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She was more thorough than I expected. Going in, I thought I would be treated as just another client, but Victoria was pleasant and very knowledgeable Richard M, Winter Garden, FL Read more reviews
More about Victoria
I enjoy helping people. I am committed to excellence. I will go above and beyond to help someone find a Medicare plan, so when we are finished with the conversation you will have piece of mind.
Three words that describe me:
Kind, humorous, and intelligent.
Favorite thing to do when not at work:
Play with my grandson.
Favorite place to visit and why:
Disneyland because it is the happiest place on earth.
What I like most about helping people find the right Medicare plan options:
I enjoy saving people money and making that right fit for their needs and budget.
Love Drew Tetrick Electric, who is a world famous violin player, and a personal friend of mine. Love Robert Downey Jr as an actor.
Medicare articles by Victoria
Hard to Treat High Blood Pressure: What You Can Do
According to the Centers for Disease Control and Prevention (CDC), about one out of three people in America have been diagnosed with high blood pressure. Although about 50% of the population can control high blood pressure through standard medical treatment,... Read more
Does Medicare Cover a Biopsy?
If your doctor has identified an area of concern that may be cancer, you may have to have a biopsy. Your first question is probably, "What is a biopsy?" and your second may be, "Will Medicare cover a biopsy?" Here's some information to help answer those... Read more
Does Medicare Cover Zostavax
Shingles is a common viral infection that causes a painful rash, according to the Mayo Clinic. The Centers for Disease Control and Prevention (CDC) reports that 1 out of every 3 people in the United States will develop shingles (herpes zoster) in their... Read more
Best Senior-Friendly Travel Destinations
Now that you’re retired, you may have more time than ever to enjoy the best travel destinations on your bucket list. All your new-found flexibility means you can take advantage of last-minute deals to the best travel destinations for... Read more
What’s the Breast Cancer Survival Rate?
You might be interested in learning about breast cancer survival rates – especially if this disease affects you or a loved one. The National Institutes of Health estimates that, in 2017: 252,710 women have been diagnosed with breast cancer.... Read more
Does Medicare Cover Varicose Veins Treatment?
Varicose veins occur when veins become enlarged, dark purple or blue, and twisted and bulging. This commonly occur in the legs, although they can appear in other body parts. As the Mayo Clinic explains, under normal circumstances the veins act as one-way... Read more
Does Medicare Cover Radicava for ALS Treatment?
Amyotrophic lateral sclerosis (ALS) or Lou Gehrig's disease is a progressive condition where the motor neurons that control voluntary muscle movement slowly die. As their muscles weaken and eventually become paralyzed, ALS patients may lose the ability to... Read more
Could you lose your Medicare coverage if you recover from your disability?
Do you have Medicare coverage because of a medical disability? If you recover from the health condition that qualified you for Medicare, you might lose your Medicare coverage. However, you will not necessarily lose your Medicare coverage simply because you... Read more
Does Medicare Cover Speech Pathology?
The National Institute on Deafness and Other Communication Disorders estimates that between 6 million and 8 million people in the U.S. suffer from some form of language impairment. Among adults, many of these language disorders are caused by dementia, head... Read more
How Can a Health Insurance Broker Help Me Find a Medicare Plan?
If you've just started researching and comparing Medicare plans offered by private companies, you may be trying to decide whether to use a health insurance broker or go directly to an insurance company. Learn more about the advantages of finding health... Read more
Does Medicare Cover Podiatry?
Medicare Part B may cover podiatry. Visits to a foot doctor (podiatrist) may be covered, but not for routine foot care. Generally, Medicare Part B covers podiatry when: Your doctor determines that this care is medically necessary – for example, you have... Read more
What Are the Rules for Agents Who Sell Medicare Health Plans?
