change your Medicare plan options, such as switching from a Medicare Advantage plan to a Medicare Supplement plan, there are certain times when you may be able to do so. Changing Medicare plan options works differently depending on which type... Read more
Medicare Advantage for Disabled Individuals
Are you wondering about Medicare benefits for disabled people? Are you considering a Medicare Advantage plan? It might help to know that if you receive Social Security or Railroad Retirement Board disability benefits: You might be eligible for a Medicare... Read more
Is Medicare Supplement Plan F Going Away?
What is Medicare Supplement Plan F? After enrolling in Original Medicare (Part A and Part B) many Americans choose to buy Medicare Supplement plans (also called Medigap) to help cover Medicare’s out-of-pocket costs such as coinsurance, copayments and... Read more
Medicare Supplement Plan F
If you're enrolled in Original Medicare (Part A and Part B) and would like to have most of the federal program's out-of-pocket costs covered, Medicare Supplement Plan F may be a good option. Medicare Supplement (Medigap) plans may help with certain... Read more
Will My Medicare Premium Rise If I Get Sick?
Your monthly premium for Original Medicare (Part A and Part B) is set each year by the Center for Medicare and Medicaid Services (CMS). Original Medicare premiums are standardized, and the amount you pay depends on several factors including your income, but... Read more
How Medicare Works: A Quick Guide
How Does Original Medicare Work? Medicare is the federal health insurance program for United States citizens or legal residents of at least five years in a row who qualify for the program. That includes people who are 65 or older and those younger than 65... Read more
How much does a Medicare Supplement plan cost?
Perhaps you are considering supplementing your Medicare Part A and Part B coverage with other insurance that can help you pay out-of-pocket Medicare costs. It may be a good idea to learn about Medicare Supplement plans and how much they cost. Medicare... Read more
How do private health insurance companies price their Medicare Supplement premiums?
If you’re shopping for a Medicare Supplement plan, you’ve probably noticed there may be significant differences in Medicare Supplement premiums. There are several factors that can affect how private health insurance companies price their policies, even... Read more
Medicare Basics Every Caregiver Should Know
If you’re a caregiver for someone enrolled in or about to be eligible for Medicare, you may not know much about the program and what it offers. This article provides an overview of Medicare and information to keep in mind so your loved one can make the most... Read more
Does Medicare Cover Pre-Existing Conditions?
In general, Medicare covers pre-existing conditions. You won't be denied coverage by Original Medicare, Part A and Part B, the federal health-care program. In fact, in some cases, you may be eligible for Medicare before you turn 65 due to health... Read more
How to Help Your Spouse Enroll in Medicare
If your spouse needs assistance with Medicare enrollment, there are different ways you may be able to help. If your spouse is disabled, you may have authorization such as power of attorney, which will give you the authority to act on his or her behalf.... Read more
Finding a Nursing Home that Accepts Medicare
Medicare.gov provides several tools and suggestions to help you find a nursing home that accepts Medicare in your area. If you are looking for a nursing home for yourself or a loved one, here are some ways to get started finding the right one for your... Read more
Will my Medicare Supplement (Medigap) plan cover my spouse?
As a Medicare beneficiary, you can't add a spouse to your Medicare benefits or Medicare Supplement plan. Medicare benefits are only for eligible individuals. Medicare Supplement (also known as Medigap) plans are offered by private insurance companies and... Read more
The Caregiving Role: A Meaningful Quality of Life
If caregiving for a chronically-ill loved one is one of your roles, it can be difficult to maintain a healthy quality of life. It's easy to become so immersed in the caregiver role that you forget to take care of yourself. Caregiving can be both... Read more
Does Medicare Cover Incontinence Supplies?
If you or a loved one suffers from urinary incontinence, you may need incontinence supplies such as pads or adult diapers to stay clean and comfortable. Unfortunately, if you are enrolled in Original Medicare (Part A and Part B), these incontinence... Read more
Does Medicare Cover Dialysis?
If you are enrolled in Original Medicare (Part A and Part B) and have end-stage renal disease (ESRD), Medicare may cover dialysis treatment you get as an inpatient in the hospital. Medicare may also cover routine, outpatient dialysis treatment at a... Read more
Does Medicare Cover Chemotherapy?
