Resources Articles

Medicare and Divorce

Most people become eligible for premium-free Part A Medicare coverage through their own work history or their spouse’s work history. Generally you are eligible for premium-free Part A coverage if you or your spouse worked and paid Medicare taxes for at... Read more

Medicare and Veterans Affairs (VA) Benefits

If you have Veterans Affairs (VA) health coverage, you are not required to enroll in Medicare–but it may be a good idea to do so. Signing up for Original Medicare, Part A and Part B, will give you broader coverage when it comes to the doctors, hospitals,... Read more

Will My Specialist’s Services be Covered under My Medicare Plan?

Whether you're switching from one type of Medicare coverage to another, or you're new to Medicare, you might be concerned about being able to continue seeing your health-care specialist. Will your specialist’s services be covered by Medicare? That may... Read more

Coinsurance vs Copay

Medicare usually involves various cost-sharing mechanisms, such as coinsurance or copayments, that you generally pay every time you use your benefits to get health care. Keep in mind there is no out-of-pocket maximum with Original Medicare (Part A and Part... Read more

How to Make Payments for Medicare Plans

Are you thinking about managing your Medicare payments? How you make your Medicare premium payments depends on the type of Medicare coverage you have. In many cases, you can set up automatic Medicare payments out of your bank account, if you don’t want to... Read more

Should I go to an Urgent Care Clinic or the Emergency Room?

Should I go to an Urgent Care Clinic or the Emergency Room? Emergency room or urgent care? Choosing the best place to go when you have a sudden illness or injury "after hours" -- when your doctor’s practice is closed -- can be challenging.  Do you go to... Read more

How to Get Your Prescription Drugs in a Nursing Home

The transition to a nursing home or other long-term care facility brings lots of questions and changes in how you get the prescription drugs you need. Fortunately, Medicare makes provisions for your prescription drug coverage when you are in a nursing... Read more

How Do I Report Original Medicare Fraud?

The Centers for Medicare & Medicaid Services (CMS) reports that Medicare fraud and abuse can cost taxpayers billions of dollars and put the health of Medicare beneficiaries at risk. What is Medicare fraud? According to CMS, there are different types of... Read more

Know Your Medicare Rights if You’re Denied Coverage

What if you have Medicare and you need an item or service, but you find it isn't covered? You have certain appeal rights if coverage is denied, including coverage of a prescription drug you need. If Original Medicare, or your Medicare Advantage plan or... Read more

What is a Conservatorship in California?

In California, if a family member is no longer able to make decisions about his or her personal or financial affairs, a judge may be able to appoint someone to care for this person. If the person is an adult, the process is called "conservatorship;" in the... Read more




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