The Centers for Medicare & Medicaid Services (CMS), which administers the Medicare program, has strict guidelines that private insurance companies must follow when marketing and selling Medicare plans. Familiarizing yourself with these rules may help you... Read more
Tips for Caregivers for the Elderly: How to Prepare for Disasters
Disasters often strike without warning, and may mean evacuating your home or being confined to your residence without utilities or access to necessary services. Preparing for disasters such as hurricanes, earthquakes, fires and floods can be challenging even... Read more
Is Your Medicare Advantage Plan Still Right for You?
Medicare Advantage, also known as Medicare Part C, is a popular alternative way to get your Original Medicare (Part A and Part B) health-care benefits. Medicare Advantage plans must cover everything Original Medicare covers, except hospice care, which is... Read more
Does Medicare Cover Gastric Suction Pump Canisters?
If you are a Medicare beneficiary and your doctor believes that a gastric suction pump is medically necessary to treat your condition, Medicare will usually cover allowable charges for the device and associated supplies. What is gastric suction used... Read more
Prescription drug abuse among older adults
Prescription drug abuse means using prescription medications in a way that's not in line with your doctor's instructions, according to the Mayo Clinic. It could also involve taking someone else's medications that were not prescribed for you. Seniors can be... Read more
Does Medicare Cover Gonorrhea?
What is gonorrhea? Gonorrhea is a sexual transmitted infection (STI) caused by bacteria. You can get it through contact with the mouth, vagina, penis, or anus of an infected person, according to the National Institute of Health (NIH). Gonorrhea is very... Read more
Does Medicare Cover the Pneumonia (Pneumococcal) Vaccine?
The pneumonia shot (also called pneumococcal vaccine) is a standard recommendation for anybody who is 65 or older, according to the U.S. Centers for Disease Control and Prevention, or CDC. Incidentally, it's also recommended for children who are under five... Read more
Can I get Medicare Supplement Coverage if I Have End-Stage Renal Disease (ESRD)?
Medicare is a government health insurance program. Original Medicare is made up of Part A (hospital insurance) and Part B (medical insurance). To be eligible for Medicare, you must be a U.S. Citizen or permanent resident for at least five continuous years.... Read more
A Beginner’s Guide to Medicare
As someone new to Medicare, you may be a little confused about your Medicare coverage options. You might have many choices, often with different rules, coverage limits, doctors, and costs. You worked hard to get Medicare. Now it’s time to make sure Medicare... Read more
How do Medicare Supplement plans work with other Medicare insurance?
A Medicare Supplement plan can help pay Medicare's out-of-pocket costs. It's useful to know how Medicare Supplement insurance might work with other Medicare health coverage. Is Medicare coverage enough insurance to protect you from unexpected medical... Read more
Medicare SELECT: A Type of Medicare Supplement plan
Are you looking to see if you can save money with a Medicare Supplement plan? There's a type of plan called a Medicare SELECT plan that may have a lower premium than most Medicare Supplement plans. What is Medicare SELECT? If you have Medicare Part A... Read more
Medicare Billing Errors
If you or a loved one are covered by Medicare, you can find a lot of information on Medicare.gov about how much you can expect to pay for various medical services. For example, if Medicare covers 80% for an item of durable medical equipment, you can generally... Read more
Medicare and Flu Shots
According to the National Institutes of Health (NIH), the influenza virus infects up to 20% of the population each year, sending more than 200,000 people to the hospital. Roughly 36,000 will die from the flu each flu season, with the most severe outcomes... Read more
Medicare and Vasotec
Do you take the high blood pressure medication Vasotec and wonder if Medicare covers it or the generic, enalapril? Learn whether Medicare covers Vasotec or your other prescription medications. Understand your Medicare benefits and Vasotec... Read more
Does Medicare Cover Tenormin?
The brand-name medication Tenormin, also known by the generic name of atenolol, may not be covered by your Medicare benefits. Part A and Part B of Original Medicare cover prescription medication in very limited circumstances. For this reason, Medicare... Read more
Does Medicare cover Risperdal?