According to the National Institutes of Health's National Cancer Institute (NCI), 38.5% of all men and women in the United States will be diagnosed with cancer during their lifetimes. The median age at diagnosis is 66. Nearly 1.7 million new cases of cancer... Read more
Does Medicare Cover Blood Pressure Monitors?
If you have high blood pressure, your doctor may recommend using blood pressure monitors at home to track your blood pressure and response to medication. Unfortunately, except in very limited situations, Medicare does not cover blood pressure monitors for... Read more
Does Medicare Cover Reglan?
Original Medicare, which includes Part A and Part B, may only cover Reglan under very specific circumstances listed below. In general, you need to sign up for a Medicare Prescription Drug Plan that includes Reglan in its formulary in order to get this... Read more
Does Medicare Cover Microzide?
Generally, if your doctor prescribes Microzide to treat your high blood pressure (also called hypertension), Medicare won't cover your medication outside of certain situations (described below). However, if you have a stand-alone Medicare Part D Prescription... Read more
Does Medicare Cover Mevacor?
If you take the prescription medication Mevacor and are enrolled in Original Medicare (Part A and Part B), there is generally no Medicare coverage for it, unless you are enrolled in a stand-alone Medicare Part D Prescription Drug Plan or a Medicare Advantage... Read more
Does Medicare Cover Lotensin?
Lotensin is used to treat high blood pressure; it is sometimes used with other prescription medications as combination therapy for certain types of hypertension (high blood pressure), according to the National Institutes of Health (NIH). Lowering blood... Read more
High Blood Pressure Overview: Symptoms, Causes, Prevention, and Treatment
What is high blood pressure? According to the National Institutes of Health (NIH), high blood pressure, or hypertension, is a common disease in which the blood flows through the arteries at a higher pressure (the force of blood pressing against blood-vessel... Read more
Does Medicare Cover Eye Exams?
Routine eye and vision exams can be an important part of your overall health care. Original Medicare (Part A and Part B) usually doesn't cover eye exams except in certain cases as described below. This summary of your Medicare benefits will help you... Read more
What are Medicare 5-Star Plans?
Did you know that the government rates Medicare Advantage and Medicare Prescription Drug Plans? Based on patient feedback, doctor feedback, and other criteria, Medicare assigns one through five stars (unless a plan gets consistently poor ratings, which may... Read more
What is a Medicare Cost Plan?
Medicare Cost Plans are not available in all parts of the country, but if you live in one of the areas where these plans are offered, here's what you might want to know. Medicare Cost Plans are similar to Medicare Advantage plans in some ways, but are... Read more
New to Medicare: How to plan for Medicare
If you or a loved one are new to Medicare or approaching Medicare eligibility, you may have questions about how the program works, what’s covered, the costs involved, and your benefit options. Here’s a look at how to plan for Medicare and your... Read more
What’s not covered under Medicare Part A and Part B?
If you're a new Medicare enrollee or about to become eligible, you may have questions about what's included in your benefits—and more importantly, what's not. Here's a look at your coverage under the Medicare program. What do I get with Original... Read more
Does Medicare Cover Assisted Living?
If you or a loved one needs help managing the activities of daily life, you may be considering assisted living facilities as an option. Here's what you need to know about Medicare coverage for assisted living. What is assisted living? According to... Read more
The Medicare Part B Premium
Medicare Part B typically comes with a premium. If you’re new to Medicare or becoming eligible soon, you might be wondering how much your Part B premium will be. The amount can vary depending on your situation. Most people who are eligible for Medicare... Read more
Medicare Coverage of Stage 4 Lung Cancer
When your doctor talks about your cancer's stage, he or she is generally referring to details such as the size of the cancer and how far it has spread, according to the American Cancer Society. To a large degree, your treatment options and prognosis... Read more
The Emotional Side of Caregiving
It's easy to be overwhelmed with emotions when you are caregiving for a seriously ill or injured family member. In fact, the Office on Women's Health at the Department of Health and Human Services warns that women caregivers are at increased risk for health... Read more
Resources for Background-Checking a Caregiver
Have you been reluctant to hire a caregiver to help care for an aging relative because of concerns about letting a stranger into your loved one's home? You might have heard horror stories about caregivers who stole from or abused elderly clients. The good... Read more
Does Medicare Cover Home Health Aides?
