Medicare in Georgia
This article was updated on: 09/16/2018
While shopping for Medicare in Georgia, Medicare.com can assist you with finding a plan that best suits your needs. First, you may want to learn what may be available in your state (however, availability of some Medicare plan options can vary from county to county).
About Medicare in Georgia
Medicare beneficiaries in Georgia may choose to enroll in Original Medicare, Part A and Part B, which is administered by the federal government. Alternatively, you can choose Medicare Advantage (available through private Medicare-approved insurance companies), which must offer everything that’s covered under Part A and Part B (except for hospice care), and may include other benefits such as routine dental services and prescription medication coverage.
Types of Medicare coverage in Georgia
Original Medicare provides inpatient hospital care coverage under Medicare Part A, and doctor services, some preventive care, and durable medical equipment through Medicare Part B.
Medicare Advantage plans, also called Medicare Part C, are available as an alternative way to receive Original Medicare benefits. You may want to explore all the Part C plans offered in your area if you decide that this alternative suits your needs. Costs and coverage details can vary from plan to plan. Some Medicare Advantage plans cover prescription drugs; check with any plan you’re considering to see if it covers the medications you’re taking.
Medicare Part D Prescription Drug Plans offer prescription drug coverage through a stand-alone plan that can work with your Original Medicare coverage. Not every plan may be available in each county, and costs may vary. Again, you may want to make sure the plan you choose covers any medications you’re taking.
Medicare Supplement plans are insurance policies that may be purchased to cover “gaps” in Part A and Part B coverage like premiums, deductibles, copayments, and coinsurance. Most states (including Georgia) can offer up to 10 Medicare Supplement plans. Each plan is labeled by a letter, such as Plan G. The plan benefits are standardized, meaning that Plan G coverage is the same no matter where you purchase it, but the price of a plan may be different from one insurance company to another.
Local resources for Medicare in Georgia
- Medicare Savings Programs in Georgia: Beneficiaries whose income is below a certain limit may qualify for assistance from a Medicare savings program. These programs can assist Medicare beneficiaries in Georgia in paying for their premiums, deductibles, and other out-of-pocket health costs.
- Georgia State Health Insurance Counseling and Assistance Program: GeorgiaCares is a volunteer-based program that provides information to Medicare beneficiaries and their caregivers. These services are complimentary and supported in part by a grant from the Center for Medicare and Medicaid Services.
How to apply for Medicare in Georgia
To qualify for Medicare, you must be either a United States citizen or a legal permanent resident of at least five continuous years.
You apply for Medicare in Georgia as you would in any state: by visiting your local Social Security Administration office, registering online, or enrolling over the phone.
- Visit the Social Security website.
- Call Social Security at 1-800-772-1213 (TTY users should call 1-800-325-0778), Monday through Friday, 7AM to 7PM.
- If you worked for a railroad, call the Railroad Retirement Board at 1-877-772-5772 (TTY users call 312-751-4701), Monday through Friday, 9AM to 3:30PM.
Georgia residents may be enrolled in the program automatically once they reach age 65, provided they already receive benefits through Social Security or the Railroad Retirement Board. Disabled residents can be enrolled sooner if they receive Social Security disability benefits, or certain disability benefits from the Railroad Retirement Board, for more than 24 consecutive months.
If you’re looking to enroll in a Medicare Advantage plan, Medicare Part D Prescription Drug Plan, or Medigap plan, I can help you understand what’s available in your part of Georgia. To learn more about me, view my profile below. Or use one of the other links below to set up a phone appointment with me or get a personalized email from me with plan information. Scroll up and click the Compare Plans button on this page.