What Medicare Plans Does Blue Cross Blue Shield of Arizona Offer?

Pamela Cannaday by Pamela Cannaday | Licensed since 2011
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This article was updated on: 10/21/2018

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If you live in Arizona and would like to learn about the different options you have for your Medicare coverage, you may want to read this article to learn what Blue Cross Blue Shield of Arizona (BCBSAZ) and Blue Cross Blue Shield of Arizona Advantage may have available.

Blue Cross Blue Shield of Arizona Medicare Advantage plans

Medicare Advantage plans are available through private, Medicare-approved insurance companies. By law, these plans must offer all the same coverage as Original Medicare, Part A and Part B (except for hospice care, which is still covered by Part A). Many plans also include additional benefits, such as prescription drug coverage, routine dental care, and even wellness programs.

If you enroll in a Medicare Advantage plan, you must continue to pay your Part B premium; some Medicare Advantage plans that Blue Cross Blue Shield of Arizona Advantage offers may have an additional monthly premium.

Keep in mind that “Blue Cross Blue Shield of Arizona Medicare Advantage” plans aren’t available in every county in Arizona, and that plan benefits and premiums may vary.

Blue Cross Blue Shield of Arizona Advantage offers Medicare Advantage HMO plans in some Arizona counties. Health Maintenance Organization (HMO) plans typically require you to select a primary care provider and to get all your health care in the plan’s network (medically necessary emergency treatment out-of-network is covered). These plans usually include coverage for prescription drugs, and many plans also cover routine dental care and fitness programs. You may have deductibles and/or copayments before benefits apply; plan details differ.

Blue Cross Blue Shield of Arizona Advantage might offer the following Medicare Advantage plans in your location:

  • Blue Medicare Advantage Classic (HMO) – this plan has a $0 monthly premium, and includes prescription drug benefits and a fitness program membership. A visit to your primary care provider generally has no copayment.
  • Blue Medicare Advantage Plus (HMO) – this plan monthly premium, and includes prescription drug benefits, basic routine dental coverage, and a fitness program membership. A visit to your primary care provider generally has no copayment.

Blue Cross Blue Shield of Arizona stand-alone Medicare Part D Prescription Drug Plans

As you may already know, Original Medicare (Part A and Part B) offers only limited prescription drug coverage, and doesn’t cover most medications you would take at home. You may be eligible to enroll in a stand-alone Medicare Part D Prescription Drug Plan to help cover your prescription drugs through Blue Cross Blue Shield of Arizona. Their plan is called Blue MedicareRx (PDP), and there may be more than one version of this plan available.

You need to be enrolled in Original Medicare (Part A and/or Part B), and live in the plan’s service area. Monthly premiums vary depending on the plan you select, and you may have copayments, coinsurance, and deductible amounts to pay when you access your benefits.

Every Blue Cross Blue Shield Medicare Prescription Drug Plan (Blue MedicareRx (PDP) maintains a formulary, or list of covered medications. When shopping for a Blue MedicareRx (PDP) plan, you may want to check the plan formularies to see which ones cover your medications. Plans may change their formularies at any time, but they must notify you in writing.

Can I get a Medicare Supplement Plan (Medigap) through Blue Cross Blue Shield of Arizona?

Medigap (Medicare Supplement) plans are offered by private insurance companies and can help you pay your out-of-pocket costs for services covered under Original Medicare. Blue Cross Blue Shield of Arizona offers a range of Medigap plans. Not all plans may be available in all areas, and plan premiums and eligibility requirements may vary.

Would you like to learn more about Medicare plans from Blue Cross Blue Shield of Arizona?  Start comparing plans anytime — just enter your zip code and click Find Plans.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. The product and service descriptions, if any, provided on these Medicare.com Web pages are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable laws, rules, and regulations.

Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium.

Blue Cross Blue Shield of Arizona Advantage (HMO) is an HMO plan with a Medicare Contract. Enrollment in Blue Cross Blue Shield of Arizona Advantage depends on contract renewal. Blue MedicareRxSM (PDP) is a Prescription Drug Plan with a Medicare contract.    Enrollment in Blue MedicareRx depends on contract renewal. This information is available for free in other languages. Please call our Customer Service number at 1-877-853-7693, TTY users call 711, from 8 a.m. to 8 p.m. daily, local time.
Esta información está disponible de forma gratuita en otros idiomas. Comuníquese con nuestro número de Servicio al Cliente llamando al 1-877-853-7693. Los usuarios de TTY deben llamar al 711, todos los dias de 8 a.m. a 8 p.m., hora local.

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