Are you enrolled in the Medicare program? In some cases, Medicare may help you pay for the services of home health aides. Typically this coverage is limited, part-time, and short-term. Whether you get your Medicare benefits directly through the federal... Read more
Does Medicare Cover Humidifiers?
If you have problems with a dry throat or chronic congestion in your nose, your doctor may recommend you use a humidifier at home to help alleviate some of your symptoms that may be caused by dry air. Even though your doctor might recommend a home... Read more
How Do I Change My Address with Medicare?
If you're enrolled in Medicare, you need to let Medicare know if your address changes. In addition to receiving your red, white, and blue Medicare ID card in the mail, you'll also receive other important information, such as your quarterly Medicare Summary... Read more
What Are Orthotics?
If you're a Medicare beneficiary who needs support to help you stand or walk comfortably, Medicare might cover orthotic devices to help support you, such as braces or shoes, in some situations. For example, Medicare Part B may cover orthopedic shoes... Read more
Finding CPAP Masks that Work for You
Has your doctor diagnosed you with sleep apnea? Continuous positive airway pressure, or CPAP, may be prescribed in some situations to treat obstructive sleep apnea, a condition where throat muscles relax during sleep and cause the person to pause breathing.... Read more
Logging In to MyMedicare.gov
As a Medicare beneficiary, you are welcome to use MyMedicare.gov to do such tasks as: Track your personal health information View and print a list of your current prescription medications Take advantage of the Blue Button's useful features... Read more
Health Tips for Caregivers
According to a 2015 caregiver survey by the AARP Public Policy Institute and the National Alliance for Caregiving (NAC), 22% of caregivers reported declining health as a result of caring for a loved one, and nearly half reported high levels of emotional... Read more
Caregiving Issues for a Multi-Generational Family
Almost 49 million Americans care for adults; about two-thirds of these caregivers are women. Over a third of caregivers are caring for parents; most (86%) are caring for relatives (including parents). Almost 13 million Americans are caring for both children... Read more
Is this Dementia and What Does it Mean?
Dementia is a word that gets mentioned a lot when people discuss aging and behavioral or memory changes. According to the Alzheimer's Association, Alzheimer's disease attacks the brain and is the most common form of dementia, which is a general term for a... Read more
Caregiver Resource: Holding a Family Meeting
As a caregiver for an ill or aging parent or family member, you know that family cooperation can be extremely valuable in helping you provide good care and minimize stress. A family meeting is often recommended by counselors and social workers as a great... Read more
What are the Treatment Options for Amyotrophic Lateral Sclerosis (ALS)?
According to the National Institute of Neurological Disorders and Stroke (NINDS), amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig's disease, is a progressive motor neuron disease that causes nerve cells to break down and die over time. These... Read more
What Is Oxygen Therapy?
Your doctor may prescribe oxygen therapy if you have a condition that affects your body's ability to get enough oxygen from the air to function properly. Here's what you should know about oxygen therapy for yourself or a loved one. When is oxygen... Read more
Arthritis Overview: Types, Symptoms, and Treatment
According to the Arthritis Foundation, over 50 million Americans have some form of arthritis, and one in five adults suffers from this painful joint disease, making it the leading cause of disability in the United States. If you or someone you love has been... Read more
What Is Rheumatoid Arthritis?
Rheumatoid arthritis (also known as RA) is an inflammatory disease that can cause pain, swelling, and stiffness of the joints. In most cases, RA is chronic and can last for a long time, even an entire lifetime. However, advances in treatment have made it... Read more
Depression Treatment Options
Clinical depression, also called major depressive disorder, is a mood disorder that causes a variety of physical and emotional problems. People who suffer from depression don't just feel sad or have "the blues," and they can't just "snap out of it."... Read more
Does Medicare Cover Prostate Exams?
Prostate cancer is the second most common cancer in men and the third leading source of cancer deaths among men in America according to the American Cancer Society. Fortunately, if you are a Medicare beneficiary, Medicare covers prostate exams and certain... Read more
Does Medicare Cover Bone Density Tests?
