Resources Articles

Coinsurance vs Copay

Medicare usually involves various cost-sharing mechanisms, such as coinsurance or copayments, that you generally pay every time you use your benefits to get health care. Keep in mind there is no out-of-pocket maximum with Original Medicare (Part A and Part... Read more

Finding a Nursing Home that Accepts Medicare

Medicare.gov provides several tools and suggestions to help you find a nursing home that accepts Medicare in your area. If you are looking for a nursing home for yourself or a loved one, here are some ways to get started finding the right one for your... Read more

What Is a Home Safety Assessment for the Elderly?

Particularly if you're an older adult who lives alone, a home safety assessment is an important way to identify potential hazards in your home. How a home safety assessment prevents injuries A home safety assessment is an evaluation of your home to identify... Read more

I’m a U.S. Citizen Living Abroad and Need Medicare

If you live abroad and are eligible for Medicare coverage within the United States, you may wonder if your Medicare policy still covers your needs. It's important to know that Medicare generally does not cover medical expenses incurred while outside the... Read more

Should I go to an Urgent Care Clinic or the Emergency Room?

Should I go to an Urgent Care Clinic or the Emergency Room? Emergency room or urgent care? Choosing the best place to go when you have a sudden illness or injury "after hours" -- when your doctor’s practice is closed -- can be challenging.  Do you go to... Read more

Durable Medical Equipment: Do You Need Pre-authorization?

As a Medicare beneficiary, your Medicare Part B coverage may help to pay for covered durable medical equipment. However, you may have to meet certain requirements, such as pre-authorization, before your benefits kick in. Here's what you need to know... Read more

What is a Conservatorship in California?

In California, if a family member is no longer able to make decisions about his or her personal or financial affairs, a judge may be able to appoint someone to care for this person. If the person is an adult, the process is called "conservatorship;" in the... Read more

Is My Doctor Covered by Medicare?

You may have concerns about finding a Medicare-approved doctor so you can maximize coverage, get help filing claims, and reduce your out-of-pocket expenses. Medicare Part B (medical insurance) covers medically-necessary services or covered preventive tests... Read more

How to Get Your Prescription Drugs in a Nursing Home

The transition to a nursing home or other long-term care facility brings lots of questions and changes in how you get the prescription drugs you need. Fortunately, Medicare makes provisions for your prescription drug coverage when you are in a nursing... Read more

Are Generic Prescription Drugs as Effective as Brand Name Drugs?

Almost 90% of prescriptions filled in the United States are for generic drugs according to the Food and Drug Administration (FDA). Brand name drugs are released first and generic drugs are copies of them. For example, the generic version of the erectile... Read more




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