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Verna is one of the nicest and professional individuals one could obtain this type of information from; she is polite, honest and goes the "extra mile" to help. Wilma M, Jenks, OK Read more reviews
More about Verna
I have lived my whole life in Utah. Started in the insurance industry when I was 20 years old and been there ever since, so more than 30 years. I have four children, three step-children, and a dozen grandkids. Also have a loving husband and a Yorkie named Dogginz. I feel loved and often entertained by them all.
Three words that describe me:
Caring, natural, supportive
Favorite thing to do when not at work:
Play with my grandkids
Favorite place to visit and why:
My favorite place to visit is somewhere I have not been to before. I enjoy seeing and learning about new places with all the variety we have here on earth. On the other hand, I never get tired of going to our cabin for a weekend to get away from the hussle and bussle of town.
What I like most about helping people find the right Medicare plan options:
Knowing that I have helped them keep their medical costs as low as possible so they can get the care that they need. I enjoy receiving comments like- “Thanks, I am understanding how Medicare and other coverages work together now for the first time”.
Actress: Julia Roberts
Medicare articles by Verna
Does Medicare Cover Home Health Aides?
Are you enrolled in the Medicare program? In some cases, Medicare may help you pay for the services of home health aides. Typically this coverage is limited, part-time, and short-term. Whether you get your Medicare benefits directly through the federal... Read more
The Challenges of Living with Incontinence
According to the National Institutes of Health (NIH), the definition of incontinence is the accidental leakage of urine or losing bladder control. It's a common problem, especially as people age. Knowing that, however, doesn't make it any less challenging... Read more
Pathways to Effective Communication for Health-Care Providers and Caregivers
As a caregiver, effective communication between you and your loved one's health care team is essential. Doctors rely on you to give them important clues and information about their patient's status and home situation, and you rely on them for the... Read more
Health Tips for Caregivers
According to a 2015 caregiver survey by the AARP Public Policy Institute and the National Alliance for Caregiving (NAC), 22% of caregivers reported declining health as a result of caring for a loved one, and nearly half reported high levels of emotional... Read more
What are the Treatment Options for Amyotrophic Lateral Sclerosis (ALS)?
According to the National Institute of Neurological Disorders and Stroke (NINDS), amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig's disease, is a progressive motor neuron disease that causes nerve cells to break down and die over time. These... Read more
What Is Zostavax?
Zostavax is the brand name of a vaccine used to prevent herpes zoster, also called shingles, in adults ages 50 and older, according to the U.S. Food and Drug Administration (FDA). The National Institutes of Health (NIH) states that this single-dose vaccine... Read more
Osteoarthritis: Definition, Symptoms, and Risk Factors
Do you or a loved one suffer from osteoarthritis? Here’s an overview of the condition. What is osteoarthritis? According to the Arthritis Foundation, osteoarthritis is an inflammatory process that causes the cartilage covering the bones to wear down,... Read more
Does Medicare Cover the PSA Test?
As a Medicare beneficiary, you may be eligible to receive one PSA test, also known as the prostate-specific antigen blood test, which screens for prostate cancer. You can get this test at no cost to you once each year, as long as your doctor accepts Medicare... Read more
What Does Inpatient Versus Outpatient Mean for Medicare?
From your perspective as a patient, the terms "inpatient" versus "outpatient," or even "under observation," may not matter very much regarding your care. But if you're covered by Medicare, the terms matter a lot. Under Original Medicare (Part A and Part... Read more
Medicare Coverage of Electrocardiograms (EKGs)
According to the Centers for Disease Control and Prevention, or CDC, Americans suffer from coronary artery disease more than any other kind of heart disease. Tragically, the first time that many people realize they have this disease is after they suffer from... Read more
Does Medicare Cover Tetanus (TDAP) Shots?
If your doctor has recommended that you receive a tetanus, diphtheria, and pertussis (TDAP) shot and you are a Medicare beneficiary, your vaccination may be covered if you are enrolled in a Medicare plan with prescription drug benefits. The Part B program... Read more
How Can I Find Out if My Prescription Drugs Are Covered by My UnitedHealthcare Plan?
UnitedHealthcare (UHC) is a private insurance company contracted with Medicare to provide prescription drug coverage in certain UnitedHealthcare Medicare Advantage plans and UnitedHealthcare Medicare Part D Prescription Drug Plans. If you are enrolled in a... Read more
How to Appoint a Personal Representative for Your WellCare Medicare Plan
You have rights about the care and treatment you receive under the Medicare program. If you are enrolled in a WellCare Medicare Advantage plan or a stand-alone WellCare Medicare Part D Prescription Drug Plan, your rights include (but aren't limited... Read more
New to Coventry Medicare? Here’s What You Need to Know
If you've recently enrolled in a Coventry Medicare Advantage plan or Coventry Medicare Part D Prescription Drug Plan, you may have questions about what happens next and where to go to find information about your coverage. Here are some useful tips to help... Read more
What Medicare Supplement Plans Does Humana Offer?
Many Original Medicare beneficiaries enroll in Medicare Supplement policies, also called Medigap plans, to help cover certain medical expenses not covered by Original Medicare. Depending on the specific policy, these plans can offer more predictability in... Read more
How to Appoint a Personal Representative for Your Aetna Medicare Plan
Whether you have a Medicare Advantage plan or a Medicare Prescription Drug Plan from Aetna, or from any insurance company that contracts with Medicare, you have certain rights guaranteed to everyone who participates in the Medicare program. For example, you... Read more
Review Your Medicare Coverage Each Year (Infographic)
For many beneficiaries, after you first enroll in a private Medicare insurance plan such as a Medicare Advantage plan or a stand-alone Medicare Prescription Drug Plan, you may not think about it again. If you're happy with the benefits, you might ignore the... Read more
Does Medicare Cover Flomax?