You may have heard about bone density tests, but what is a bone density test and why would you need it? A bone density test can serve as a warning that you're at risk for osteoporosis, or that you already have this disease. Osteoporosis is a disease that... Read more
Medicare Coverage of Glucose Monitors
What are glucose monitors used for? If you have been diagnosed with diabetes, a glucose monitor can help you manage your disease and prevent complications, according to the National Institutes of Health (NIH). A glucose monitor measures your blood... Read more
Does Medicare Cover Contact Lenses?
In very specific circumstances, Original Medicare's Part B will cover some costs associated with contact lenses. Routine vision care, including prescription eyewear and contact lenses, is not covered. Original Medicare (Part A and B) typically limits... Read more
What Is Hepatitis B?
According to the Centers for Disease Control, the word "hepatitis" means "inflammation of the liver.” Hepatitis can be caused by many things, including alcohol abuse, drug toxicity, and certain viral infections. Hepatitis B--along with hepatitis A... Read more
Does Medicare Cover Walkers?
Has your doctor or other health-care practitioner recommended you use a walker or other device to help you move around? If you are a Medicare beneficiary enrolled in Original Medicare (Part A and Part B), your Part B benefits may help with some of the costs... Read more
Does Medicare Cover Kidney Failure?
The kidneys perform the essential function of removing waste and excess water from the body, according to the National Institutes of Health (NIH). Kidney failure, also called end-stage renal disease (ESRD), is the final stage of chronic kidney disease. When... Read more
What Medicare Supplement Plans Does Blue Shield of California Offer?
Are you enrolled in Original Medicare, Part A and Part B? You might have noticed that the program comes with certain out-of-pocket costs for many services – deductibles, copayments, and coinsurance, for example. To help cover these costs, you may be able to... Read more
How to Appoint a Personal Representative for Your UnitedHealthcare Medicare Plan
There may be times when you or a loved one needs help managing Medicare benefits under a UnitedHealthcare Medicare health plan or Medicare Part D Prescription Drug Plan. Occasionally, you may want to request or appeal a coverage decision, or even file a... Read more
What Medicare Supplement Plans Does Anthem Offer?
If you are nearing Medicare eligibility or are currently enrolled in Original Medicare, you may have questions and concerns about the out-of-pocket expenses that Medicare Part A and Part B do not cover. These expenses, including copayments and deductibles,... Read more
Is an Anthem Medicare Advantage Prescription Drug Plan the Same as a Standalone Medicare Prescription Drug Plan?
If you are new to Medicare, you may not know that there are four components to the Medicare program: Part A (hospital insurance) Part B (medical insurance) Part C (Medicare Advantage) Part D (prescription drug coverage) Original Medicare is... Read more
How Can I Find Healthcare Providers Who Accept WellCare Medicare Plans?
Many WellCare Medicare Advantage plans and stand-alone WellCare Medicare Part D Prescription Drug plans require you to use network providers for your routine care and prescription medications (except in emergency situations), to offer you lower... Read more
How to Appoint a Personal Representative for Your WellCare Medicare Plan
You have rights about the care and treatment you receive under the Medicare program. If you are enrolled in a WellCare Medicare Advantage plan or a stand-alone WellCare Medicare Part D Prescription Drug Plan, your rights include (but aren't limited... Read more
What Medicare Advantage Plans Does Coventry Offer?
Medicare Advantage plans are an attractive alternative way to get Original Medicare (Part A and Part B) benefits for beneficiaries who want the convenience of getting their Medicare benefits through a single plan. Medicare Advantage plans are required by law... Read more
How Can I Find Healthcare Providers That Accept Coventry Medicare Plans?
If you are enrolled in certain types of Coventry Medicare plans -- such as Coventry Medicare Advantage Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), or Coventry Medicare Part D Prescription Drug Plans, you may need... Read more
What Medicare Advantage Plans does Humana Offer?
Humana markets Medicare Advantage plans in many states across the country. Also, Humana offers a wide range of choices to satisfy the medical needs, preferences, and budgets of many different Medicare beneficiaries. Whether you're new to Medicare, or thinking... Read more
Do Medicare Plans from Humana Cover Routine Vision Services?
