Medicare Part D Articles

About the Medicare Part D Prescription Drug Coverage Gap (“Donut Hole”)

The Medicare coverage gap is the phase of your Medicare Part D benefit when there is a gap in prescription drug coverage. You might not reach this stage at all; it starts if you and your plan spend a certain amount of money within a year, as described below.... Read more

How do I Choose a Medicare Part D Plan That is Best for Me 

Medicare Part D is prescription drug coverage offered by private insurance companies. You can get Medicare Part D coverage through a stand-alone plan that works together with Original Medicare (Part A and Part B) or through a Medicare Advantage plan. This... Read more

Medicare and Prescription Drug Coverage from an Employer

When they turn 65, many people are automatically enrolled in Original Medicare, Part A and Part B, which generally doesn't include prescription drug coverage. If you're covered by an employer or union plan that includes prescription drug coverage, you may be... Read more

What is a Medicare Part D Preferred Pharmacy?

You can enroll in a Medicare plan that offers Part D prescription drug benefits in order to receive prescription drug coverage. There are two types of plans offered by Medicare-approved private insurance companies that provide Medicare Part D prescription... Read more

How to Avoid the Medicare Prescription Drug Coverage Gap, or “Donut Hole”

Most Medicare Part D stand-alone and Medicare Advantage prescription drug plans include a coverage gap in Part D benefits, also known as the Medicare “donut hole.” During this gap in prescription drug coverage, beneficiaries may have to pay a larger... Read more

What does a formulary in a Medicare Part D Prescription Drug Plan mean?

Medicare requires that every private insurance company approved to offer Medicare Part D Prescription Drug Plans provide a certain minimum level of coverage. However, the individual companies have some flexibility in deciding which prescription drugs they... Read more

What if I Decide Not to Sign Up for a Medicare Prescription Drug Plan?

Since Medicare prescription drug coverage is optional, some people may decide not to sign up for a Medicare Prescription Drug Plan. But what happens if you need more prescription drugs as time goes on? Is it true that Original Medicare has no prescription... Read more

What If I have Medicare and No Prescription Drug Coverage?

Do you have Medicare coverage, but no prescription drug coverage? You may be able to add prescription drug coverage through Medicare. This coverage is optional, but if you ever need it, it might save you money to sign up when you first get Medicare. Original... Read more

Can I Delay Medicare Part D Enrollment?

If you’re approaching Medicare eligibility, especially if you’re in good health, you probably have questions about just how much health-care coverage you really need. For many people, enrollment in Original Medicare (Part A and Part B) happens... Read more

Medicare Part D (Prescription Drug Plan) Benefits Overview for 2019

The Medicare Part D program authorizes Medicare-approved private insurance companies to provide prescription drug coverage. You must have Part A or Part B to join a Medicare Prescription Drug Plan. You can get this coverage in the form of a Medicare Advantage... Read more




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