Risperdal, the brand name formulation of the generic drug risperidone used to treat symptoms of schizophrenia and bipolar disorder, is generally not covered under Original Medicare (Part A and Part B), unless you have Medicare Part D prescription drug... Read more
Does Medicare Cover Prinivil?
Did your doctor prescribe the brand-name prescription called Prinivil or its generic equivalent, lisinopril? In most cases, Original Medicare Part A or Part B won't cover this oral medication. For coverage of Prinivil or lisinopril, as a Medicare... Read more
Does Medicare Cover Isordil?
Isordil belongs to a class of drugs known as vasodilators, which work by relaxing the blood vessels, making it easier for the heart to pump blood throughout the body, according to the Food and Drug Administration (FDA) Isordil (generic name: isosorbide... Read more
Original Medicare vs. Medicare Advantage
Medicare Advantage, also known as the Medicare Part C program, officially launched in 2003, according the Centers for Medicare & Medicaid Services (CMS). In 2017, about one-third of all Medicare beneficiaries are enrolled in Medicare Advantage plans... Read more
What is Respite Care? Tips for Caregivers
If you're a caregiver – whether it's for your husband, wife, Mom, Dad, or another loved one – there may be times when the stress may start to get to you. You may be able to take a break now and then. Read on to find out about respite care. What is... Read more
What is Type 1 Diabetes?
Diabetes is a health disorder involving a high amount of glucose, or blood sugar, in your blood, says the Centers for Disease Control and Prevention (CDC). There are several types of diabetes, but the most common are known as type 1 and type 2... Read more
Does Medicare Cover Lung Cancer Treatment?
If you've been diagnosed with lung cancer, your doctor and treatment team will work together with you to develop a lung cancer treatment plan. According the American Cancer Society, treatment will be based on the type and stage of your cancer and on your... Read more
Do Medicare Supplement plans differ for each state?
If you're thinking of adding a Medicare Supplement plan to your Original Medicare coverage, you may be wondering how it works and whether benefits vary depending on the state you live in. The short answer is, generally no. Most states offer up to 10 Medicare... Read more
Hypoxic-Anoxic Brain Injury
According to the Family Caregiver Alliance, hypoxic-anoxic brain injury occurs when there is not enough oxygen available to the brain for it to function normally and perform the vital processes that support life. Hypoxic brain injury refers to a reduced... Read more
Chronic Obstructive Pulmonary Disease (COPD): Symptoms, Causes, and Treatment
According to the National Heart, Lung, and Blood Institute (NHLBI), chronic obstructive pulmonary disease (COPD) is a disease that makes it harder to breathe and gets worse over time. If you’ve been diagnosed with COPD, or are at increased risk for... Read more
Does Medicare Cover Colorectal Cancer Treatments?
Colorectal cancer is a cancer that begins in the colon or the rectum. If you or a loved are diagnosed with colorectal cancer, the good news is that colorectal cancer treatment may have a good probability of extending your life. According to American Cancer... Read more
Does Medicare Cover Commodes?
Sometimes, an illness or injury may cause you to have limited mobility, or even confine you to a bedroom for a period of time. Your health-care provider may recommend that you use a portable commode (toilet) or commode chair to minimize your risk of fall... Read more
Dementia Care Tips: Caring for Someone with Dementia or Alzheimer’s Disease
If someone you love has Alzheimer's disease or dementia, you may face a difficult set of challenges. People with these conditions suffer from a progressive brain disorder that makes it difficult for them to think clearly, take care of themselves, or even... Read more
Does Medicare Cover Digital Rectal Exams?
If you have health-care coverage through the Original Medicare (Part A and Part B) program, and your doctor or other provider has recommended you have a digital rectal exam, or DRE, your test may be covered under Part B, subject to your deductible and... Read more
Medicare Star Ratings and the 5-Star Special Election Period
Are you unhappy with your current plan or need a change? The Medicare 5-Star Special Election Period (SEP) may be a good time to switch to a 5-star rated Medicare Advantage plan, Medicare Prescription Drug Plan, or Medicare Cost Plan. Medicare plans are... Read more
What if the Pharmacy Doesn’t Fill Medicare-Covered Prescription Drugs?
