Medicare in Utah
This article was updated on: 09/16/2018
Shopping for a Medicare plan in Utah? It doesn’t have to feel like a daunting task with Medicare.com as your resource. We can help you find a Medicare option that best suits your needs.
About Medicare in Utah
Medicare beneficiaries in Utah can get their benefits through Original Medicare, Part A and Part B, which is the federal component of the Medicare program. Beneficiaries also have the option of getting their coverage through a type of private insurance called Medicare Advantage, or Medicare Part C.
Utah residents can augment their Part A and Part B coverage with other types of private Medicare insurances, from a stand-alone Medicare Part D Prescription Drug Plan for medication therapy, and/or Medicare Supplement Insurance to covers costs that Part A and Part B do not.
Types of Medicare plans available in Utah
Original Medicare provides inpatient hospital care under Medicare Part A, and doctor’s services, and durable medical equipment under Medicare Part B.
Medicare Advantage plans must provide the same amount of coverage as Original Medicare, Part A and Part B (excluding hospice care), but some plans could offer additional benefits, such as prescription drug coverage, vision, and hearing.
Medicare Part D Prescription Drug Plans offer prescription drug coverage that can be purchased to accompany your existing Part A and Part B coverage. Not every plan may be available in each county.
Medicare Supplement Insurance plans, also called Medigap, cover the costs of having Part A and Part B coverage, so Original Medicare premiums, deductibles, copayments, and coinsurance is covered to varying degrees under these policies. Most states, including Utah, can offer up to ten subsidized Medicare Supplement plans, although not every plan will be available in each state.
Local resources for Medicare in Utah
Medicare Savings Programs in Utah: Medicare savings programs in Utah exist to help beneficiaries who can’t afford their out-of-pocket health expenses. For most programs, your income has to be below a certain limit to qualify for financial help.
Utah State Health Insurance Counseling and Assistance Program (SHIP): The Centers for Medicare & Medicaid Services created SHIP to help enhance the resources for beneficiaries in states like Utah.
How to apply for Medicare in Utah
Applying for Medicare in Utah is the same process as in any other state. To qualify for Medicare, you must be either a United States citizen or a legal permanent resident of at least five continuous years. You may visit your local Social Security Administration office, register online at SSA.gov, or do so over the phone.
- Call Social Security at 1-800-772-1213 (TTY users should call 1-800-325-0778), Monday through Friday, 7AM to 7PM.
- If you worked for a railroad, call the Railroad Retirement Board at 1-877-772-5772 (TTY users call 312-751-4701), Monday through Friday, 9AM to 3:30PM.
Some Utah residents are enrolled automatically at age 65 if they already receive retirement benefits through Social Security or the Railroad Retirement Board. Disabled residents are enrolled before the age of 65 if they receive Social Security disability benefits, or certain disability benefits from the Railroad Retirement Board, for 24 consecutive months.
I’ve given you a basic overview of your Medicare options. In order for you to make the best decision you can there are many things to consider, and I would be more than happy to go over this with you.
- To learn a bit more about me and why I enjoy helping Medicare beneficiaries, click on the orange button below my photo.
- Set up an appointment to talk with me about your needs; just use the Schedule a Phone Call link underneath my photo below. You can also use the email link right next to it, and I’ll send you some plan options.
- You can always start by comparing plans on your own by scrolling back up and using the blue Find Your Plan button on the right side of this page.