Original Medicare, Part A and Part B, includes limited prescription drug coverage. Medicare Part A (hospital insurance) covers prescription drugs that are administered in an inpatient hospital setting, so it may cover Flomax (generic name Tamsulosin) if... Read more
Medigap Coverage of Pre-Existing Conditions
People often ask me when the best time is to enroll in a Medicare Supplement (Medigap) policy. My answer is always the same: If you want the most plans available to you and especially if you have health issues, you should join a plan when you're first... Read more
Does Medicare Cover Protonix?
If you are prescribed Protonix or its generic form Pantoprazole, this may be to treat acid reflux or other stomach or esophagus problems. According to the FDA, this medication is part of a class of drugs called proton pump inhibitors. Very few... Read more
Does Medicare Cover Gynecology?
Original Medicare Part B (medical insurance) covers a number of important gynecological services. You may want to take advantage of the preventative health options available to you as a woman with Medicare. Pelvic exams and Pap tests to check for cervical... Read more
Does Medicare Cover Walk-In Bathtubs?
Original Medicare, Part A and Part B, doesn’t consider a walk-in bathtub to be durable medical equipment. Items primarily used for self-help, convenience, or personal comfort are not, by Medicare’s definition, medically necessary equipment. So a walk-in... Read more
Will Medicare Part D Plans Cover the Cost of Synthroid?
Synthroid or its generic form Levothyroxine, is usually prescribed for patients who have an underactive thyroid, according to the FDA. Medicare Part D offers prescription drug coverage through your choice of stand-alone Prescription Drug Plans or Medicare... Read more
I’m a U.S. Citizen Living Abroad and Need Medicare
If you live abroad and are eligible for Medicare coverage within the United States, you may wonder if your Medicare policy still covers your needs. It's important to know that Medicare generally does not cover medical expenses incurred while outside the... Read more
Does Medicare Cover Cozaar?
Cozaar (generic name Losartan) is a hypertension medication available by prescription. According to the FDA, this medication is part of a class of drugs known as angiotensin receptor blockers. If you're an Original Medicare beneficiary, keep in mind that... Read more
Medicare Coverage of Physical Therapy
One of the questions beneficiaries ask is whether Medicare covers physical therapy. You may have heard about the Medicare physical therapy "cap." Medicare Part B helps pay for medically necessary services, generally up to a certain limit or cap as described... Read more
Does Medicare Cover Aldactone?
Doctors may prescribe Aldactone to help treat people with hyperaldosteronism, reports the National Institutes of Health's Medline Plus website. This is the name for a condition where the body produces too much of a hormone called aldosterone. Aldactone may... Read more
Does Medicare Cover Depakote?
Has your doctor prescribed Depakote (or its generic equivalent, divalproex sodium) for you? It's possible that Medicare Part A could cover this prescription drug if administered in a hospital setting as part of your inpatient stay. For most prescription... Read more
Does Medicare Cover Chiropractic Exams?
Original Medicare offers limited coverage for chiropractic services, such as chiropractic exams. You may need to pay the full cost of any X-rays, lab tests, or other services ordered by a chiropractor. Medicare covers manipulation of the spine if medically... Read more
Medicare in California
If you’re shopping for Medicare in California, Medicare.com offers complimentary use of our plan comparison tool. With this tool, you can browse a list of Medicare plan options available in your county, compare prices, and review coverage in greater... Read more
Medicare in the District of Columbia
District of Columbia residents may have several choices when it comes to their Medicare coverage. You may opt to get your Medicare benefits through the federal arm of the program, called Original Medicare, Part A and Part B, or you may enroll in a Medicare... Read more
Medicare in Montana
If you’re a Medicare beneficiary in Montana, you may not realize you have multiple options when it comes to how you get your Medicare benefits. Some people choose to get their coverage through the federally run program, Original Medicare, Part A and Part B,... Read more
Medicare in South Carolina
Medicare beneficiaries in South Carolina may have choices when it comes to Medicare coverage. You may receive your benefits through Original Medicare, Part A and Part B, and add to that coverage with certain optional plans described below. Or you can get all... Read more
Guide to Medicare Preventive Services and Screenings
As a result of the Affordable Care Act, also known as health reform, the government now covers a variety of Medicare preventive services and screenings for individuals enrolled in Medicare Part B. Often, these benefits are covered at no cost to the... Read more
Medicare Supplement Insurance and Prescription Drug Coverage
There are currently two ways to get prescription drug coverage through Medicare. The first is through a stand-alone Medicare Part D Prescription Drug Plan. The second option is to choose a Medicare Advantage plan (Part C) that provides prescription drug... Read more
Customer reviews of Verna
Verna was very knowledgeable, friendly and professional. She could answer all my questions and gave me the information I needed to make my decision about what insurance plan was best for me.
Anonymous, Kaysville, UT
Both my husband and I felt that Verna D. did an excellent job explaining our options. She listened carefully to our concerns and responded accordingly. I have recommended eHealth and Verna D. to several friends already.
Anonymous, Green Cove Springs, FL
I understand signing up for Medicare for the first time is very time consuming. I was able to take that time and felt very comfortable. I was never felt rushed or pressured.
Anonymous, Dade City, FL
Considering my lack of knowledge about prescription drug plans, she was most helpful.
Female, 75, Kerrville, TX
Was cut off and never recontacted
Male, 74, Story, WY
Get Medicare Help from Verna DeLapp
Have Verna help you choose the right plan for you, or set up an appointment to speak with her about your Medicare questions.