You may have a Medicare plan that includes prescription drug coverage. However, there may be times when a pharmacy can't fill your prescription drugs. Here are some reasons why pharmacies won't fill Medicare-covered prescription drugs and your options for... Read more
Medicare Coverage of Electrocardiograms (EKGs)
According to the Centers for Disease Control and Prevention, or CDC, Americans suffer from coronary artery disease more than any other kind of heart disease. Tragically, the first time that many people realize they have this disease is after they suffer from... Read more
Does Medicare Cover the Hepatitis B Vaccine?
Does your doctor say you should get the hepatitis B vaccine? If you have Medicare Part B, this "hep B shot" might be covered. Here’s what you need to know about the hepatitis B vaccine and Medicare coverage for it. Does Original Medicare cover hepatitis B... Read more
Do UnitedHealthcare Medicare Plans Cover Routine Vision Services?
Whether you're enrolled in Medicare, or about to be eligible, you may have questions about Medicare vision coverage. UnitedHealthcare (UHC) is one of the private insurance companies contracted with Medicare to provide benefits under the Medicare Advantage... Read more
What Medicare Plans Does Anthem Offer?
If you are looking for Medicare Advantage plans or ways to supplement your Original Medicare (Part A and Part B) coverage with a Medicare stand-alone Part D Prescription Drug Plan or Medicare Supplement insurance (Medigap), you may be interested in Anthem... Read more
Do WellCare Medicare Plans Cover Routine Vision Services?
If you're new to WellCare Medicare Advantage plans, or are comparing plans before deciding which one is right for you, you may have questions about Medicare vision coverage and managing your costs for routine vision care. Here's some information to help... Read more
How Can I Find Healthcare Providers that Accept Aetna’s Medicare Plans?
How Can I Find Health-Care Providers that Accept Aetna's Medicare Plans? Aetna is a private company contracted with Medicare to provide benefits to beneficiaries under the Medicare Advantage program. Like many companies that offer Medicare plans, Aetna... Read more
Does Medicare Cover Namenda?
A prescription for Namenda might have you wondering about Medicare coverage for this medication. Here's some information for you. What is Namenda? One medication that doctors sometimes use to treat symptoms of Alzheimer's disease is Namenda (or the Namenda... Read more
Will My Spouse and Dependent Children Be Covered Under Medicare?
If you’re familiar with employer-sponsored health-care plans, you may expect your whole family to be covered under one health insurance plan. Medicare, however, covers beneficiaries only on an individual basis. The Medicare beneficiary’s benefits... Read more
How Can a Medicare Advantage Plan Have a Zero Dollar ($0) Premium?
If you're doing some research about Medicare Advantage plans, you might have discovered some $0-premium Medicare Advantage plans. But just because a Medicare Advantage plan has a zero premium doesn't mean the plan covers all your health-care costs. What are... Read more
Does Medicare Cover Emergency Room Visit Costs?
Anyone might need to go to the emergency room someday. If you have Medicare Part A and Part B, do you know what share of emergency room costs Medicare may cover? As you may know, emergency room (ER) visits can be expensive. Almost 22% of Americans aged 65... Read more
Does Medicare Cover Dilantin?
If you take Dilantin (the generic name is phenytoin) and are a Medicare beneficiary, please know that Original Medicare offers limited coverage of prescription drugs. According to the U.S. National Library of Medicine, Dilantin or phenytoin is used to control... Read more
Medical Alert Systems and Medicare
If you're living alone, a medical alert system might give you and your loved ones a little peace of mind. Read about medical alert systems for seniors and if Medicare covers them. What are medical alert systems? Medical alert systems for seniors are... Read more
Does Medicare Cover Desyrel?
