Medicare and LASIK Eye Surgery

Mike Olmos by Mike Olmos | Licensed since 2010
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This article was updated on: 09/10/2018

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If you’re a Medicare beneficiary hoping to improve your vision with Lasik eye surgery, Medicare doesn’t cover this procedure.

What is LASIK eye surgery?

According to the Food and Drug Administration, LASIK eye surgery changes the shape of the cornea (part of the eye), using a laser beam, to help the eye focus better. LASIK stands for laser-assisted in situ keratomileusis.

Does Medicare cover LASIK eye surgery?

Original Medicare, Part A and Part B, doesn’t cover routine eye or vision care. Medicare Part A and Part B may cover the costs of certain medical eye conditions if they require hospitalization or emergency care.

Original Medicare may also cover eye doctor visits and treatments to improve or cure some chronic eye conditions. Two examples are glaucoma and cataracts, but this is not an all-inclusive list. Your doctor must consider the treatment medically necessary. Generally vision enhancement surgery such as LASIK eye surgery is not considered medically necessary, and therefore it is not covered.

Would a Medicare Advantage plan cover LASIK eye surgery?

Medicare Advantage plans are required to cover all services and items covered by Original Medicare, Part A and Part B. Should you ever need hospice care, that benefit is still provided through Part A instead of through your Medicare Advantage plan. Many Medicare Advantage plans also include extra benefits, such as routine vision care. If LASIK eye surgery or routine eye care is important to you, you might want to shop around and compare plans carefully to see what each plan offers, since these extra benefits (as well as costs) vary among plans.

I’ll be glad to explore the private Medicare insurance plan options with you. You can schedule a phone call with me, or have me email you information based on your needs. To look through some choices on your own, you can click the Compare Plans buttons on this page.

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