Original Medicare, Part A and Part B, doesn't generally cover routine vision services. If you have an injury or a medical condition that affects your eyes or vision, you may be covered for medically necessary care to diagnose and treat your condition, but... Read more
How Can I Find Out If My Prescription Drugs Are Covered by my Aetna Plan?
If you're enrolled in an Aetna Medicare Prescription Drug Plan or an Aetna Medicare Advantage Prescription Drug plan, this article will help you learn about the plan's formulary (list of prescription drugs the plan covers). Find out if your prescription... Read more
What Medicare Supplement Plans Does Aetna Offer?
If you are a current Original Medicare beneficiary or about to become eligible for Medicare coverage, you know that there are some health-care costs that Original Medicare does not cover, such as copayments and deductibles. These out-of-pocket expenses can... Read more
What Types of Medicare Part D Coverage Does Aetna Offer?
What is Aetna Medicare Part D? Congress authorized Medicare Part D Prescription Drug Plans under the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, making Medicare prescription drug coverage available to beneficiaries for the first... Read more
What Medicare Advantage Plans Does Aetna Offer?
Aetna Medicare Advantage plans offer individuals eligible for Medicare coverage an alternative way to receive their Original Medicare benefits. By law, Aetna Medicare Advantage plans must cover everything included in Original Medicare (Part A and Part... Read more
Medicare Medication Therapy Management Programs
Many Medicare beneficiaries take more than one medication to treat several health conditions. It can get understandably confusing and difficult to keep track of all your prescription drugs. If you have more than one chronic condition and take multiple... Read more
Medicare Special Election Period for Low-Income Subsidy Beneficiaries
Are you enrolled in Medicare and receiving Extra Help with prescription drug costs? Also known as the Medicare Low-Income Subsidy, this program helps low-income enrollees with Medicare Part D costs like premiums, deductibles, copayments, and coinsurance. You... Read more
Medicare Special Enrollment Period (SEP) for Part A and/or Part B
A Medicare Special Enrollment Period (SEP) can let you sign up for Original Medicare Part A and/or Part B outside of regular enrollment periods. If you’re not eligible for an SEP, you’ll have usually to wait until the next General Enrollment Period to... Read more
Understanding the differences between Medicare Advantage HMOs and PPOs
Medicare Advantage: an alternative way to receive your Medicare benefits The Medicare Advantage (Part C) program offers you a different way to receive your Original Medicare Part A (hospital insurance) and Part B (medical insurance) benefits. (However, Part... Read more
How to Make Payments for Medicare Plans
Are you thinking about managing your Medicare payments? How you make your Medicare premium payments depends on the type of Medicare coverage you have. In many cases, you can set up automatic Medicare payments out of your bank account, if you don’t want to... Read more
Does Medicare Cover Lap Band Surgery?
In some cases, Medicare Part B might cover certain bariatric surgeries, such as lap band surgery. What is lap band surgery? Lap band surgery involves placing an inflatable band around the upper area of your stomach, according to the Mayo Clinic. Saline is... Read more
Does Medicare Cover Coumadin?
Did your doctor prescribe Coumadin for you? If you're on Medicare, you may be wondering whether Medicare covers Coumadin. Here's some information for you. What is Coumadin? Coumadin, or its generic form warfarin, is in a class of drugs known as... Read more
Does Medicare Cover Effexor?
If you suffer from depression, your doctor might prescribe an antidepressant such as Effexor (generic name venlafaxine). What is Effexor? Effexor is part of a class of drugs called selective serotonin and norepinephrine reuptake inhibitors (SNRIs),... Read more
Medicare and Liposuction
What is liposuction? According to the American Society of Plastic Surgeons (ASPS), liposuction slims and reshapes specific areas of the body by removing excess fat and improving the body’s contours and proportion. Liposuction can be performed on... Read more
Does Medicare Cover Plavix?