The National Institutes of Health's Medline Plus website notes that trazodone, the generic equivalent of Desyrel, is used to treat conditions such as depression, insomnia and schizophrenia. It falls into the category of serotonin modulators, which boost... Read more
Does Medicare Cover Premarin?
Menopause can result in hormone fluctuations that cause symptoms such as hot flashes or vaginal dryness. To help with the symptoms of menopause and to help protect against osteoporosis, your doctor may prescribe hormone replacement therapy such as... Read more
I Need to Change Doctors, What Do I Do?
Depending on what type of coverage you have, changing doctors under Medicare will require different steps: If you have Original Medicare, Part A and Part B: With this coverage, you can go to any doctor who accepts Medicare patients. You can use the... Read more
Does Medicare Cover Dentures?
If you're a Medicare beneficiary who wears dentures or needs them, you might be wondering if Medicare pays for dentures. Original Medicare, Part A and Part B, doesn’t generally cover the cost of dentures or getting fitted for them. Generally, Original... Read more
Medicare in Alaska
Medicare.com can be your resource while you shop for a Medicare plan in Alaska. Our site includes a plan comparison tool that lets you browse plans in your area. If you’re looking for a Medicare plan that best suits your needs, we’re here to help. About... Read more
Medicare in Florida
Medicare.com can be your resource for Medicare in Florida. If you would like to compare the various types of Medicare insurance offered throughout your county, including plan details and pricing, we can help. About Medicare in Florida Medicare beneficiaries... Read more
Medicare in Wisconsin
Searching for a Medicare plan in Wisconsin? Then let Medicare.com be your resource while you shop. We provide an obligation-free plan comparison tool so anyone can review private Medicare plan options and pricing detail in their area. About Medicare in... Read more
Medicare in Maryland
Medicare beneficiaries in Maryland may enroll in Original Medicare, Part A and Part B, as in other states. In fact, most Maryland residents are automatically enrolled in Original Medicare when they turn 65 if they’re already receiving retirement benefits.... Read more
Medicare in New York
When shopping for Medicare coverage in the state of New York, it is a good idea for you to consider every available option. Because of this, Medicare.com provides a complimentary plan comparison tool so that you can review Medicare plan selections, details,... Read more
Medicare in Oregon
Looking for a Medicare plan in Oregon? Our plan comparison tool can help you browse available options and locate one that works best for you. Before joining any Medicare plan, you should carefully explore all of the options in your area. About Medicare in... Read more
What If My Medicare Doctor “Opts Out”?
Finding a doctor you like and trust can be a long process, so I understand that it can be frustrating when your doctor no longer accepts Medicare. If your doctor has “opted out” of Medicare, this means that he or she no longer accepts Medicare assignment... Read more
Medicare Advantage Plans Explained
Did you know that there are different ways to get your Medicare coverage? When they think of Medicare, many people think of the government program known as Original Medicare, which includes Part A (hospital insurance) and Part B (medical insurance). But you... Read more
Medicare Supplement Insurance and Prescription Drug Coverage
There are currently two ways to get prescription drug coverage through Medicare. The first is through a stand-alone Medicare Part D Prescription Drug Plan. The second option is to choose a Medicare Advantage plan (Part C) that provides prescription drug... Read more
Customer reviews of Victoria
She did not rush me and allowed me to ask any questions as necessary and allowed me to feel like I was a person not just number and that I was not stupid because of having to navigate the computer and all of the questions
Anonymous, Lascassas, TN
Very patient went in my opinion far and beyond in helping me answering all my questions and evaluating the plans great experience with this representative
Ryan S, Easton, PA
Victoria was very helpful, very friendly and concerned that I received the best coverage and the right price for what I needed and gave a choice between a HMO or a PPO. I thank her for all she did for me.
Anonymous, Conroe, TX
Need more precise information
Male, 78, Ingleside, IL
She talked way too fast and kept butting in when I tried to talk
Female, 55, Lodi, OH
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