Original Medicare Articles

What’s not covered under Medicare Part A and Part B?  

If you're a new Medicare enrollee or about to become eligible, you may have questions about what's included in your benefits—and more importantly, what's not. Here's a look at your coverage under the Medicare program. What do I get with Original... Read more

About the Medicare Fee Schedule

If you review your Medicare Summary Notices, you may see that the "Amount Charged" by your Medicare provider may not be the same amount as the "Medicare Approved" charge. This is because Medicare only approves the amount listed in the Medicare fee schedule... Read more

The Medicare Part B Premium

Medicare Part B typically comes with a premium. If you’re new to Medicare or becoming eligible soon, you might be wondering how much your Part B premium will be. The amount can vary depending on your situation. Most people who are eligible for Medicare... Read more

Can I Stay in the Hospital Without Paying My Medicare Deductible?

If you are a Medicare beneficiary and you go to the hospital, the hospital cannot refuse to admit or treat you based on lack of payment of your Medicare Part A deductible. In 2018, this amount is $1,340. Additionally, if you seek emergency treatment, you will... Read more

How Medicare Benefits Are Activated

You may qualify to be automatically enrolled for your Medicare benefits at age 65 if you meet certain requirements. For example, if you're receiving Social Security or Railroad Retirement Board retirement benefits before you turn 65, you'll be automatically... Read more

Does Original Medicare Cover Overseas Travel?

Are you retired, on Medicare, and finally have time for some overseas travel? Here we'll explore the benefits that Original Medicare (Medicare Part A and Part B) may provide when you're traveling. Original Medicare generally delivers the same medical... Read more

Tips for Lowering Out-of-Pocket Medicare Expenses

Out-of-pocket Medicare expenses include all medical expenses that you have to pay out of your own pocket, such as deductibles, copayments, and coinsurance. If you are familiar with an employer-sponsored health-care plan, you may expect an out-of-pocket... Read more

What Is the Difference Between Medicare Part A and Part B?

Original Medicare is made up of two parts: Part A, hospital insurance, and Part B, medical insurance. They can work together, but coverage does not overlap. Medicare Part A covers your hospital expenses. This includes hospital stays, skilled nursing care... Read more

How Much is the Medicare Part A Premium?

Who must pay a Medicare Part A premium every month? Some Medicare beneficiaries do, but most don't. We'll walk through the Part A premium - when it's free, and when it's not. What's Medicare Part A? Medicare Part A is hospital insurance, and along with... Read more

Why does Original Medicare not include most prescription drug coverage?

People age 45 and older take an average of four prescription medications daily, according to research from AARP conducted between 1986 and 2002. If you’re new to Medicare, you might be surprised to learn that Original Medicare (Part A and Part B) doesn’t... Read more




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