Plavix (Plavix generic:Clopidogrel) is used in the treatment of heart health. Plavix may be prescribed by your doctor or health-care provider to prevent a heart attack or stroke, according to the FDA. Plavix is in a class of medications called antiplatelet... Read more
Reporting the Death of a Medicare Beneficiary: Social Security Death Notification
When someone dies there are many arrangements to make, including letting Social Security know to terminate the deceased person’s benefits. The Social Security death notification should be made as soon as possible after the person’s death. In most cases,... Read more
Does Medicare Cover Voltaren?
If you have Medicare prescription drug coverage, your Medicare plan might cover Voltaren (also known by its generic name, diclofenac). What is Voltaren? According to the Food and Drug Administration (FDA), Voltaren is a nonsteroidal anti-inflammatory... Read more
What is the Donut Hole?
Medicare beneficiaries can get Medicare Part D prescription drug coverage through either a stand-alone Part D Prescription Drug Plan or a Medicare Advantage Prescription Drug plan. In either scenario, Medicare Part D coverage of prescription drugs follows... Read more
Does Medicare Cover Weight Loss Surgery?
Weight loss surgery helps people with extreme obesity lose weight, according to the U.S. National Library of Medicine. A person with a body mass index of 30 or higher is considered obese, according to the American Heart Association. More than one-third of... Read more
Will Medicare Part D Plans Cover the Cost of Synthroid?
Synthroid (its generic name is Levothyroxine), is usually prescribed for patients who have an underactive thyroid, according to the Food and Drug Administration (FDA). The synthetic T4 in Synthroid is identical to that produced by the human thyroid gland,... Read more
Does Medicare Cover Ativan?
Ativan (generic: lorazepam), according to MedlinePlus (a National Institutes of Health website), is part of a class of drugs called benzodiazepines that may be prescribed to treat anxiety. Does Medicare Part A or Part B cover Ativan? If you’re a Medicare... Read more
Does Medicare Cover Depakote?
Has your doctor prescribed Depakote (or its generic equivalent, divalproex sodium) for you? It's possible that Medicare Part A could cover this prescription drug if administered in a hospital setting as part of your inpatient stay. For most prescription... Read more
Does Medicare Cover Atarax?
Do you have allergies and a prescription for Atarax? If you're a Medicare beneficiary, here's some information you may find useful. What is Atarax? Atarax (generic name hydroxyzine) is a prescription antihistamine. It may be prescribed to treat itchy skin... Read more
Does Medicare Cover Ambien?
What is Ambien? Ambien is a prescription drug. The generic form of this medication is zolpidem. What is Ambien used for? Ambien is a prescription medication that is sometimes used to treat insomnia, according to the National Institutes of Health's... Read more
Medicare in Maine
Shopping for a Medicare plan in Maine? Medicare.com may be able to help you locate a Medicare plan option that works for you. It may be a good idea for you to explore all available choices before enrolling in a plan, and that’s where I come in. Here’s... Read more
Medicare in Connecticut
While browsing Medicare plan options in Connecticut, you may wish to examine all of your coverage possibilities. Let Medicare.com be your resource as you shop for a plan that suits all your needs. About Medicare in Connecticut Medicare beneficiaries in... Read more
Medicare in Kansas
As a Medicare beneficiary in Kansas, as in other states, you have choices about how to receive your Medicare benefits. You can get them through the federal arm of the program, called Original Medicare (Part A and Part B), and optionally add supplemental... Read more
Medicare in Kentucky
Medicare beneficiaries in Kentucky may choose from several Medicare coverage options, ranging from the federally run Original Medicare, Part A and Part B, to private insurance companies contracted with Medicare that offer Medicare Advantage plans, Medicare... Read more
Medicare in Michigan
It’s a good idea to consider all of your Medicare plan options in Michigan before choosing a plan. Medicare.com can be your resource throughout your search for a plan that covers all of your needs, offering use of our plan comparison tool to help you... Read more
Medicare in North Carolina
In addition to Original Medicare, Part A and Part B, beneficiaries in North Carolina may be able to choose from a range of Medicare plan offerings. Options may include Medicare Advantage, Medicare Part D prescription drug coverage, and Medicare Supplement... Read more
Medicare in North Dakota
Before you enroll in a Medicare plan in North Dakota, it is recommended that you consider all available options. As such, Medicare.com offers the use of our plan comparison tool for specific plan data and pricing. About Medicare in North Dakota Medicare is... Read more
Medicare in Pennsylvania
Are you browsing Medicare options in Pennsylvania? As a Medicare beneficiary, you may have many ways you can get your coverage. You can stay with Original Medicare, or consider Medicare plan options like Medigap, Medicare Advantage, or Medicare Prescription... Read more
Medicare in Texas
Searching for a Medicare plan in Texas? Before joining any Medicare plan, it is recommended that you explore all of your options to make the most informed decision possible surrounding plan costs and details. About Medicare in Texas Beneficiaries in Texas... Read more
Medicare in West Virginia
If you're new to Medicare in West Virginia, you may be wondering how the health insurance program works. As a Medicare beneficiary, you may have many choices available to you, and it's important to carefully compare and consider all options. Here's an... Read more
Medicare Zero-Dollar ($0) Plan Premiums
Medicare Part C (Medicare Advantage) plans are required to offer at least the same amount of coverage as Original Medicare, Part A and Part B (except for hospice care, which remains covered by Medicare Part A). Medicare Advantage plans are sold by private... Read more
Medicare Annual Election Period Cheat Sheet
This cheat sheet can help clarify some of Medicare’s basic information to help you understand the options available to you. Enrollment periods for Original Medicare These enrollment periods may be used to enroll in Original Medicare, Part A and Part... Read more
Except in rare cases, you don’t need to file for reimbursement from Medicare. Under Original Medicare (Part A and Part B), your Medicare claims will be sent directly from your Medicare providers to Medicare. Medicare pays your Medicare providers according... Read more
Medicare Eligibility If You Are Under 65
As you might know, the Medicare eligibility age is 65, and to be eligible you have to be an American citizen or legal permanent resident of at least five continuous years. However, did you know you might be qualified for Medicare before age 65? This article... Read more
Medicare Part B – Medical Insurance
What is Medicare Part B coverage? Medicare Part B (medical insurance) helps cover medically necessary services and supplies needed for the diagnosis or treatment of your health condition. This includes outpatient services received at a hospital, doctor’s... Read more
Medicare Part C – Medicare Advantage
What is Medicare Part C, or Medicare Advantage? Medicare Advantage plans are sometimes referred to as Medicare Part C. They are Medicare-approved private health insurance plans for individuals enrolled in Original Medicare, Part A and Part B. When you join a... Read more
What Medicare Supplement Insurance (Medigap) Policies Cover
A Medigap policy is supplemental medical insurance that covers some of the costs of Original Medicare, Part A and Part B. There are currently 10 standardized Medigap plans and one high-deductible plan available in most states. Each plan is named with a... Read more
Switching Medicare Supplement (Medigap) Policies
If you have Medicare Supplement (Medigap) insurance, you may be wondering if you should consider changing plans. if you're satisfied with your current Medigap plan, a good option is usually to stay with your plan for as long as the coverage and... Read more
Medicare Part D — Prescription Drug Coverage
What is Medicare Part D prescription drug coverage? As a Medicare beneficiary, you don’t automatically get Medicare Part D prescription drug coverage. This Medicare Part D coverage is optional, but can be valuable if you take medications. If you don’t... Read more
Customer reviews of Tamera
She was patient, polite and friendly and even had a sense of humor.
Patricia M, Madison, AL
I had already had a real bad experience on another site. I think Tamra was the nicest person I have talked to in years. She should be an example to train others.
Anonymous, Clovis, NM
very helpful and answered all my questions. My husband is hard of hearing and she was very patient with him. Very professional
Robert P, Greenwood, CA
Tamera was such a delight. Very helpful and she was able to answer all my questions. Looking forward to talking with her again when my husband enrolls into Medicare next year. Tamera... You were such a blessing to me! Thank you for all your time and effort to get me enrolled!
Carol F, Edmond, OK
Pleasant, caring, fun to talk with, listened to my questions without rushing me. I enjoyed her company while doing business with her. She made me feel like I was talking to a friend. She wasn't just selling me insurance. She was teaching me what this insurance was really all about. Thanks Tamera
Andrea S, Purdy, MO